American Family vs. Gainsco Insurance

American Family vs. Gainsco: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

Established in 1978 as a Texas corporation, Gainsco is a property and casualty insurance holding company, concentrating their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. They do offer full and standard coverage as well but specialize in minimum liability coverage. The company is based in Dallas, with a regional office in Miami and its operations are conducted through MGA Insurance Company Inc., a Texas corporation. Gainsco sponsors a racing team, the GAINSCO/Bob Stallings Racing team, which won the Grand-AM Rolex Sports Car Series twice with the No. 99 GAINSCO “Red Dragon” Daytona Prototype. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. All customer service needs can be met in English or Spanish.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit American Family Overview and GAINSCO Auto Insurance Overview.

American Family vs. GAINSCO Auto Insurance: How much are the Average Rates?

American Family vs. GAINSCO Auto Insurance: Rates by Number of Vehicle

American Family vs. GAINSCO Auto Insurance: Rates by Homeownership

What Are American Family and Gainsco Insurance's Ratings?

Which car insurance company ranks better? We've made it easy to compare companies side by side. Below is how American Family and Gainsco ranked among the industry ratings. Both companies have received a grade of A+ by the BBB (Better Business Bureau). American Family also received a better score on the NAIC Complaint Index.

American Family or Gainsco: Insurance Products Offered

While American Family offers numerous insurance products, Gainsco focuses solely on nonstandard Personal Auto Insurance. A full list of coverages that American Family offers is listed below.

American Family or Gainsco: Ways To Save

Want to save some money? Of course, who doesn't! American Family and Gainsco both offer numerous options to save with the discounts they offer. Discounts are ways for carriers to reward their policy holders for being good customers. You can review the full list of discounts that these two companies offer below.

American Family or Gainsco Mobile Apps Options

The American Family mobile app is available for iOS and android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.

The Gainsco mobile app is available for iOS and Android. This mobile app offers some benefits and services like requesting a quote, making a payment, reporting a claim, requesting an agent, contacting the insurer and getting the latest Gainsco news.

American Family & Gainsco Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.