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American National vs. Arbella Insurance
Which insurance company is right for you? Compare discounts, rates and quotes from American National and Arbella.
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- American National P&C vs Arbella Insurance Group
American National vs. Arbella: What You Need to Know
American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.
Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and Arbella Insurance Group Overview.
American National P&C vs. Arbella Insurance Group: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with American National P&C and Arbella Insurance Group. On average, American National P&C charges approximately $65.42 per month while Arbella Insurance Group comes in at around $155.36 per month. For American National P&C, the cheapest state average is South Carolina at $51.84 per month and the most expensive is Nebraska at $86.53 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $155.36 per month and the most expensive is Massachusetts at $155.36 per month.
Average Rate
Average Rate
Average Rate
| State | American National P&C | Arbella Insurance Group |
|---|---|---|
| Massachusetts | - | $155.36 |
| Nebraska | $86.53 | - |
| South Carolina | $51.84 | - |
American National P&C vs. Arbella Insurance Group: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | American National P&C | Arbella Insurance Group |
|---|---|---|
| 1 Vehicle | $66.38 | $148.32 |
American National P&C vs. Arbella Insurance Group: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average American National P&C charges $50.51 per month and Arbella Insurance Group charges $165.45 per month for customers who own their home.
| Own/Rent | American National P&C | Arbella Insurance Group |
|---|---|---|
| Own | $50.51 | $165.45 |
| Rent | $71.01 | $153.42 |
What Are American National and Arbella Insurance's Ratings?
What's the difference between American National and Arbella? Both show a positive financial strength ranking and were rated as Excellent. American National received an "A" rating from Standard & Poor's (S&P) whereas Arbella has a Below-Average rating from JD Power Ranking. Find out more and start to compare insurance companies side-by-side.
| Comparison | American National | Arbella |
|---|---|---|
| Year Founded | 1905 | 1988 |
| Financial Strength | Excellent | Excellent |
| JD Power Ranking | Below Average | |
| NAIC Complaint Ratio | 0.23% | 0.11% |
| S&P Rating | A |
American National or Arbella: Insurance Products Offered
American National and Arbella sells insurance policies with competitive premiums in Auto, Home, Business, and Motorcycle coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, Arbella offers additional products in Carpartment Insurance (Auto + Renters) and Umbrella Liability Insurance. Compare the American National and Arbella and see which insurer is for you.
| Insurance | American National | Arbella |
|---|---|---|
| Agribusiness Insurance | ✔ | |
| Annuities Insurance | ✔ | |
| Auto Insurance | ✔ | ✔ |
| Boat & Watercraft Insurance | ✔ | ✔ |
| Business Insurance | ✔ | ✔ |
| Carpartment Insurance (Auto + Renters) | ✔ | |
| Classic Car Insurance | ✔ | |
| Collateral Protection Insurance | ✔ | ✔ |
| Commercial Auto Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Credit Involuntary Unemployment Insurance | ✔ | ✔ |
| Credit Life And Credit Disability Insurance | ✔ | |
| Credit Property Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home and Auto Insurance | ✔ | ✔ |
| Home Insurance | ✔ | ✔ |
| Liability Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Off-Road Vehicle Insurance | ✔ | |
| Recreational Vehicle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| Umbrella Liability Insurance | ✔ | ✔ |
| Vendor’s Single Interest Insurance | ✔ | |
| Workers Compensation | ✔ | ✔ |
American National or Arbella: Ways to Save
Arbella and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!
| American National | Arbella |
|---|---|
| Collision Waiver Discount | Account Credit Discount |
| Common Cause of Loss Discount | Advanced Driver Training Discount |
| Fresh Start Discount | Annual Mileage Discount |
| Multi-Policy Discount | Anti-Theft Device Discount |
| No Claims Cashback Bonus | Auto Loyalty Discount |
| Three Lines Discount | Auto Rewards Discount |
| Deployment/Active Military Duty Discount | |
| Driver Simulator Training Discount | |
| Energy-Saving Hybrids or Electrics Discount | |
| Experienced Motorcycle Operator Discount | |
| Good Student Discount | |
| MAHA Workshops Savings Discount | |
| Mass Save Discount | |
| Motorcycle Training Discount | |
| Multi-Car Family Discount | |
| Multi-Car Individual/Spouse Discount | |
| Multi-vehicle Discount | |
| New Business Discount | |
| New Home Credit | |
| Premium in Full Discount | |
| Protective Devices Discount | |
| Renew and Save Discount | |
| Rental Property Account Credit | |
| Residence Safety Package | |
| Student Away at College Discount |
Pros & Cons of American National & Arbella
Pros
American National
- American National Insurance has a friendly and helpful customer service according to the reviews
- The company operates in all 50 U.S. states
Arbella
- Arbella has an excellent record of very few complaints from consumers.
Cons
American National
- American’s National website is difficult to navigate and find specific information that you’re may looking for.
Arbella
- Arbella only offers insurance to Massachusetts and Connecticut residents.
American National or Arbella Mobile Apps Options
American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).
Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
| American National Mobile App | ||
|---|---|---|
| iOS | 2.7 | 34 user reviews |
| Android | 3 | 50 user reviews |
| Arbella Mobile App | ||
|---|---|---|
| Arbella does not currently have a dedicated mobile app for Auto insurance. | ||
American National & Arbella Contact Info
| American National Contact Info | |
|---|---|
| Address | One Moody Plaza - Galveston, Texas - 77550 |
| Phone | 1-800-333-2860 |
| Website | https://www.americannational.com/ |
| https://www.facebook.com/AmericanNationalInsuranceCompany | |
| Youtube | https://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg |
| https://www.linkedin.com/company/american-national-insurance/ | |
| Arbella Contact Info | |
|---|---|
| Address | 1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103 |
| Phone | 1-800-ARBELLA |
| Website | https://www.arbella.com/ |
| https://www.facebook.com/arbellainsurance/ | |
| Youtube | https://www.youtube.com/user/ArbellaInsurance |
| https://twitter.com/ArbellaIns | |
| https://www.linkedin.com/company/arbella-insurance-group/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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