Ameriprise vs. Metlife Insurance

Which insurance carrier is right for you? Compare discounts, products and quotes from Ameriprise and Metlife.

Compare Car Insurance Rates in Your Area

Ameriprise vs. Metlife: What You Need to Know

Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By 1914 his assets reached $1 million. In 2005, Ameriprise Financial became an independent, publicly owned company and Ameriprise Financial renames American Express Property Casualty Insurance companies Ameriprise Auto & Home Insurance and announces the RiverSource brand. The company entered the Fortune 500 at 297. In 2008, Ameriprise Financial acquired J.&W. Seligman and H&R Block Financial Advisors. During the financial crisis, Ameriprise Financial advanced $700 million to help clients with cash needs. In 2010, Ameriprise Financial became the eighth-largest manager of long-term U.S. mutual fund assets, largely due to the acquisition of Columbia Management. In 2014, it launched the Confident Retirement® approach. The new Columbia Threadneedle Investments brand was launched in 2015. In 2017, Columbia Threadneedle Investments acquired Lionstone Investments, a real estate investment firm and Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.

In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted its focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Ameriprise Group Overview and MetLife Auto & Home Overview.

Ameriprise Group vs. MetLife Auto & Home: How much are the Average Rates?

Rates Are Not Currently Available

Ameriprise Group vs. MetLife Auto & Home: Rates by Number of Vehicle

Home
Rates Are Not Currently Available

Ameriprise Group vs. MetLife Auto & Home: Rates by Homeownership

Home
Rates Are Not Currently Available

What Are Ameriprise and Metlife Insurance's Ratings?

Differentiate the two insurance companies through facts and ratings. Ameriprise is ranked Better Than Most by J.D. Power a trusted source for auto insurance ratings. Kemper received an "A-" ratings from Standard & Poor's (S&P), a respected financial rating service and one of the top independent agencies in the insurance industries. Find out more about the details between Ameriprise and Kemper insurance. Start your insurance comparison shopping today.

ComparisonAmeripriseMetlife
Year Founded18941868
Financial StrengthExcellentExcellent
JD Power RankingBetter Than MostAbout Average
Moody’s RatingA3
NAIC Complaint Ratio1.230.69
S&P RatingA-

Ameriprise or Metlife: Insurance Products Offered

Ameriprise and Metlife's insurance offer a plethora of insurance product choices for consumers. Both have available products in Annuities, Auto, Disability, Home, Life and Long-Term Care insurance. Ameriprise's additional products include Condo, Travel, Umbrella and other coverages that could financially help to protect you. Considering these two top insurance providers? See what they have to offer in a line-by-line comparison.

Insurance Ameriprise Metlife
Annuities
Auto Insurance
Business Insurance
Condo Insurance
Home Insurance
Health Insurance
Life Insurance
Long-Term Care Insurance
Motorcycle and Dirt Bike Insurance
Renters Insurance

Ameriprise or Metlife: Ways to Save

Ameriprise offers a wide range of discounts to its policyholders, including Multi-Car, Multi-Policy, Good Driver Discounts and other cost-savings discounts. Metlife has a distinct discount offer like Restricted Mileage Discount. Start to take advantage of discounts offered by insurance providers like Ameriprise insurance and Metlife.

AmeripriseMetlife
Age of Home DiscountAnti-Lock Brake Discounts
Claims Free DiscountAntitheft System Discount
Defensive Driver DiscountDeductible Savings Benefit
Education DiscountDriver Training/Defensive Driving Courses
Garaging DiscountGood-Student Discount
Good Driver DiscountMature Driver Discount
Multi-Car DiscountMulti-Car Discount
Multi-Product DiscountMultiple Policy Discount
Premier Safety DiscountPassive Seat Belt and Air Bag Discount
Protective Devices DiscountRestricted Mileage Discount
Renovation DiscountSafe Driver Discounts
Student Away Discount
Tenure Discount
Vehicle Safety Features Discount

Pros & Cons of Ameriprise & Metlife

Pros

Ameriprise
  • A very financially sound company.
  • One of the largest networks of agents.
  • Offers auto insurance through Costco
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

Ameriprise
  • The complaint ratio for Ameriprise is higher than the national average. Since 2015, however, it has steadily decreased
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

Ameriprise or Metlife Mobile Apps Options

The Ameriprise mobile app is for financial services and financial planning, not for home and auto.

The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.

Ameriprise Mobile App
Ameriprise does not currently have a mobile app for Home and Auto.
Metlife Mobile App
iOS     1.3197 user reviews
Android     1.91,904 user reviews

Ameriprise & Metlife Contact Info

Ameriprise Contact Info
Address70100 Ameriprise Financial Center, Minneapolis, MN 55474
Phone1-800.862.7919
Websitehttps://www.ameriprise.com/
Facebookhttps://www.facebook.com/AmeripriseAutoHome/
Youtubehttps://www.youtube.com/user/Ameriprise
Twitterhttps://twitter.com/AmeripriseAH
LinkedInhttps://www.linkedin.com/company/ameriprise-auto-and-home-insurance/
Metlife Contact Info
Address700 Quaker Lane, Warwick, RI 02818
Phone1-900-422-4272
Websitehttps://www.metlife.com/insurance/
Facebookhttps://www.facebook.com/metlife/
Twitterhttps://twitter.com/MetLife
Youtubehttps://www.youtube.com/user/Metlife
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Answer a few questions and let Penny find the best rates in your area.