Grange vs. Direct Auto Insurance

Which insurance provider is right for you? Compare insights, rates, and quotes from Grange and Direct Auto.

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Grange vs. Direct Auto: What You Need to Know

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members. Today, Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.

In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’soriginal vision.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grange Overview and Direct Auto Overview.

Grange vs. Direct Auto: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grange and Direct Auto. On average, Grange charges approximately $176.51 per month while Direct Auto comes in at around $348.55 per month. For Grange, the cheapest state average is Oregon at $111.25 per month and the most expensive is Colorado at $214.55 per month. For Direct Auto, the cheapest state average is North Carolina at $111.33 per month and the most expensive is South Carolina at $777.00 per month.

Grange

Average Rate

$176.51
Direct Auto

Average Rate

$348.55
National

Average Rate

$119.16
State Grange Direct Auto
Alabama- $119.33
Arkansas- $160.71
California $187.77 $483.65
Colorado $214.55 -
Florida- $247.87
Georgia- $274.03
Idaho $126.81 -
Illinois- $606.94
North Carolina- $111.33
Ohio- $236.97
Oregon $111.25 -
South Carolina- $777.00
Tennessee- $163.01
Texas- $203.37
Virginia- $602.56
Washington $137.40 $610.82
Wyoming $143.39 -

Grange vs. Direct Auto: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grange and Direct Auto typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grange Direct Auto
1 Vehicle $162.33 $332.00
2 Vehicles $223.64 $547.89
3 Vehicles $325.01 $

Grange vs. Direct Auto: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grange charges $168.19 per month and Direct Auto charges $256.30 per month for customers who own their home.

Own/Rent Grange Direct Auto
Own $168.19 $256.30
Rent $179.84 $361.01

What is Grange and Direct Auto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grange and Direct Auto ranked among the industry ratings.

ComparisonGrangeDirect Auto
Year Founded19351991
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.876.06

Grange or Direct Auto: Insurance Products Offered

What coverage is available through Grange and Direct Auto? Both insurance companies offer Auto and Commercial insurance. Additional products from Direct Auto insurance also includes Health, Home, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grange and Direct Auto Insurance page.

InsuranceGrangeDirect Auto
Auto Insurance
Commercial Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
RV Insurance

Grange or Direct Auto: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Whereas, Direct Auto also offers a few discounts that Grange doesn’t, including Welcome Back, Senior Citizen, and Renewal discounts. Start taking advantage of discounts offered by insurance providers like Direct Auto and Grange insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrangeDirect Auto
Distant Student DiscountAffinity Discount
Good Student DiscountGood Student Discount
Hybrid Vehicle DiscountHomeowner Discount
Multi-Policy DiscountMileage Discount
Paid-in-full DiscountMilitary Discount
Safe Driver DiscountMulti-Car Discount
Multi-Product Discount
Prior Coverage Discount
Renewal Discount
Safe Driver Discount
Senior Citizen Discount
Welcome Back Discount

Pros & Cons of Grange & Direct Auto

Pros

Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing
Direct Auto
  • Flexible billing options and customizable insurance payments
  • Affordable rates regardless of consumers driving history
  • Offers SR-22 filing for drivers
  • Offers a variety of discounts

Cons

Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US
Direct Auto
  • Claims only by phone. There is no option to file a claim online.

Grange or Direct Auto Mobile Apps Options

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Direct Auto does not currently have a mobile app.

Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews
Direct Auto Mobile App
Direct Auto does not currently have a mobile app.

Grange & Direct Auto Contact Info

Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance
Direct Auto Contact Info
Address1128 Murfreesboro Road, Nashville, TN
Phone1-877-463-4732
Websitehttps://www.directauto.com/
Facebookhttp://www.facebook.com/directautoIns
Twitterhttps://twitter.com/directautoins
Youtubehttps://www.youtube.com/user/DirectAutoIns
Instagramhttps://www.instagram.com/directautoins/


Methodology

The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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