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Alfa vs. Meemic Insurance
Which insurance company is right for you? Compare discounts, coverage and quotes from Alfa and Meemic.
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- ALFA vs MEEMIC Insurance Company
Alfa vs. Meemic: What You Need to Know
In 1946 John Tucker Harris, President of the Lee County Farm Association and respected farmer in Alabama, founded Alfa as the product of the Alabama Farmers Federation. He wanted to offer superior fire insurance to federation members, who were mainly farmers. Today, Alfa is a much larger enterprise and offers more than just fire insurance. They offer coverages to over 1 million customers in 11 states: Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers. Alfa’s vision for the future is to focus on technology to enhance productivity and better serve customers. The company also plans to invest heavily in product and geographic expansion.
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit ALFA Overview and MEEMIC Insurance Company Overview.
ALFA vs. MEEMIC Insurance Company: How much are the Average Rates?
ALFA vs. MEEMIC Insurance Company: Rates by Number of Vehicle
ALFA vs. MEEMIC Insurance Company: Rates by Homeownership
What Are Alfa and Meemic Insurance's Ratings?
Alfa and Meemic Insurance were founded in the mid-1900s. Alfa Insurance makes a great effort to satisfy consumers with ease in filing claims and getting claims paid. Both companies have financial strength scores with the same Excellent rating. Let SmartFinancial help you find the right auto insurance. Compare car insurance quotes today!
| Comparison | Alfa | Meemic |
|---|---|---|
| Year Founded | 1946 | 1950 |
| Market Share | 0.12% | |
| BBB Rating | B- | |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Ratio | 0.82 |
Alfa or Meemic: Insurance Products Offered
Alfa and Meemic offer similar insurance products to consumers including Auto, Home, Life, Renters, Umbrella and Flood insurance. Alfa Insurance offers extra coverage in Life insurance including Term, Permanent, and Flexible Universal. Get to know more about Alfa or Meemic insurance options and save on insurance premiums.
| Insurance | Alfa | Meemic |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Boat Insurance | ✔ | ✔ |
| Business Coverage | ✔ | |
| Business Insurance | ✔ | |
| Church Insurance | ✔ | |
| Condo Insurance | ✔ | ✔ |
| Dental Insurance | ✔ | |
| Farm Coverage | ✔ | |
| Farm Insurance | ✔ | |
| Flexible Universal Life | ✔ | |
| Flood Insurance | ✔ | ✔ |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Manufactured Home Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Permanent Life Insurance | ✔ | |
| Recreational Vehicle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| Term Life Insurance | ✔ | |
| Umbrella Insurance | ✔ | ✔ |
| Watercraft Insurance | ✔ | ✔ |
Alfa or Meemic: Ways to Save
Alfa and Meemic insurance have a variety of insurance coverage. They have similar discounts on Multi-Policy for the policyholder who buys more than one insurance product. Meemic and Alfa Insurance have discounts that could save you hundreds in monthly insurance costs. Learn more about the savings they offer and see the difference. Lower your insurance premiums today!
| Alfa | Meemic |
|---|---|
| Airbags Discount | Multi-Policy Discount |
| Burglar Alarm Discount | Newly Certified Teacher Discount |
| Claims-Free Discount | Paid-in-Full Discount |
| Defensive Driver Discount | The Educated Choice Repair Program |
| Driver Education | Vehicle Anti-Theft Discount |
| Driver Training Discounts | |
| Good Student Discount | |
| Home and Auto Bundle Discount | |
| Homeowner Discount | |
| Multi-Car Discount | |
| Multi-Policy Discount | |
| Smoke Alarm Discount | |
| Teacher Discount | |
| Youth Defensive Driver Test | |
| Youth Safety Test |
Pros & Cons of Alfa & Meemic
Pros
Alfa
- Very low customer complaints.
- Excellent financial strength means reliability in getting claims paid.
- It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.
Meemic
- Offers discounted rates for teachers.
- Offers industry-specific coverage.
- Quality repairs using original manufacturer parts.
Cons
Alfa
- Alfa Insurance is only available in Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida, and North Carolina. It is still affiliated with Alabama Farmers.
Meemic
- Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Alfa or Meemic Mobile Apps Options
Alfa2Go® Mobile App is available for iOS and Android. This mobile app provides you access to manage your policies, pay your bill, report a claim, view your ID card and take advantage of exclusive member benefits (Alabama only).
| Alfa Mobile App | ||
|---|---|---|
| iOS | 4.7 | 1.9 user reviews |
| Android | 3.7 | 251 user reviews |
| Meemic Mobile App | ||
|---|---|---|
| Meemic does not currently have a mobile app. | ||
Alfa & Meemic Contact Info
| Alfa Contact Info | |
|---|---|
| Address | P.O. Box 11000, Montgomery, AL 36191-0001 |
| Phone | 1-800-964-2532 |
| Website | https://www.alfainsurance.com/ |
| https://www.facebook.com/AlfaInsurance | |
| Youtube | https://www.youtube.com/user/AlfaInsurance |
| https://twitter.com/Alfa_Insurance | |
| Meemic Contact Info | |
|---|---|
| Address | 1685 N. Opdyke Rd. Auburn Hills, MI 48326 |
| Phone | 1-888-463-3642 |
| Website | https://www.meemic.com/ |
| https://www.facebook.com/Meemic/ | |
| Youtube | https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw |
| https://twitter.com/Meemic | |
| https://www.linkedin.com/company/meemic-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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