Grange Insurance: Overview

Is Grange Insurance publicly traded?

Grange Insurance is not listed on the stock market. Grange Insurance is a mutual holding company.

Do Grange Insurance auto policies cover equipment breakdown?

Grange Insurance auto policies offer original equipment manufacturer coverage. This coverage ensures that parts from your car’s original manufacturer are used when it is repaired.

How is Grange Insurance rated?

Grange Insurance has been accredited with the Better Business Bureau (BBB) since 1970 with an A+ rating.

Does Grange Insurance cover rental cars?

Grange Insurance offers rental car reimbursement, which takes care of renting a vehicle while yours is being repaired.

How to cancel a Grange Insurance policy:

If you would like to cancel your policy with Grange Insurance, contact your independent agent. You can also contact the company through its phone number from customer care at (866)550-9222.

Does Grange Insurance cover windshield replacement?

Grange insurance covers windshield replacement. The company offers full glass repair which pays for the cost of broken or cracked glass.

What states does Grange Insurance write in?

Grange insurance serves policyholders across 13 states in the US: Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin.

Does Grange Insurance have accident forgiveness?

Grange Insurance doesn't offer accident forgiveness.

What is income replacement with Grange Life Insurance?

Grange Life Insurance offers income replacement as a type of coverage, which guarantees that your family will receive money in case of losing your income, so they won’t struggle financially.

Do Grange Insurance homeowners insurance policies cover equipment breakdown?

Yes, Grange Insurance homeowners Insurance policies cover equipment breakdown. This type of coverage protects you from loss due to a mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers. It applies to the cost to repair or replace the equipment and any other property damaged by the equipment breakdown.

What is home replacement cost from Grange Insurance?

Home Replacement cost is a type of coverage offered by Grange Insurance, which guarantees that if you suffer a total loss, your house and everything inside will be replaced exactly the way they were. This doesn’t take into account any depreciation.

Does Grange Insurance have good customer reviews?

Grange was ranked by JD Power as the 13th best auto insurance company for customer satisfaction in the North Central region of the US. Also, across four different customer review sites, the company gets around 3.5 stars out of 5 on average.

What additional benefits does Grange Insurance offer for businesses?

Grange Insurance offers local independent agents that will guide you through coverage options to find you one that is unique as your business is and also to make sure your employees are well-protected. In addition, when you purchase the business insurance, you have access to a professional team of risk management and business consultants who will help you identify potential risk management challenges and develop solutions.

What coverage options does Grange Insurance offer for businesses?

Grange Insurance business policies offers the following coverage options:

• Risk evaluation
• Commercial property and auto
• Commercial liability
• Employment practices liability
• Commercial umbrella
• Commercial package and farm owners insurance
• Workers compensation
• Employee life insurance
• Business continuation and succession planning
• Grange cyber coverage
• Equipment breakdown
• Commercial inland marine coverage
• Business owners coverage
• Commercial crime coverage

What type of coverage does Grange Insurance life insurance policies offer?

Grange  Insurance offers the following types of life insurance policies:

• Term Life Insurance is short term coverage, designed to be very affordable. Since this type of coverage protects you for a certain time, you have the option to choose a time period such as 10, 15, 20, or 30-years.
• Whole Life Insurance is a type of permanent life insurance that will cover you until age 100 when the policy matures. The premiums will be higher than term life insurance, but it’s because the coverage is permanent.
• Universal Life Insurance is a type of coverage for whole life when it comes to lifetime, but offering more flexibility than the one mentioned above. You have the opportunity to access your cash value for emergencies, college education, retirement income, or any other need.

Bodily Injury Liability

This form of coverage is required in every state. It covers bodily injuries to a third party in an accident that was deemed your fault.

Property Damage Liability

This form of coverage is required in every state. It covers property damage and loss of use to a third party.

Uninsured/Underinsured Motorist

This form of coverage covers damages when the other party is at fault but is either uninsured or underinsured.

Comprehensive Coverage

This coverage pays for damages and loss other than that caused by a collision. It is subject to a deductible.

Collision Coverage

his coverage pays for damages and loss caused by impact with another automobile, object or person. It is subject to a deductible.

Roadside assistance

This coverage helps you get back and driving if you have a roadside breakdown.

Rental Car Reimbursement

This coverage takes care of renting a vehicle while yours is being repaired.

Full Glass Repair

This coverage pays for the cost of broken or cracked glass.

Pet injury and mobile device coverage

This coverage pays for medical bills for injured pets, as well as damaged mobile devices in the event of an accident.

Identity theft

This coverage pays you in case your personal information is compromised as the result of a covered accident.

Original equipment manufacturer coverage

This coverage ensures that parts from your car’s original manufacturer are used when it is repaired.

Loan or lease gap coverage

If you are still making payments on your car, this coverage pays for the difference in cost between what the car is worth and what you still owned on it.