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American Family vs. Sentry Insurance
Which insurance provider is right for you? Compare plans, insights, and quotes from American Family and Sentry.
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American Family vs. Sentry: What You Need to Know
Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.
Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.
From 2014-2017, regional Sentry Insurance offices opened in Montgomery, Alabama; Madison, Wisconsin; Milwaukee, Wisconsin, and Charlotte, North Carolina.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American Family Overview and Sentry Overview.
American Family vs. Sentry: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with American Family and Sentry. On average, American Family charges approximately $183.49 per month while Sentry comes in at around $268.83 per month. For American Family, the cheapest state average is Ohio at $91.05 per month and the most expensive is Nevada at $408.93 per month. For Sentry, the cheapest state average is Wisconsin at $227.43 per month and the most expensive is Delaware at $525.74 per month.
Average Rate
Average Rate
Average Rate
| State | American Family | Sentry |
|---|---|---|
| Arizona | $140.88 | - |
| Arkansas | - | $242.98 |
| Colorado | $254.94 | - |
| Delaware | - | $525.74 |
| Illinois | $312.60 | - |
| Indiana | $163.95 | - |
| Iowa | $127.78 | - |
| Kansas | $163.77 | - |
| Minnesota | $130.55 | - |
| Missouri | $158.56 | - |
| Nebraska | $197.08 | - |
| Nevada | $408.93 | - |
| Ohio | $91.05 | - |
| Oregon | $135.01 | $229.04 |
| Pennsylvania | - | $315.96 |
| South Dakota | $135.73 | - |
| Utah | $172.65 | - |
| Washington | $241.75 | $275.47 |
| Wisconsin | $118.22 | $227.43 |
American Family vs. Sentry: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Sentry typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | American Family | Sentry |
|---|---|---|
| 1 Vehicle | $174.14 | $264.42 |
| 2 Vehicles | $261.91 | $313.46 |
American Family vs. Sentry: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $191.75 per month and Sentry charges $257.55 per month for customers who own their home.
| Own/Rent | American Family | Sentry |
|---|---|---|
| Own | $191.75 | $257.55 |
| Rent | $181.54 | $271.83 |
What is American Family and Sentry Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how American Family and Sentry ranked among the industry ratings.
| Comparison | American Family | Sentry |
|---|---|---|
| Year Founded | 1927 | 1904 |
| Market Share | 1.91% | |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | About Average | |
| NAIC Complaint Index | 0.64 | |
| S&P Rating | A |
American Family or Sentry: Insurance Products Offered
What coverage is available through American Family and Sentry? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from American Family insurance also includes Condo, Farm, Health, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit American Family and Sentry Insurance page.
| Insurance | American Family | Sentry |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | |
| SR22/FR44 | ✔ | |
| Umbrella Insurance | ✔ |
American Family or Sentry: Ways To Save
Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequency discounts. American Family also offers a few discounts that Sentry doesn’t include Young Volunteer, Teen Safe Driver, and Smart Home discounts. Start taking advantage of discounts offered by insurance providers like Sentry and American Family insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| American Family | Sentry |
|---|---|
| Away at School Discount | Driving Course Discounts |
| Claims-free Pricing | Homeowners Discount |
| Generational Discount | Multi-vehicle Discount |
| Good Student Discount | Payment Frequency Discounts |
| KnowYourDrive | Transfer Discount |
| Loyalty Discount | Vehicle Safety Feature Discounts |
| Multi-product Discount | |
| Smart Home Discount | |
| Teen Safe Driver Discount | |
| Young Volunteer Discount |
Pros & Cons of American Family & Sentry
Pros
American Family
- American Family Insurance has 24/7 claim support.
- With KnowYourDrive technology that analyzes your driving habits, you may be able to earn a discount of up to 20%.
- Teen Safe Driver also uses technology to monitor distracted driving and may earn a teen up to 10% in car insurance discounts.
- The American Family MyAmFam app is very helpful for managing your account.
- American Family Insurance offers rideshare insurance for Uber and Lyft drivers.
Sentry
- Sentry offers a comprehensive suite of business insurance products.
- Sentry offers high-risk insurance through Dairyland Insurance.
Cons
American Family
- American Family Insurance only serves 19 states.
Sentry
- Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.
American Family or Sentry Mobile Apps Options
The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.
The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.
| American Family Mobile App | ||
|---|---|---|
| iOS | 4.8 | 30K user reviews |
| Android | 4.4 | 3.5K user reviews |
| Sentry Mobile App | ||
|---|---|---|
| iOS | 2.7 | 5 user reviews |
| Android | 3.1 | 8 user reviews |
American Family & Sentry Contact Info
| American Family Contact Info | |
|---|---|
| Address | 6000 American Parkway, Madison, WI 53783 |
| Phone | 1-800-692-6326 |
| Website | https://www.amfam.com/insurance |
| https://www.facebook.com/amfam/ | |
| https://twitter.com/amfam | |
| Youtube | https://www.youtube.com/user/amfam |
| https://www.linkedin.com/company/american-family-insurance/ | |
| Sentry Contact Info | |
|---|---|
| Address | 1800 North Point Drive, Stevens Point, WI 54481 |
| Phone | 1 (800) 473-6879 |
| Website | https://www.sentry.com/ |
| https://www.facebook.com/SentryInsurance/ | |
| https://twitter.com/SentryInsurance | |
| Youtube | https://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ |
| https://www.linkedin.com/company/sentry/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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