American Family vs. Sentry Insurance

Which insurance provider is right for you? Compare plans, insights, and quotes from American Family and Sentry.

Compare Car Insurance Rates in Your Area

American Family vs. Sentry: What You Need to Know

Allied Mutual Automobile Association was formed by Harold Evans in 1929. After years of operating as a standalone brand, Allied Insurance became Nationwide in 1998. Policies, documents, bills and account statements for Allied customers are now featuring the Nationwide name and logo.

Sentry insurance specializes in business insurance and its subsidiary, Dairyland, sells high-risk car insurance, which includes SR-22 and FR-44 filings.

From 2014-2017, regional Sentry Insurance offices opened in Montgomery, Alabama; Madison, Wisconsin; Milwaukee, Wisconsin, and Charlotte, North Carolina.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American Family Overview and Sentry Overview.

American Family vs. Sentry: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American Family and Sentry. On average, American Family charges approximately $159.09 per month while Sentry comes in at around $285.55 per month. For American Family, the cheapest state average is Ohio at $93.01 per month and the most expensive is Nevada at $346.49 per month. For Sentry, the cheapest state average is Idaho at $151.00 per month and the most expensive is Delaware at $497.70 per month.

American Family

Average Rate

$159.09
Sentry

Average Rate

$285.55
National

Average Rate

$120.03
State American Family Sentry
Arizona $163.22 -
Arkansas- $246.05
Colorado $203.74 -
Delaware- $497.70
Idaho $109.27 $151.00
Illinois $204.28 -
Indiana $141.29 -
Iowa $103.41 $160.18
Kansas $146.34 -
Minnesota $130.61 -
Missouri $159.27 -
Nebraska $141.85 -
Nevada $346.49 -
North Dakota $136.52 -
Ohio $93.01 -
Oregon $148.65 $279.06
Pennsylvania- $357.90
South Dakota $121.40 -
Utah $181.50 -
Washington $177.66 $236.38
West Virginia- $341.40
Wisconsin $103.73 $193.02

American Family vs. Sentry: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American Family and Sentry typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American Family Sentry
1 Vehicle $147.94 $268.81
2 Vehicles $200.61 $342.08
3 Vehicles $272.21 $453.44

American Family vs. Sentry: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American Family charges $152.55 per month and Sentry charges $266.58 per month for customers who own their home.

Own/Rent American Family Sentry
Own $152.55 $266.58
Rent $161.98 $294.48

What is American Family and Sentry Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how American Family and Sentry ranked among the industry ratings.

ComparisonAmerican FamilySentry
Year Founded19271904
Market Share1.91%
A.M. Best RatingAA+
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
NAIC Complaint Index0.64
S&P RatingA

American Family or Sentry: Insurance Products Offered

What coverage is available through American Family and Sentry? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from American Family insurance also includes Condo, Farm, Health, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit American Family and Sentry Insurance page.

InsuranceAmerican FamilySentry
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

American Family or Sentry: Ways To Save

Sentry offers a wide range of discounts to its policyholders, including Homeowners, Multi-vehicle, and Payment Frequency discounts. American Family also offers a few discounts that Sentry doesn’t include Young Volunteer, Teen Safe Driver, and Smart Home discounts. Start taking advantage of discounts offered by insurance providers like Sentry and American Family insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

American FamilySentry
Away at School DiscountDriving Course Discounts
Claims-free PricingHomeowners Discount
Generational DiscountMulti-vehicle Discount
Good Student DiscountPayment Frequency Discounts
KnowYourDriveTransfer Discount
Loyalty DiscountVehicle Safety Feature Discounts
Multi-product Discount
Smart Home Discount
Teen Safe Driver Discount
Young Volunteer Discount

Pros & Cons of American Family & Sentry

Pros

American Family
  • American Family Insurance has 24/7 claim support.
  • With KnowYourDrive technology that analyzes your driving habits, you may be able to earn a discount of up to 20%.
  • Teen Safe Driver also uses technology to monitor distracted driving and may earn a teen up to 10% in car insurance discounts.
  • The American Family MyAmFam app is very helpful for managing your account.
  • American Family Insurance offers rideshare insurance for Uber and Lyft drivers.
Sentry
  • Sentry offers a comprehensive suite of business insurance products.
  • Sentry offers high-risk insurance through Dairyland Insurance.

Cons

American Family
  • American Family Insurance only serves 19 states.
Sentry
  • Sentry does not offer basic car insurance to the average driver, only high-risk drivers through Dairyland and auto insurance for business fleets and cars.

American Family or Sentry Mobile Apps Options

The American Family mobile app is available for iOS and Android. Called MyAmFam, the app allows users to manage their insurance policy: Make payments, view coverage and policy details, access digital ID cards, in-app payment reminders, find a repair shop, submit a claim, get roadside assistance and more.

The Sentry Mobile parking app is available for iOS and Android. The app interacts with your parking meter in real-time and lets you buy time on an MPS parking meter. You can also access a map of nearby meters and parking space availability.

American Family Mobile App
iOS     4.830K user reviews
Android     4.43.5K user reviews
Sentry Mobile App
iOS     2.75 user reviews
Android     3.18 user reviews

American Family & Sentry Contact Info

American Family Contact Info
Address6000 American Parkway, Madison, WI 53783
Phone1-800-692-6326
Websitehttps://www.amfam.com/insurance
Facebookhttps://www.facebook.com/amfam/
Twitterhttps://twitter.com/amfam
Youtubehttps://www.youtube.com/user/amfam
Linkedinhttps://www.linkedin.com/company/american-family-insurance/
Sentry Contact Info
Address1800 North Point Drive, Stevens Point, WI 54481
Phone1 (800) 473-6879
Websitehttps://www.sentry.com/
Facebookhttps://www.facebook.com/SentryInsurance/
Twitterhttps://twitter.com/SentryInsurance
Youtubehttps://www.youtube.com/channel/UC8e_0-7XichFIuDa-JI54gQ
Linkedinhttps://www.linkedin.com/company/sentry/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.