Ameriprise vs. Utica National Insurance

Which insurance company is right for you? Compare products, ratings, and quotes from Ameriprise and Utica National.

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Ameriprise vs. Utica National: What You Need to Know

Founder John Tappan founded Ameriprise Financial over 125 years ago, with a mission to help Americans achieve their goals. The company was originally called Investors Syndicate. Investing $5 each, he had 1,000 clients. By 1914 his assets reached $1 million. In 2005, Ameriprise Financial became an independent, publicly owned company and Ameriprise Financial renamed American Express Property Casualty Insurance companies Ameriprise Auto & Home Insurance and announced the RiverSource brand. The company entered the Fortune 500 at 297. In 2008, Ameriprise Financial acquired J.&W. Seligman and H&R Block Financial Advisors. During the financial crisis, Ameriprise Financial advanced $700 million to help clients with cash needs. In 2010, Ameriprise Financial became the eighth-largest manager of long-term U.S. mutual fund assets, largely due to the acquisition of Columbia Management. In 2014, it launched the Confident Retirement® approach. The new Columbia Threadneedle Investments brand was launched in 2015. In 2017, Columbia Threadneedle Investments acquired Lionstone Investments, a real estate investment firm and also acquired Investment Professionals, Inc, a new advisor channel to serve clients of financial institutions. In 2019, the National trust bank converted to Ameriprise Bank, FSB.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940s Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization that provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Ameriprise Group Overview and Utica National Ins Group Overview.

Ameriprise Group vs. Utica National Ins Group: How much are the Average Rates?

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Ameriprise Group vs. Utica National Ins Group: Rates by Number of Vehicle

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Ameriprise Group vs. Utica National Ins Group: Rates by Homeownership

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What Are Ameriprise and Utica National Insurance's Ratings?

Differentiate the two insurance companies through facts and ratings. Ameriprise is ranked Better Than Most by J.D. Power a trusted source for auto insurance ratings. Both Utica National and Ameriprise received an Excellent financial strength rating. Find out more about the details between Ameriprise and Utica National insurance. Start your insurance comparison shopping today.

ComparisonAmeripriseUtica National
Year Founded18941914
Financial StrengthExcellentExcellent
JD Power RankingBetter Than Most
Moody's RatingA3
NAIC Complaint Ratio1.23

Ameriprise or Utica National: Insurance Products Offered

Ameriprise and Utica National's insurance offer a plethora of insurance product choices for consumers. Both have available products in Auto, Home, Renters and Umbrella insurance. Considering these two top insurance providers? See what they have to offer in line-by-line comparison.

Insurance Ameriprise Utica National
Auto Insurance
Boat Insurance
Business Insurance
Commercial Auto Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
Umbrella Insurance

Ameriprise or Utica National: Ways to Save

Ameriprise offers a wide range of discounts to its policyholders, including Multi-Policy, Defensive Driver, Garaging Discounts, and other cost-savings discounts. Utica National has a distinct discount offer like Go Green Vehicle Discount. Start taking advantage of discounts offered by insurance providers like Ameriprise insurance and Utica National.

AmeripriseUtica National
Age of Home DiscountAirbags & Motorized Seat Belts
Claims Free DiscountAnnual Mileage Discount
Defensive Driver DiscountAnti-Lock brakes
Education DiscountAnti-Theft Device
Garaging DiscountAway at School Discount
Good Driver DiscountBundled Discount
Multi-Car DiscountCompany Car Discount
Multi-Product DiscountElectronic Funds Transfer
Premier Safety DiscountElectronic stability control
Protective Devices DiscountGo Green Vehicle Discount
Renovation DiscountGood Student Discount
Student Away DiscountMulti-Vehicle Discount
Tenure DiscountPay in Full Discount
Vehicle Safety Features Discount

Pros & Cons of Ameriprise & Utica National

Pros

Ameriprise
  • A very financially sound company.
  • One of the largest networks of agents.
  • Offers auto insurance through Costco
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Ameriprise
  • The complaint ratio for Ameriprise is higher than the national average. Since 2015, however, it has steadily decreased
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote.

Ameriprise or Utica National Mobile Apps Options

The only app available for Ameriprise is for financial services and financial planning, not for home and auto.

Utica National does not currently have a mobile app.

Ameriprise Mobile App
Ameriprise does not currently have a mobile app for Auto and Home.
Utica National Mobile App
Utica National does not currently have a mobile app.

Ameriprise & Utica National Contact Info

Ameriprise Contact Info
Address70100 Ameriprise Financial Center, Minneapolis, MN 55474
Phone1-800.862.7919
Websitehttps://www.ameriprise.com/
Facebookhttps://www.facebook.com/AmeripriseAutoHome/
Youtubehttps://www.youtube.com/user/Ameriprise
Twitterhttps://twitter.com/AmeripriseAH
LinkedInhttps://www.linkedin.com/company/ameriprise-auto-and-home-insurance/
Utica National Contact Info
Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Websitehttps://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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