Allied vs. Safeco Insurance

Which insurance carrier is right for you? Compare ratings, products and quotes from Allied and Safeco.

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Allied vs. Safeco: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

In 1923, Hawthorne K. Dent founded the General Insurance Company of America. Most insurance activity during that time was taking place in the Northeast, so its Seattle location made “The General” a pioneer not only geographically but also with their competitive prices and great service. Today, however, “the General” is called Safeco, and they offer insurance to people across the country. It was in 1953 that the General Insurance Company of America created a subsidiary called Selective Auto and Fire Insurance Company of America (SAFECO). It was intended to compete with the national companies using computer automation tools, which allowed them to enter the life insurance business. By the end of the 1960s, the company also began offering mutual funds and commercial lines of credit. It became so successful that the changed the name entirely to Safeco. In 1997, Safeco began expanding east by acquiring American States Financial Corporation, doubling its agency in size. They soon became a leading insurer for small to mid-sized businesses. In 2002, the company’s dedication to automated technology helped the company recover from the slump of the late 1990s. In 2004, Safeco sold its life and investment division to refocus on surety bonds and its property and casualty lines of insurance. In 2008, Safeco was bought by Liberty Mutual Insurance Company, a change that allows Safeco to focus solely on personal insurance lines today.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allied Overview and SAFECO Overview.

Allied vs. SAFECO: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Allied and SAFECO. On average, Allied charges approximately $ per month while SAFECO comes in at around $0.00 per month. For Allied, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For SAFECO, the cheapest state average is Florida at $0.00 per month and the most expensive is Oregon at $0.00 per month.

Allied

Average Rate

$
SAFECO

Average Rate

$0.00
National

Average Rate

$154.82
State Allied SAFECO
Alabama- $0.00
Arizona- $0.00
California- $0.00
Colorado- $0.00
Florida- $0.00
Georgia- $0.00
Illinois- $0.00
Indiana- $0.00
Kansas- $0.00
Louisiana- $0.00
Missouri- $0.00
Ohio- $0.00
Oregon- $0.00
Pennsylvania- $0.00
Tennessee- $0.00
Texas- $0.00
Utah- $0.00
Virginia- $0.00

Allied vs. SAFECO: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Allied and SAFECO typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Allied SAFECO
2 Vehicles $ $0.00
1 Vehicle $ $0.00

Allied vs. SAFECO: Rates by Homeownership

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Rates Are Not Currently Available

What Are Allied and Safeco Insurance's Ratings?

Both Allied and Safeco rank very similarly across the board. Allied received an A+ from the Better Business Bureau (BBB) and Safeco received an A-. Both have an excellent financial rating and received a score of "About Average" by JD Power. Each company was founded in the early 1900s: Allied in 1925 and Liberty Mutual two years earlier in 1923. Compare the two companies in full detail below.

Comparison Allied Safeco
Year Founded 1925 1923
Market Share 2.7%
BBB Rating A+ A-
Financial Strength Excellent Excellent
JD Power Ranking About Average About Average
Moody’s Rating A1 A2
NAIC Complaint Index 0.38 1.08
S&P Rating A+ A

Allied or Safeco: Insurance Products Offered

Allied and Safeco both offer a wide range of insurance products for their customers. Both offer Auto, ATV, Boat, Classic Car, Condo, Home, Motorcycle, Specialty Liability and Umbrella insurance. See the full list of insurance below and compare the two car insurance companies side by side.

Insurance Allied Safeco
Accident Medical Insurance
Atv Insurance
Auto Insurance
Boat Insurance
Brewery Insurance
Business Insurance
Business Property Insurance
Churches Insurance
Classic Car Insurance
Commercial Agribusiness Insurance
Condo Insurance
Construction Insurance
Consulting Insurance
Contractors Insurance
Dental Insurance
Excess & Surplus Insurance
Farm & Ranch Insurance
Flood Insurance
Food & Beverage Insurance
Golf Car Insurance
Golf Cart Insurance
Home Warranty
Homeowners Insurance
Identity Recovery Coverage
Identity Theft Insurance
Landlord Insurance
Life Insurance
Manufacturing Insurance
Motorcycle Insurance
Motorhome Insurance
Off-Road Vehicle Insurance
Personal Watercraft Insurance
Pet Health Insurance
Pet Insurance
Private Client Insurance
Professional Offices Insurance
Renters Insurance
Retail Insurance
Rideshare Insurance
Rv Insurance
Scooter Insurance
Senior Living Insurance
Snowmobile Insurance
Specialty Liability Insurance
Surety Bonds
Trailer Insurance
Travel Insurance And Wedding Insurance
Umbrella Insurance
Valuable Articles Insurance
Veterinarians Insurance
Workers’ Compensation

Allied or Safeco: Ways to Save

Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and Safeco offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.

AlliedSafeco
Accident ForgivenessAccident Forgiveness
Accident-free DiscountAccident Prevention
Advance Quote DiscountDiminishing Deductible
Affinity Car Insurance DiscountsDistant Student Discount
Allied RewardsDriver Training Discount
Anti-theft DiscountGood Student Discount
Defensive Driving DiscountNew Teen Reward
Easy Pay DiscountNewly Independent Discount
Farm Bureau DiscountTeen Safety Rewards
Good Student DiscountTelematics Reward (Safeco RightTrack)
Long-term Policyholder DiscountTenture Award
Minor Violation Forgiveness
Multi-policy Discounts
Nationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Allied & Safeco

Pros

Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.
Safeco
  • Diminishing deductible can save you money if you’re ever in an accident.
  • Multiple losses, one deductible means that when you bundle, you can save money if an unexpected event damages both your car and home.
  • Safeco had less than the median number of complaints for home insurance, according to the National Association of Insurance Commissioners.

Cons

Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.
Safeco
  • Safeco had more than the median number of complaints about auto insurance in 2018.

Allied or Safeco Mobile Apps Options

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The Safeco Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. This mobile and tablet friendly app helps you pull up your ID cards, make a payment, manage your policies and file a claim as well as submit accident photos.

Allied Mobile App
iOS      3.6 2,922 user reviews
Android      4.3 1.4K user reviews
Safeco Mobile App
iOS      4.7 5.4K user reviews
Android      3.8 416 user reviews

Allied & Safeco Contact Info

Allied Contact Info
Address 1100 Locust Street, Des Moines, IA 50391-1100
Phone 1 (800) 532-1436
Website https://www.alliedinsurance.com
Facebook https://www.facebook.com/pages/Nationwide-Insurance
Twitter https://twitter.com/OnYourSide
Youtube https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q
Linkedin https://www.linkedin.com/company/nationwide/
Safeco Contact Info
Address 1400 South Highway Drive, Suite 100, Fenton, MO, 63026
Phone 1-888-723-3260
Website https://www.safeco.com
Facebook https://www.facebook.com/SafecoInsurance/
Twitter https://twitter.com/Safecoinsurance
Youtube https://www.youtube.com/Safeco
Linkedin https://www.linkedin.com/company/safeco-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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