Which car insurance company is right for you? Compare plans, discounts and rates from 21st Century and Meemic.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more. 21st Century Insurance was acquired in 2005 by AIG and then sold to Farmers Insurance Group in 2009.
Meemic was founded by a small group of teachers in 1950. They aimed to provide other teachers and educators quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community.
Below is a list of the average rates that drivers typically pay with 21st Century and MEEMIC Insurance Company. On average, 21st Century charges approximately $215.81 per month while MEEMIC Insurance Company comes in at around $180.77 per month. For 21st Century, the cheapest state average is Illinois at $116.55 per month and the most expensive is Florida at $254.92 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $180.78 per month and the most expensive is Michigan at $180.78 per month.
|State||21st Century||MEEMIC Insurance Company|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that 21st Century and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||21st Century||MEEMIC Insurance Company|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average 21st Century charges $210.69 per month and MEEMIC Insurance Company charges $177.96 per month for customers who own their home.
|Own/Rent||21st Century||MEEMIC Insurance Company|
21st Century is a bigger and more widely available insurance carrier in the US. Meemic was founded by a group of teachers and mainly serves customers in the education field in Illinois, Michigan, Wisconsin, and Georgia. Both 21st Century and Meemic have been rated as having excellent financial ratings and both companies were founded in the fifties: Meemic in 1950 and 21st Century in 1958.
|JD Power Rating||About Average|
|NAIC Complaint Index||1.47%|
21st Century and Meemic both offer your standard types of insurance coverage including Car, Home, Life, Boat and Motorcycle coverage. 21st Century offers a few additonal products that Meemic does not including Auto Mechanical Breakdown, Antique Auto, ATV, and Personal Watercraft.
|Auto Mechanical Breakdown|
Meemic and 21st Century offer a few discounts to their customers but less than the industry average. 21st Century offers Safe Driver, Multi-Car, and Mature Driver discounts while Meemic offers Newly Certified Teacher, Paid-in-full, and Vehicle Anti-Theft Discounts among others.
|Safe Driver Discount||Newly Certified Teacher Discount|
|Paperless & Autopay Discount||Multi-policy Discount|
|Multi-Car Discount||The Educated Choice Repair Program|
|Mature Driver Discount||Paid-in-Full Discount|
|Vehicle Anti-theft Discount|
The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|Meemic Mobile App|
|Does not currently have a mobile app|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
|Meemic Contact Info|
|Address||1685 N. Opdyke Rd. Auburn Hills, MI 48326|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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