Allied vs. Auto Owners Insurance

Which insurance provider is right for you? Compare premiums, ratings and quotes from Allied and Auto Owners.

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Allied vs. Auto-Owners: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers now feature the Nationwide name and logo.

Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opened the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners began its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allied Overview and Auto-Owners Insurance Co Overview.

Allied vs. Auto-Owners Insurance Co: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Allied and Auto-Owners Insurance Co. On average, Allied charges approximately $216.03 per month while Auto-Owners Insurance Co comes in at around $126.87 per month. For Allied, the cheapest state average is Iowa at $103.14 per month and the most expensive is Michigan at $316.62 per month. For Auto-Owners Insurance Co, the cheapest state average is Ohio at $82.27 per month and the most expensive is Michigan at $222.06 per month.

Allied

Average Rate

$216.03
Auto-Owners Insurance Co

Average Rate

$126.87
National

Average Rate

$117.28
State Allied Auto-Owners Insurance Co
Alabama- $119.08
Arizona $211.28 -
Arkansas- $161.95
California $265.89 -
Colorado- $155.88
Florida $268.37 -
Georgia- $121.85
Idaho $123.54 $90.93
Illinois- $117.62
Indiana $132.85 $109.00
Iowa $103.14 $82.30
Kansas $128.49 $116.43
Michigan $316.62 $222.06
Minnesota $152.16 $113.30
Missouri $130.62 $109.40
Montana $133.51 -
Nebraska $108.38 $98.25
Nevada $308.63 -
New Mexico $149.59 -
North Carolina $119.80 $92.63
North Dakota $106.03 $91.84
Ohio- $82.27
Oregon $177.90 -
Pennsylvania $168.04 $130.85
South Carolina- $115.86
South Dakota $135.94 $172.14
Tennessee $170.53 $103.98
Utah- $158.92
Virginia $203.82 $108.53
Washington $113.48 -
Wisconsin- $107.78

Allied vs. Auto-Owners Insurance Co: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allied and Auto-Owners Insurance Co typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Allied Auto-Owners Insurance Co
1 Vehicle $198.90 $116.91
2 Vehicles $282.94 $169.37

Allied vs. Auto-Owners Insurance Co: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Allied charges $207.40 per month and Auto-Owners Insurance Co charges $130.97 per month for customers who own their home.

Own/Rent Allied Auto-Owners Insurance Co
Own $207.40 $130.97
Rent $221.99 $124.22

What Are Allied and Auto Owners Insurance's Ratings?

Both Allied and Auto Owners score well according to several industry metrics. Both Companies have received a A+ from the BBB and have received an excellent rating for their financial strength. Compare the two companies in full detail below.

Comparison Allied Auto Owners
Year Founded 1925 1916
Market Share 2.7% 0.24%
A.M. Best A++
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average Better Than Most
Moody’s Rating A1
NAIC Complaint Index 0.38 0.77
S&P Rating A+ AA

Allied or Auto Owners: Insurance Products Offered

Allied and Auto Owners both offer a wide range of insurance products for their customers. Both offer Auto, Boat, Business, and Condo insurance among other products. See the full list of insurance below and compare the two insurance companies side by side.

Insurance Allied Auto Owners
Annuities
ATV & Off-Road Vehicle Insurance
Boat Insurance
Bonds Insurance
Business Insurance
Car Insurance
Commercial Auto Insurance
Commercial Umbrella Insurance
Condo Insurance
Disability Income Insurance
Farm Insurance
Flood Insurance
Homeowners Insurance
Life Insurance
Long-Term Care Insurance
Loss Control Insurance
Mobile Home Insurance
Motorcycle Insurance
Motorhome Insurance
Pet Insurance
Property & Valuables Insurance
Rental Dwelling Insurance
Renters Insurance
RV Insurance
Term Life Insurance
Trailer Insurance
Umbrella Insurance
Universal Life Insurance
Whole Life Insurance
Workers Compensation Insurance

Allied or Auto Owners: Ways to Save

Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and Auto Owners offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.

Allied Auto Owners
Accident Forgiveness Advance Quote Discount
Accident-free Discount Favorable Loss History
Advance Quote Discount Good Student Discount
Affinity Car Insurance Discounts Green Discount
Allied Rewards Life Multi-policy Discount
Anti-theft Discount Multi-car Discount
Defensive Driving Discount Multi-policy Discount
Easy Pay Discount Paid-in-full Discount
Farm Bureau Discount Payment History
Good Student Discount Safety Features Discounts
Long-term Policyholder Discount Student Away at School Discount
Minor Violation Forgiveness Teen Driver Monitoring Discount
Multi-policy Discounts
Nationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Allied & Auto Owners

Pros

Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.
Auto Owners
  • Several options for discounts for teen drivers.
  • Common loss deductible and multi-policy discounts allow clients to save money if they insure home and auto with Auto-Owners Insurance.

Cons

Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.
Auto Owners
  • Auto-Owners Insurance only serves 26 states.
  • No rideshare insurance.

Allied or Auto Owners Mobile Apps Options

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The Auto-Owners Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.

Allied Mobile App
iOS     3.62,922 user reviews
Android     4.31.4K user reviews
Auto Owners Mobile App
iOS     3.334 user reviews
Android     4.353 user reviews

Allied & Auto Owners Contact Info

Allied Contact Info
Address 1100 Locust Street, Des Moines, IA 50391-1100
Phone 1 (800) 532-1436
Website https://www.nationwide.com/
Facebook https://www.facebook.com/alliedmv/
Youtube https://www.youtube.com/channel/UCALr2Y8vRVb115Dbn-UM4WQ
Twitter https://twitter.com/alliedmv?lang=en
Auto Owners Contact Info
Address 6101 Anacapri Blvd., Lansing, MI, 48917
Phone 1-517-323-1200
Website https://www.auto-owners.com/
Facebook https://www.facebook.com/AutoOwnersInsurance/
Youtube https://www.youtube.com/user/AutoOwnersInsurance
Linkedin https://www.linkedin.com/company/auto-owners-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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