AAA vs. Grange Insurance

Which insurance company is right for you? Compare discounts, products, and quotes from AAA and Grange.

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AAA vs. Grange Insurance: What You Need To Know

On March 4, 1902, nine automobile clubs formed the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Grange Insurance Company was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members. Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Auto Club Group Overview and Grange Insurance Overview.

What Are AAA and Grange Insurance's Ratings?

Grange Insurance and AAA Insurance both have the financial strength rating of "Excellent", a respected financial rating service in the insurance industries. Grange and AAA also have an "A+" rating from Better Business Bureau® (BBB) for addressing customer concerns in a timely, satisfactory manner. Start your quotes and compares competitors. Get quotes from multiple carriers today!

Year Founded19021935
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.87
NAIC Complaint Ratio0.53
S&P RatingA+

AAA or Grange: Insurance Products Offered

What's the difference between the two? Grange Insurance has coverage for Auto, Home, Life, and Business Insurance whereas AAA offers more insurance options, including Renters, Travel, Personal Umbrella and more. Learn more about the carriers before making a switch.

Insurance AAA Grange Insurance
Auto Insurance
Boat & Watercraft
Business Insurance
Home Insurance
Renters Insurance
Condo Insurance
Life Insurance
Personal Umbrella

AAA or Grange Insurance: Ways To Save

AAA and Grange Insurance offer similar discounts to their policyholders. Grange Insurance offers a Hybrid Vehicle Discount if your automobile's engine has the combined power of gasoline and electricity. AAA offers Multi-Vehicle Discounts that could save policyholders up to 25% on select coverage when insuring two or more vehicles. Get detailed information about the two insurance carriers to maximize potential savings on your premiums.

AAAGrange Insurance
Good Driver DiscountDistant Student Discount
Good Student DiscountGood Student Discount
Loyalty DiscountHybrid Vehicle Discount
Multi-policy DiscountMulti-Policy Discount
Multi-vehicle DiscountPaid-in-Full Discount
Verified Mileage DiscountSafe Driver Discount

Pros & Cons of AAA & Grange Insurance


  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.
Grange Insurance
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US


  • The annual fee for membership.
  • Membership required to buy car insurance.
Grange Insurance
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

AAA or Grange Insurance Mobile Apps Options

AAA's Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay bills, view coverage, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews
Grange Insurance Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

AAA & Grange Insurance Contact Info

AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Grange Insurance Contact Info
Address671 S. High Street Columbus, OH 43206

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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