American National vs. Meemic Insurance

Which insurance provider is right for you? Compare coverage, insights and quotes from American National and Meemic.

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American National vs. Meemic: What You Need to Know

American National Insurance Company (ANICO) was founded in 1905 by William Lewis Moody Jr. and headquartered in Gavelston, Texas. During the decades of the 1920s, the company’s assets increased more than 400 percent, compared with the national average for insurance companies at that time. The company continued to grow rapidly, even during the Depression and avoided laying off employees or suffering annual losses.

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers and educators in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit American National P&C Overview and MEEMIC Insurance Company Overview.

American National P&C vs. MEEMIC Insurance Company: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with American National P&C and MEEMIC Insurance Company. On average, American National P&C charges approximately $43.89 per month while MEEMIC Insurance Company comes in at around $164.43 per month. For American National P&C, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $164.46 per month and the most expensive is Michigan at $164.46 per month.

American National P&C

Average Rate

$43.89
MEEMIC Insurance Company

Average Rate

$164.43
National

Average Rate

$133.56
State American National P&C MEEMIC Insurance Company
Michigan- $164.46

American National P&C vs. MEEMIC Insurance Company: Rates by Number of Vehicle

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Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that American National P&C and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.

Number of Vehicles American National P&C MEEMIC Insurance Company
1 Vehicle $ $160.01
2 Vehicles $ $236.02

American National P&C vs. MEEMIC Insurance Company: Rates by Homeownership

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Rates Are Not Currently Available

What Are American National and Meemic Insurance's Ratings?

What's the difference between American National and Meemic? Both show a positive review for their financial strength with an Excellent. American National received an "A" rating from Standard & Poor's (S&P). Meemic stands with a "B-" with Better Business Bureau (BBB). Find out more and start to compare insurance companies side-by-side.

ComparisonAmerican NationalMeemic
Year Founded19051950
BBB RatingB-
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.23%
S&P RatingA

American National or Meemic: Insurance Products Offered

American National and Meemic sell insurance policies with competitive premiums in Auto, Home, Life, Renters, Condo, Motorcycle and Recreational Vehicle coverage. American National offers specialty products like Credit Life and Credit Disability Insurance or Collateral Protection Insurance. Meemic offers additional products for Flood and Umbrella insurance. Compare American National and Meemic and see which insurer is right for you.

Insurance American National Meemic
Agribusiness Insurance
Annuities Insurance
Auto Insurance
Boat & Watercraft Insurance
Boat Insurance (Only in Michigan)
Business Insurance
Classic Car Insurance
Collateral Protection Insurance
Commercial Auto Insurance
Condo Insurance
Credit Involuntary Unemployment Insurance
Credit Life and Credit Disability Insurance
Credit Property Insurance
Flood Insurance
Health Insurance
Home Insurance
Liability Insurance
Life Insurance
Motorcycle Insurance
Off-Road Vehicle Insurance
Recreational Vehicle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance
Vendor’s Single Interest Insurance
Workers Compensation

American National or Meemic: Ways to Save

Meemic and American National offer attractive insurance discounts to policyholder's premiums. See what the two insurance providers have to offer with a side-by-side discount comparison chart. Getting an auto insurance quote from SmartFinancial will help you save time. Get a quote today!

American NationalMeemic
Collision Waiver DiscountMulti-policy Discount
Common Cause of Loss DiscountNewly Certified Teacher Discount
Fresh Start DiscountPaid-in-Full Discount
Multi-policy DiscountThe Educated Choice Repair Program
No Claims Cashback BonusVehicle Anti-theft Discount
Three Lines Discount

Pros & Cons of American National & Meemic

Pros

American National
  • American National Insurance has a friendly and helpful customer service according to the reviews
  • The company operates in all 50 U.S. states
Meemic
  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.

Cons

American National
  • American’s National website is difficult to navigate and find specific information that you’re may looking for.
Meemic
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.

American National or Meemic Mobile Apps Options

American National's AN Mobile App is available for iOS and Android. This mobile app provides access to view personal lines insurance policy info (Auto, Home, Specialty Lines, Umbrella Insurance), view your Auto ID cards, submit an Auto and/or Home insurance claim, pay your personal line insurance policy with your bank account or credit/debit card, report an issue or send feedback directly to our development team, request 24-hour roadside assistance and check your Cashback℠ balances (where available).

American National Mobile App
iOS     2.734 user reviews
Android     350 user reviews
Meemic Mobile App
Meemic does not currently have a mobile app.

American National & Meemic Contact Info

American National Contact Info
AddressOne Moody Plaza - Galveston, Texas - 77550
Phone1-800-333-2860
Websitehttps://www.americannational.com/
Facebookhttps://www.facebook.com/AmericanNationalInsuranceCompany
Youtubehttps://www.youtube.com/channel/UCESIrhTSwvPnZAmuxSccYYg
Linkedinhttps://www.linkedin.com/company/american-national-insurance/
Meemic Contact Info
Address1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone1-888-463-3642
Websitehttps://www.meemic.com/
Facebookhttps://www.facebook.com/Meemic/
Youtubehttps://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Twitterhttps://twitter.com/Meemic
Linkedinhttps://www.linkedin.com/company/meemic-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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