Allstate vs. Auto-Owners Insurance

Allstate vs. Auto-Owners: What You Need to Know

Founded in 1931, Allstate is the nation’s largest publicly held personal lines insurer. It was founded by former Sears, Roebuck & Co President and Board Chairman, General Robert E. Wood, who initially sold policies through the mail, an innovative business move. The name Allstate was taken from a tire sold in the Sears catalog and the first sales location was in a Chicago Sears store. The first claim paid was to a man who showed up at the office holding a car door handle in his hand after an attempted car theft.

Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opened its doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary in 2016. In 2017, Auto-Owners began its affiliation with the Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Allstate Overview and Auto-Owners Insurance Co Overview.

Allstate vs. Auto-Owners Insurance Co: How much are the Average Rates?

Allstate vs. Auto-Owners Insurance Co: Rates by Number of Vehicle

Allstate vs. Auto-Owners Insurance Co: Rates by Homeownership

What Are Allstate and Auto-Owners Insurance's Ratings?

Which car insurance company is the best? Compare ratings for Allstate and Auto-Owners. Both companies have excellent financial strength. Allstate received an A- from the Better Business Bureau (BBB) compared with an A+ for Auto-Owners. At 0.77, Auto-Owners has a slightly lower complaint ratio according to the NAIC Complaint Index.

Allstate or Auto-Owners: Insurance Products Offered

What coverage is available through Allstate and Auto-Owners? Both insurance carriers offer Auto, Home, Life, Business, Renters, Condo, Motorcycle and RV coverage to their policyholders. Allstate also offers Landlord insurance and more. Auto-Owners  offers a suite of products that Allstate does, not such as Boat, Flood and Pet insurance. A full list of coverage is listed below.

Allstate or Auto-Owners: Ways to Save

Who doesn't like saving money on car insurance? With Allstate and Auto-Owners there are numerous opportunities to save. Below is a list of auto insurance discounts that the two companies offer. See if you qualify.

Allstate or Auto-Owners Mobile Apps Options

The Allstate Mobile app is available for iOS and Android. It offers instant agent access, digital ID cards, the ability to see policy documents, choose modes of communication and manage claims with the option of uploading photos of damage after an accident. Drivewise measures safe driving behavior and can earn customers discounts. The app also features an Escape Route that creates a safe path to exit a fire.

The Auto-Owners Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.

Allstate & Auto-Owners Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.