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Grange vs. Pekin Insurance
Which insurance carrier is right for you? Compare rates, products, and quotes from Grange and Pekin.
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Grange vs. Pekin: What You Need to Know
Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members. Today, Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.
In 1921, a group of farmers, all members of the Tazewell County FarmBureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. In 1932, they added 24-hour claim service. They adopted the telephone number #1334 for claims service. By 1939, Pekin had 20,000 policies and by 1945, 30,000. In 1952, they added fire insurance and in 1960, Inland Marine coverage. In 1966, the company moved into its new and current home office on Court Street and they now have 8 service offices in six states: Arizona, Illinois, Indiana, Iowa, Ohio, and Wisconsin. Pekin Life Insurance Company, which was established in1969, also offers products in Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, Pennsylvania, and Virginia. They began selling group health insurance in 1970 and pre-need insurance in 1993. In 2010, they adopted a new slogan, Beyond the expected®. In 2011, they created a unit called Group Plan Solutions for businesses. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grange Overview and Pekin Insurance Overview.
Grange vs. Pekin Insurance: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Grange and Pekin Insurance. On average, Grange charges approximately $181.53 per month while Pekin Insurance comes in at around $96.66 per month. For Grange, the cheapest state average is Oregon at $113.46 per month and the most expensive is Colorado at $216.08 per month. For Pekin Insurance, the cheapest state average is Indiana at $76.57 per month and the most expensive is Wisconsin at $109.81 per month.
Average Rate
Average Rate
Average Rate
| State | Grange | Pekin Insurance |
|---|---|---|
| California | $192.85 | - |
| Colorado | $216.08 | - |
| Idaho | $132.10 | - |
| Illinois | - | $107.70 |
| Indiana | - | $76.57 |
| Iowa | - | $81.82 |
| Oregon | $113.46 | - |
| Washington | $140.49 | - |
| Wisconsin | - | $109.81 |
| Wyoming | $153.19 | - |
Grange vs. Pekin Insurance: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grange and Pekin Insurance typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Grange | Pekin Insurance |
|---|---|---|
| 1 Vehicle | $164.13 | $91.21 |
| 2 Vehicles | $235.54 | $117.38 |
| 3 Vehicles | $305.95 | $ |
Grange vs. Pekin Insurance: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grange charges $176.13 per month and Pekin Insurance charges $86.89 per month for customers who own their home.
| Own/Rent | Grange | Pekin Insurance |
|---|---|---|
| Own | $176.13 | $86.89 |
| Rent | $183.27 | $100.73 |
What is Grange and Pekin Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Grange and Pekin ranked among the industry ratings.
| Comparison | Grange | Pekin |
|---|---|---|
| Year Founded | 1935 | 1921 |
| A.M. Best Rating | A- | |
| BBB Rating | A+ | c- |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Index | 0.87 |
Grange or Pekin: Insurance Products Offered
What coverage is available through Grange and Pekin? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Pekin insurance also includes Condo, Health, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grange and Pekin Insurance Insurance page.
| Insurance | Grange | Pekin |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ |
Grange or Pekin: Ways To Save
Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Whereas, Pekin also offers a few discounts that Grange doesn’t, including Tenure, Safety Equipment (Only Available in Ohio), and Multi-Car discounts. Start taking advantage of discounts offered by insurance providers like Pekin and Grange insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Grange | Pekin |
|---|---|
| Distant Student Discount | Advance Issue |
| Good Student Discount | Anti-theft Device |
| Hybrid Vehicle Discount | Auto/Home Bundle |
| Multi-Policy Discount | Defensive Driver (Not Available in Indiana) |
| Paid-in-full Discount | EFT |
| Safe Driver Discount | Good Student |
| Hybrid Auto | |
| Mandatory Seatbelt (Only Available in Iowa) | |
| Multi-Car | |
| Paid-in-Full | |
| Safety Equipment (Only Available in Ohio) | |
| Tenure |
Pros & Cons of Grange & Pekin
Pros
Grange
- The claims process can be delayed according to some customer’s reviews.
- Coverage limited - only in 13 states across the US
Pekin
- A high number of negative reviews.
- Confusing website.
- It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
Cons
Grange
- The claims process can be delayed according to some customer’s reviews.
- Coverage limited - only in 13 states across the US
Pekin
- A high number of negative reviews.
- Confusing website.
- It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.
Grange or Pekin Mobile Apps Options
The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.
Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.
| Grange Mobile App | ||
|---|---|---|
| iOS | 4.2 | 9 user reviews |
| Android | 4.3 | 24 user reviews |
| Pekin Mobile App | ||
|---|---|---|
| Pekin Mobile App Not Rated | ||
Grange & Pekin Contact Info
| Grange Contact Info | |
|---|---|
| Address | 671 S. High Street Columbus, OH 43206 |
| Phone | 1-800-422-0550 |
| Website | https://www.grangeinsurance.com/ |
| https://www.facebook.com/GrangeInsuranceMarketing | |
| https://www.instagram.com/grange_insurance | |
| https://twitter.com/GrangeInsurance | |
| Youtube | https://www.youtube.com/user/GrangeInsurance |
| https://www.linkedin.com/company/grange-insurance | |
| Pekin Contact Info | |
|---|---|
| Address | 2505 Court St, Pekin, IL 61558 |
| Phone | 1-800-322-0160 |
| Website | https://www.pekininsurance.com/ |
| https://www.facebook.com/PekinInsurance/ | |
| Youtube | https://www.youtube.com/user/PekinInsurance |
| https://twitter.com/pekininsurance | |
| https://www.linkedin.com/company/pekin-insurance/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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