American National vs. Arbella Insurance

Which insurance company is right for you? Compare discounts, rates and quotes from American National and Arbella.

Compare Car Insurance Rates in Your Area

American National vs. Arbella: What You Need to Know

American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and Arbella Insurance Group Overview.

American National P&C vs. Arbella Insurance Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American National P&C and Arbella Insurance Group. On average, American National P&C charges approximately $ per month while Arbella Insurance Group comes in at around $175.86 per month. For American National P&C, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $175.91 per month and the most expensive is Massachusetts at $175.91 per month.

American National P&C

Average Rate

$
Arbella Insurance Group

Average Rate

$175.86
National

Average Rate

$119.96
State American National P&C Arbella Insurance Group
Massachusetts- $175.91

American National P&C vs. Arbella Insurance Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American National P&C Arbella Insurance Group
1 Vehicle $ $163.48
2 Vehicles $ $248.46

American National P&C vs. Arbella Insurance Group: Rates by Homeownership

Home

What Are American National and Arbella Insurance's Ratings?

What's the difference between American National and Arbella? Both show a positive financial strength ranking and were rated as Excellent by A.M. Best, a leading independent rating organization. American National received an "A" rating from Standard & Poor's (S&P) whereas Arbella has a Below-Average rating from JD Power Ranking. Find out more and start to compare insurance companies side-by-side.

ComparisonAmerican NationalArbella
Year Founded19051988
A.M. Best RatingAA-
Financial StrengthExcellentExcellent
JD Power RankingBelow Average
NAIC Complaint Ratio0.23%0.11%
S&P RatingA

American National or Arbella: Insurance Products Offered

American National and Arbella sells insurance policies with competitive premiums in Auto, Home, Business, and Motorcycle coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. However, Arbella offers additional products in Carpartment Insurance (Auto + Renters) and Umbrella Liability Insurance. Compare the American National and Arbella and see which insurer is for you.

Insurance American National Arbella
Agribusiness Insurance
Annuities Insurance
Auto Insurance
Boat & Watercraft Insurance
Business Insurance
Carpartment Insurance (Auto + Renters)
Classic Car Insurance
Collateral Protection Insurance
Commercial Auto Insurance
Condo Insurance
Credit Involuntary Unemployment Insurance
Credit Life And Credit Disability Insurance
Credit Property Insurance
Health Insurance
Home and Auto Insurance
Home Insurance
Liability Insurance
Life Insurance
Motorcycle Insurance
Off-Road Vehicle Insurance
Recreational Vehicle Insurance
Renters Insurance
RV Insurance
Umbrella Liability Insurance
Vendor’s Single Interest Insurance
Workers Compensation

American National or Arbella: Ways to Save

Arbella and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!

American NationalArbella
Collision Waiver DiscountAccount Credit Discount
Common Cause of Loss DiscountAdvanced Driver Training Discount
Fresh Start DiscountAnnual Mileage Discount
Multi-Policy DiscountAnti-Theft Device Discount
No Claims Cashback BonusAuto Loyalty Discount
Three Lines DiscountAuto Rewards Discount
Deployment/Active Military Duty Discount
Driver Simulator Training Discount
Energy-Saving Hybrids or Electrics Discount
Experienced Motorcycle Operator Discount
Good Student Discount
MAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-Car Family Discount
Multi-Car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of American National & Arbella

Pros

American National
  • American National Insurance has a friendly and helpful customer service according to the reviews
  • The company operates in all 50 U.S. states
Arbella
  • Arbella has an excellent record of very few complaints from consumers.

Cons

American National
  • American’s National website is difficult to navigate and find specific information that you’re may looking for.
Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.

American National or Arbella Mobile Apps Options

American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).

Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

American National Mobile App
iOS     2.734 user reviews
Android     350 user reviews
Arbella Mobile App
Arbella does not currently have a dedicated mobile app for Auto insurance. 

American National & Arbella Contact Info

American National Contact Info
AddressOne Moody Plaza - Galveston, Texas - 77550
Phone1-800-333-2860
Websitehttps://www.americannational.com/
Facebookhttps://www.facebook.com/AmericanNationalInsuranceCompany
Youtubehttps://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg
Linkedinhttps://www.linkedin.com/company/american-national-insurance/
Arbella Contact Info
Address1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone1-800-ARBELLA
Websitehttps://www.arbella.com/
Facebookhttps://www.facebook.com/arbellainsurance/
Youtubehttps://www.youtube.com/user/ArbellaInsurance
Twitterhttps://twitter.com/ArbellaIns
Linkedinhttps://www.linkedin.com/company/arbella-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.