AAA vs. Westfield Insurance

Which insurance provider is right for you? Compare products, rates, and quotes from AAA and Westfield.

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AAA vs. Westfield: What You Need to Know

On March 4, 1902, nine automobile clubs formed the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Auto Club Group Overview and Westfield Overview.

Auto Club Group vs. Westfield: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Auto Club Group and Westfield. On average, Auto Club Group charges approximately $314.10 per month while Westfield comes in at around $190.58 per month. For Auto Club Group, the cheapest state average is North Dakota at $119.07 per month and the most expensive is Michigan at $426.49 per month. For Westfield, the cheapest state average is Indiana at $101.65 per month and the most expensive is Michigan at $325.06 per month.

Auto Club Group

Average Rate

$314.10
Westfield

Average Rate

$190.58
National

Average Rate

$116.60
State Auto Club Group Westfield
Illinois $179.05 -
Indiana- $101.65
Kentucky- $139.47
Michigan $426.49 $325.06
Minnesota $229.12 -
Nebraska $159.83 -
North Dakota $119.07 -
Ohio- $107.75
Tennessee- $136.07
West Virginia- $139.85
Wisconsin $120.37 -

Auto Club Group vs. Westfield: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Auto Club Group and Westfield typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Auto Club Group Westfield
1 Vehicle $299.76 $175.77
2 Vehicles $376.49 $256.13
6 Vehicles $465.25 $
3 Vehicles $491.78 $
4 Vehicles $644.27 $
5 Vehicles $710.13 $

Auto Club Group vs. Westfield: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Auto Club Group charges $296.60 per month and Westfield charges $196.42 per month for customers who own their home.

Own/Rent Auto Club Group Westfield
Own $296.60 $196.42
Rent $322.87 $186.77

What Are AAA and Westfield Insurance's Ratings?

Both Westfield and AAA insurance are among the best insurance companies in multiple states. Westfield and AAA insurance have Excellent financial strength and have received an A+ Rating from the Better Business Bureau® (BBB). Find out which is the best carrier for you.

ComparisonAAAWestfield
Year Founded19021864
A.M. Best RatingA-A
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.539.62
S&P RatingA+

AAA or Westfield: Insurance Products Offered

Westfield Insurance only writes car insurance in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee. Whereas Auto Club sells in all 50 states including the Districts of Columbia, but the plans are only limited to AAA members.

InsuranceAAAWestfield
Auto Insurance
Boat Insurance
Collector Car Insurance
Home Insurance
Life Insurance
Mexico Auto Insurance
Motorcycle Insurance
Personal Umbrella
Renters Insurance
RV & Camper Insurance
Small Business
Travel Insurance
Wespak Coverage (Home & Auto Bundle)

AAA or Westfield: Ways to Save

Choose an insurance company that offers good coverage and great discounts. AAA offers a Verified Mileage Discount, a savings of up to 19% simply by providing vehicle's current odometer readings when requested. Let SmartFinancial help you find the right car insurance and start to take advantage of discounts offered by top insurance providers like AAA Insurance and Westfield.

AAAWestfield
Good Driver DiscountAccount Relationship Discount
Good Student DiscountCompanion Car Discount
Loyalty DiscountCompany Car Discount
Multi-policy DiscountDefensive Driver Discount
Multi-vehicle DiscountFamily Discount
Verified Mileage DiscountGood Student Discount
Loss-free Discount
Loyalty Discount
Multi-Policy Discount
Next Generation Discount
Prior Carrier Discount

Pros & Cons of AAA & Westfield

Pros

AAA
  • With a membership with AAA means discounts and services like identity theft.
  • Membership can be valuable for frequent travelers.
Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.

Cons

AAA
  • The annual fee for membership.
  • Membership required to buy car insurance.
Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.

AAA or Westfield Mobile Apps Options

The AAA Auto Club App allows users to access Auto Club services, including membership, insurance, travel, and roadside assistance. It also shows members the Cheapest Gas and Branch Offices.

AAA Mobile App
iOS     4.66.4K user reviews
Android     4.34,061 user reviews
Westfield Mobile App
Westfield does not currently have a mobile app.

AAA & Westfield Contact Info

AAA Contact Info
Address1225 Freeport Pkwy, Coppell, TX 75019, US
Phone1-877-387-8378
Websitehttps://www.aaa.com/
Facebookhttps://www.facebook.com/AAAFanPage/
Youtubehttps://www.youtube.com/user/AAA
Twitterhttps://twitter.com/AAA4lyfe
Linkedinhttps://www.linkedin.com/company/aaa/
Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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