Which insurance provider is right for you? Compare rates, pros & cons, and quotes from American Family and Mercury.
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
George Joseph founded Mercury General Corporation in Los Angeles with a promise to provide more affordable rates than other carriers and the best customer service in the industry. The first policy was sold in 1962 when the company had only six employees and 90 agents. Two years later Mercury Insurance opened an office in Orange County, CA. In 1966 they opened their first office in the San Fernando Valley and a year later earned an A+ rating from A.M. Best. They continued expanding in southern California with an office opening in San Diego. In 1968 Mercury established a holding company, then acquired shares of Mercury Casualty Company and made it a wholly-owned subsidiary of Mercury General Corp. They then moved into their newly opened San Jose office. In 1970, Mercury wrote $1 million in premiums in one month and grew to employ 467 agents. In 1972 they sold their first homeowners policy. In 1973 Mercury formed a subsidiary for underwriting preferred risk, thereby increasing business using a 34-page manual written by the company’s founder. In 1974, Mercury opened its first Sacramento office and by 1977, Mercury Insurance becomes the largest insurance subsidiary, producing over $1 billion in premiums by 2011. In 1978, Mercury established a Special Investigations Unit (SIU) to fight insurance fraud.
Below is a list of the average rates that drivers typically pay with American Family and Mercury. On average, American Family charges approximately $156.64 per month while Mercury comes in at around $224.43 per month. For American Family, the cheapest state average is Ohio at $93.47 per month and the most expensive is Nevada at $348.36 per month. For Mercury, the cheapest state average is Virginia at $137.16 per month and the most expensive is Florida at $303.20 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Mercury typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||American Family||Mercury|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $150.25 per month and Mercury charges $215.11 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how American Family and Mercury ranked among the industry ratings.
|A.M. Best Rating||A|
|JD Power Ranking||About Average||Average|
|NAIC Complaint Index||0.64|
What coverage is available through American Family and Mercury? Both insurance companies offer Auto, Commercial, Condo, Home, Renters, and Umbrella insurance. Additional products from American Family insurance also includes Farm, Health, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit American Family and Mercury Insurance page.
Mercury offers a wide range of discounts to its policyholders, including AutoPay, E-signature, and Good Driver discounts. American Family also offers a few discounts that Mercury doesn’t include Young Volunteer, Teen Safe Driver, and Smart Home discounts. Start taking advantage of discounts offered by insurance providers like Mercury and American Family insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Away at School Discount||Anti-theft Feature Discount|
|Claims-free Pricing||AutoPay Discount|
|Generational Discount||E-signature Discount|
|Good Student Discount||Good Driver Discount|
|KnowYourDrive||Good Student Discount|
|Loyalty Discount||Multi-car Discount|
|Multi-product Discount||Multi-policy Discount|
|Smart Home Discount||Occupational Discount|
|Teen Safe Driver Discount||Pay-in-Full Discount|
|Young Volunteer Discount|
The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
The Mercury Mobile app is available for android. This insurance tool is where you can manage payments, view auto policy information, download ID cards and more.
|American Family Mobile App|
|iOS||4.8||30K user reviews|
|Android||4.4||3.5K user reviews|
|Mercury Mobile App|
|Android||2.7||200 user reviews|
|American Family Contact Info|
|Address||6000 American Parkway, Madison, WI 53783|
|Mercury Contact Info|
|Address||4484 Wilshire Boulevard Los Angeles, California|
|Phone||1 (800) 503-3724|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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