21st Century vs. Meemic Insurance

Which car insurance company is right for you? Compare plans, discounts and rates from 21st Century and Meemic.

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21st Century vs. Meemic: What You Need to Know

21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more. 21st Century Insurance was acquired in 2005 by AIG and then sold to Farmers Insurance Group in 2009.

Meemic was founded by a small group of teachers in 1950. They aimed to provide other teachers and educators quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit 21st Century Overview and Meemic Overview.

21st Century vs. MEEMIC Insurance Company: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with 21st Century and MEEMIC Insurance Company. On average, 21st Century charges approximately $212.17 per month while MEEMIC Insurance Company comes in at around $219.89 per month. For 21st Century, the cheapest state average is California at $173.93 per month and the most expensive is Florida at $246.93 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $219.75 per month and the most expensive is Michigan at $219.75 per month.

21st Century

Average Rate

$212.17
MEEMIC Insurance Company

Average Rate

$219.89
National

Average Rate

$117.62
State 21st Century MEEMIC Insurance Company
California $173.93 -
Florida $246.93 -
Michigan- $219.75

21st Century vs. MEEMIC Insurance Company: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that 21st Century and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.

Number of Vehicles 21st Century MEEMIC Insurance Company
1 Vehicle $196.47 $207.12
2 Vehicles $266.02 $271.61
3 Vehicles $444.37 $

21st Century vs. MEEMIC Insurance Company: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average 21st Century charges $205.87 per month and MEEMIC Insurance Company charges $221.14 per month for customers who own their home.

Own/Rent 21st Century MEEMIC Insurance Company
Own $205.87 $221.14
Rent $216.06 $218.89

What Are 21st Century and Meemic Insurance's Ratings?

21st Century is a bigger and more widely available insurance carrier in the US. Meemic was founded by a group of teachers and mainly serves customers in the education field in Illinois, Michigan, Wisconsin, and Georgia. Both 21st Century and Meemic have been rated as having excellent financial ratings and both companies were founded in the fifties: Meemic in 1950 and 21st Century in 1958.

Comparison 21st Century Meemic
Year Founded 1958 1950
Financial Strength Excellent Excellent
JD Power Rating About Average
A.M Best A-
S&P Rating A+
NAIC Complaint Index 1.47%

21st Century or Meemic: Insurance Products Offered

21st Century and Meemic both offer your standard types of insurance coverage including Car, Home, Life, Boat and Motorcycle coverage. 21st Century offers a few additonal products that Meemic does not including Auto Mechanical Breakdown, Antique Auto, ATV, and Personal Watercraft.

Insurance 21st Century Meemic
Car Insurance
Homeowners Insurance
Renters Insurance
Boat Insurance
Condo Insurance
Motorcycle Insurance
Business Insurance
Life Insurance
Mobile Home
Auto Mechanical Breakdown
Flood
Antique Auto
ATV Insurance
Personal Watercraft
Recreational Vehicle
Umbrella

21st Century or Meemic: Ways to Save

Meemic and 21st Century offer a few discounts to their customers but less than the industry average. 21st Century offers Safe Driver, Multi-Car, and Mature Driver discounts while Meemic offers Newly Certified Teacher, Paid-in-full, and Vehicle Anti-Theft Discounts among others.

21st Century Meemic
Safe Driver Discount Newly Certified Teacher Discount
Paperless & Autopay Discount Multi-policy Discount
Multi-Car Discount The Educated Choice Repair Program
Mature Driver Discount Paid-in-Full Discount
Vehicle Anti-theft Discount

Pros & Cons of 21st Century & Meemic

Pros

21st Century
  • 21st Century offers affordable rates to good drivers in California and a few other states.
  • 21st Century is a financially strong company.
  • 21st Century offers many lines of insurance and multi-policy discounts.
Meemic
  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.

Cons

21st Century
  • 21st Century mainly does business in California.
Meemic
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.s

21st Century or Meemic Mobile Apps Options

The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.

21st Century Mobile App
iOS      1.9 5 user reviews
Android      3.2 934 user reviews
Meemic Mobile App
Does not currently have a mobile app

21st Century & Meemic Contact Info

21st Century Contact Info
Address 3 Beaver Valley Road, Wilmington, DE 19803
Phone 1-877-401-81816
Website https://www.21st.com/
Facebook https://www.facebook.com/21stcenturyinsurance/
Twitter https://twitter.com/21stCenturyAuto
Youtube https://www.youtube.com/channel
Linkedin https://www.linkedin.com/company/21st-century-insurance/about/
Meemic Contact Info
Address 1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone 1-888-463-3642
Website https://www.meemic.com/
Facebook https://www.facebook.com/Meemic/
Twitter https://twitter.com/Meemic
Youtube https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Linkedin https://www.linkedin.com/company/meemic-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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