Grange vs. Alfa Insurance

Which insurance provider is right for you? Compare savings, plans, and quotes from Grange and Alfa.

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Grange vs. Alfa: What You Need to Know

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members. Today, Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.

In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grange Overview and ALFA Overview.

Grange vs. ALFA: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grange and ALFA. On average, Grange charges approximately $178.98 per month while ALFA comes in at around $197.13 per month. For Grange, the cheapest state average is Oregon at $111.34 per month and the most expensive is Colorado at $210.63 per month. For ALFA, the cheapest state average is Virginia at $123.90 per month and the most expensive is Georgia at $225.56 per month.

Grange

Average Rate

$178.98
ALFA

Average Rate

$197.13
National

Average Rate

$119.96
State Grange ALFA
Alabama- $186.37
Arkansas- $197.30
California $190.79 -
Colorado $210.63 -
Georgia- $225.56
Idaho $127.63 -
Mississippi- $186.90
Oregon $111.34 -
Virginia- $123.90
Washington $138.21 -
Wyoming $150.60 -

Grange vs. ALFA: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grange and ALFA typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grange ALFA
1 Vehicle $163.89 $181.81
2 Vehicles $229.84 $251.61
3 Vehicles $317.08 $372.73

Grange vs. ALFA: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grange charges $170.17 per month and ALFA charges $183.92 per month for customers who own their home.

Own/Rent Grange ALFA
Own $170.17 $183.92
Rent $182.11 $203.48

What is Grange and Alfa Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grange and Alfa ranked among the industry ratings.

ComparisonGrangeAlfa
Year Founded19351946
Market Share0.12%
A.M. Best RatingA
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.87
NAIC Complaint Ratio0.82

Grange or Alfa: Insurance Products Offered

What coverage is available through Grange and Alfa? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Alfa insurance also includes Farm, Health, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grange and ALFA Insurance page.

InsuranceGrangeAlfa
Auto Insurance
Commercial Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Renters Insurance
RV Insurance

Grange or Alfa: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Whereas, Alfa also offers a few discounts that Grange doesn’t, including Youth Safety Test, Youth Defensive Driver Test, and Teacher discounts. Start taking advantage of discounts offered by insurance providers like Alfa and Grange insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrangeAlfa
Distant Student DiscountAirbags Discount
Good Student DiscountBurglar Alarm Discount
Hybrid Vehicle DiscountClaims-free Discount
Multi-Policy DiscountDefensive Driver Discount
Paid-in-full DiscountDriver Education
Safe Driver DiscountDriver Training Discounts
Good Student Discount
Home and Auto Bundle Discount
Homeowner Discount
Multi-car Discount
Multi-policy Discount
Smoke Alarm Discount
Teacher Discount
Youth Defensive Driver Test
Youth Safety Test

Pros & Cons of Grange & Alfa

Pros

Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing
Alfa
  • Very low customer complaints.
  • Excellent financial strength means reliability in getting claims paid.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US
Alfa
  • Alfa Insurance is only available in Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers.

Grange or Alfa Mobile Apps Options

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).

Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews
Alfa Mobile App
iOS     4.71.9 user reviews
Android     3.7251 user reviews

Grange & Alfa Contact Info

Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance
Alfa Contact Info
AddressP.O. Box 11000, Montgomery, AL 36191-0001
Phone1-800-964-2532
Websitehttps://www.alfainsurance.com/
Facebookhttps://www.facebook.com/AlfaInsurance
Youtubehttps://www.youtube.com/user/AlfaInsurance
Twitterhttps://twitter.com/Alfa_Insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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