Which insurance carrier is right for you? Compare ratings, products and quotes from Allied and Safeco.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
In 1923, Hawthorne K. Dent founded the General Insurance Company of America. Most insurance activity during that time was taking place in the Northeast, so its Seattle location made “The General” a pioneer not only geographically but also with their competitive prices and great service. Today, however, “the General” is called Safeco, and they offer insurance to people across the country. It was in 1953 that the General Insurance Company of America created a subsidiary called Selective Auto and Fire Insurance Company of America (SAFECO). It was intended to compete with the national companies using computer automation tools, which allowed them to enter the life insurance business. By the end of the 1960s, the company also began offering mutual funds and commercial lines of credit. It became so successful that the changed the name entirely to Safeco. In 1997, Safeco began expanding east by acquiring American States Financial Corporation, doubling its agency in size. They soon became a leading insurer for small to mid-sized businesses. In 2002, the company’s dedication to automated technology helped the company recover from the slump of the late 1990s. In 2004, Safeco sold its life and investment division to refocus on surety bonds and its property and casualty lines of insurance. In 2008, Safeco was bought by Liberty Mutual Insurance Company, a change that allows Safeco to focus solely on personal insurance lines today.
Below is a list of the average rates that drivers typically pay with Allied and SAFECO. On average, Allied charges approximately $232.36 per month while SAFECO comes in at around $180.76 per month. For Allied, the cheapest state average is Iowa at $107.96 per month and the most expensive is Michigan at $344.72 per month. For SAFECO, the cheapest state average is Montana at $64.42 per month and the most expensive is Georgia at $387.85 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allied and SAFECO typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Allied||SAFECO|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Allied charges $221.97 per month and SAFECO charges $170.14 per month for customers who own their home.
Both Allied and Safeco rank very similarly across the board. Allied received an A+ from the Better Business Bureau (BBB) and Safeco received an A-. Both have an excellent financial rating and received a score of "About Average" by JD Power. Each company was founded in the early 1900s: Allied in 1925 and Liberty Mutual two years earlier in 1923. Compare the two companies in full detail below.
|JD Power Ranking||About Average||About Average|
|NAIC Complaint Index||0.38||1.08|
Allied and Safeco both offer a wide range of insurance products for their customers. Both offer Auto, ATV, Boat, Classic Car, Condo, Home, Motorcycle, Specialty Liability and Umbrella insurance. See the full list of insurance below and compare the two car insurance companies side by side.
|Accident Medical Insurance||✔||✔|
|Business Property Insurance||✔|
|Classic Car Insurance||✔||✔|
|Commercial Agribusiness Insurance||✔|
|Excess & Surplus Insurance||✔|
|Farm & Ranch Insurance||✔|
|Food & Beverage Insurance||✔|
|Golf Car Insurance||✔|
|Golf Cart Insurance||✔|
|Identity Recovery Coverage||✔|
|Identity Theft Insurance||✔|
|Off-Road Vehicle Insurance||✔|
|Personal Watercraft Insurance||✔|
|Pet Health Insurance||✔|
|Private Client Insurance||✔|
|Professional Offices Insurance||✔|
|Senior Living Insurance||✔|
|Specialty Liability Insurance||✔|
|Travel Insurance And Wedding Insurance||✔|
|Valuable Articles Insurance||✔|
Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and Safeco offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.
|Accident Forgiveness||Accident Forgiveness|
|Accident-free Discount||Accident Prevention|
|Advance Quote Discount||Diminishing Deductible|
|Affinity Car Insurance Discounts||Distant Student Discount|
|Allied Rewards||Driver Training Discount|
|Anti-theft Discount||Good Student Discount|
|Defensive Driving Discount||New Teen Reward|
|Easy Pay Discount||Newly Independent Discount|
|Farm Bureau Discount||Teen Safety Rewards|
|Good Student Discount||Telematics Reward (Safeco RightTrack)|
|Long-term Policyholder Discount||Tenture Award|
|Minor Violation Forgiveness|
|Nationwide Family Plan|
|Passive Occupant Restraint Discount|
The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.
The Safeco Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. This mobile and tablet friendly app helps you pull up your ID cards, make a payment, manage your policies and file a claim as well as submit accident photos.
|Allied Mobile App|
|iOS||3.6||2,922 user reviews|
|Android||4.3||1.4K user reviews|
|Safeco Mobile App|
|iOS||4.7||5.4K user reviews|
|Android||3.8||416 user reviews|
|Allied Contact Info|
|Address||1100 Locust Street, Des Moines, IA 50391-1100|
|Phone||1 (800) 532-1436|
|Safeco Contact Info|
|Address||1400 South Highway Drive, Suite 100, Fenton, MO, 63026|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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