Which insurance company is right for you? Compare prices, insights, and quotes from 21st Century and Utica National.
21st Century Insurance -- formerly 20th Century Insurance -- was founded in 1958 by Louis W. Foster and began offering auto insurance, mainly in California. The company was located in a one-room office in Los Angeles, California and relocated to Woodland Hills, California before moving to Wilmington Delaware, where 21st Century Insurance is now headquartered. Today, 21st Century Insurance sells many lines of insurance, including specialty homeowners insurance, motorcycle insurance and more.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.
Below is a list of the average rates that drivers typically pay with 21st Century and Utica National Ins Group. On average, 21st Century charges approximately $215.81 per month while Utica National Ins Group comes in at around $138.42 per month. For 21st Century, the cheapest state average is Illinois at $116.55 per month and the most expensive is Florida at $254.92 per month. For Utica National Ins Group, the cheapest state average is Virginia at $74.33 per month and the most expensive is New York at $315.21 per month.
|State||21st Century||Utica National Ins Group|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that 21st Century and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||21st Century||Utica National Ins Group|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average 21st Century charges $210.69 per month and Utica National Ins Group charges $122.61 per month for customers who own their home.
|Own/Rent||21st Century||Utica National Ins Group|
21st Century and Utica National have similar insurance industry ratings. Both have been rated as having 'Excellent' financial strength. 21st Century has received an 'A' from A.M. Best while Utica National received an 'A-'. Compare all the ratings for each company below.
|Comparison||21st Century||Utica National|
|JD Power Ranking||About Average|
|NAIC Complaint Index||1.47|
21st Century and Utica National both offer a suite of insurance products for their customers. Both companies offer car, boat and motorcycle insurance. 21st Century offers a few additional products including ATV, Flood, Life, Personal Watercraft coverage and more. Utica National offers Renters, Umbrella, Identity Theft, Snowmobile insurance among other products. A full list of coverage is listed below. Compare both Auto Insurance companies to see if you can find a lower rate.
|Insurance||21st Century||Utica National|
|Antique Auto Insurance|
|Auto Mechanical Breakdown Insurance|
|Personal Watercraft Insurance|
|Specialty Homeowners Insurance|
You can save money by finding a car insurance company that offers good coverage and great discounts. Both 21st Century and Utica National offer several discounts. Let SmartFinancial help you find the right car insurance and start to take advantage of discounts offered by these top insurance providers.
|21st Century||Utica National|
|Mature Driver Discount||Airbags & motorized seat belts|
|Multi-Car Discount||Annual Mileage Discount|
|Paperless & Autopay Discount||Anti-lock brakes|
|Safe Driver Discount||Anti-Theft Device|
|Away at School Discount|
|Company Car Discount|
|Electronic Funds Transfer|
|Electronic stability control|
|Go Green Vehicle Discount|
|Good Student Discount|
|Pay in Full Discount|
The 21st Century Mobile app is available for iOS and android. It enables you to view your policy, pay bills, report a claim, receive roadside assistance and more. The iPhone app even has other functions, like finding nearby restaurants with good ratings.
Utica National does not currently have a mobile app.
|21st Century Mobile App|
|iOS||1.9||5 user reviews|
|Android||3.2||934 user reviews|
|Utica National Mobile App|
|Utica National does not currently have a mobile app|
|21st Century Contact Info|
|Address||3 Beaver Valley Road, Wilmington, DE 19803|
|Utica National Contact Info|
|Address||180 Genesee St, New Hartford, NY 13413|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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