Allied vs. State Auto Insurance

Which insurance company is right for you? Compare rates, savings and quotes from Allied and State Auto.

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Allied vs. State Auto: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to create a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted his insurance products only be sold through independent agents, a decision that became company policy that is still in effect.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Allied Overview and State Auto Overview.

Allied vs. State Auto: How much are the Average Rates?

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Allied vs. State Auto: Rates by Number of Vehicle

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Allied vs. State Auto: Rates by Homeownership

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What Are Allied and State Auto Insurance's Ratings?

Both Allied and State Auto rank very similarly across the board. Both companies have received an A+ from the Better Business Bureau (BBB) and an excellent financial rating.  Each company was founded in the early 1900s: Allied in 1925 and State Auto 4 years earlier in 1921. Compare the two companies in full detail below.

Comparison Allied State Auto
Year Founded 1925 1921
Market Share 2.7%
BBB Rating A+ A+
Financial Strength Excellent Excellent
JD Power Ranking About Average
Moody’s Rating A1
NAIC Complaint Index 0.38
S&P Rating A+

Allied or State Auto: Insurance Products Offered

Allied and State Auto both offer a wide range of insurance products for their customers. Both offer Auto, Condo and Workers Compensation. See the full list of insurance below and compare the two car insurance companies side by side.

Insurance Allied State Auto
Accident Medical Insurance
Affinity Programs
ATV Insurance
Auto Insurance
Boat Insurance
Brewery Insurance
Business Insurance
Business Liability
Business Owner’S Policy
Business Property
Business Property Insurance
Churches Insurance
Classic Car Insurance
Commercial Agribusiness Insurance
Commercial Umbrella
Condo Insurance
Construction Insurance
Consulting Insurance
Contractors Insurance
Cyber Coverage
Data Breach
Dental Insurance
Employment Practices Liability
Excess & Surplus Insurance
Farm & Ranch Insurance
Farm And Ranch
Farm Auto
Farm Umbrella
Fleet Safety 360
Flood Insurance
Food & Beverage Insurance
Golf Cart Insurance
Home Insurance
Homeowners Insurance
Identity Theft Insurance
Industry Solutions
Life Insurance
Manufacturing Insurance
Motorcycle Insurance
Personal Watercraft Insurance
Pet Insurance
Private Client Insurance
Professional Offices Insurance
Renters Insurance
Retail Insurance
Risk Engineering
RV Insurance
Scooter Insurance
Senior Living Insurance
Smart Home Insurance
Snowmobile Insurance
Specialty Liability Insurance
Surety Bonds
Travel Insurance And Wedding Insurance
Umbrella
Umbrella Insurance
Veterinarians Insurance
Workers’ Compensation

Allied or State Auto: Ways to Save

Drivers can save hundreds if they chose an insurance carrier that offers great discounts. Both Allied and State Auto offer numerous opportunities to save money on car insurance. The full list of discounts available by each company is listed here.

Allied State Auto
Accident Forgiveness Accident Prevention Course
Accident-free Discount Anti-theft Device Discount
Advance Quote Discount Driver Training
Affinity Car Insurance Discounts Good Student Discount
Allied Rewards Multi-car Discount
Anti-theft Discount Multi-policy Discount
Defensive Driving Discount Paid in Full Discount
Easy Pay Discount State Auto Safety 360
Farm Bureau Discount State Auto Start-Up
Good Student Discount
Long-term Policyholder Discount
Minor Violation Forgiveness
Multi-policy Discounts
Nationwide Family Plan
New Vehicle
Paperless Documents
Passive Occupant Restraint Discount
SmartRide Discount

Pros & Cons of Allied & State Auto

Pros

Allied
  • Up to 20% off when you bundle home, auto, life, and other policies.
  • Minor violation forgiveness.
  • Accident Forgiveness.
  • Vanishing deductible.
State Auto
  • State Auto offers tiers of protection, which simplifies decision-making about coverages based on budget.

Cons

Allied
  • High rates for people with an imperfect driving history.
  • Credit check in most states.
State Auto
  • The mobile app is not for most drivers, only those who take part in the Safe Auto telematics program.
  • Car insurance is only available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia and Wisconsin.

Allied or State Auto Mobile Apps Options

The Allied Mobile App is the Nationwide Mobile App for Android, iPhone, and iPad. This app lets you access accounts using a fingerprint and facial login to a dashboard. You make payments, manage payment methods and save or share ID cards with drivers on your policy. You can also file a claim and check on its status. The app comes fully equipped to connect with roadside assistance too.

The State Auto telematics app is available for iOS and Android. The State Auto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.

Allied Mobile App
iOS      3.6 2,922 user reviews
Android      4.3 1.4K user reviews
State Auto Mobile App
iOS      1.8 17 user reviews
Android      2.3 25 user reviews

Allied & State Auto Contact Info

Allied Contact Info
Address 1100 Locust Street, Des Moines, IA 50391-1100
Phone 1 (800) 532-1436
Website https://www.alliedinsurance.com
Facebook https://www.facebook.com/pages/Nationwide-Insurance
Twitter https://twitter.com/OnYourSide
Youtube https://www.youtube.com/channel/UClEv4hlTocZkc8tN96LWN_Q
Linkedin https://www.linkedin.com/company/nationwide/
State Auto Contact Info
Address 518 East Broad Street, Columbus, OH 43215
Phone 1 (833) 724-3577
Website https://www.stateauto.com/
Facebook https://www.facebook.com/stateauto/
Twitter https://twitter.com/StateAuto
Linkedin https://www.linkedin.com/company/state-auto-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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