Which insurance carrier is right for you? Compare plans, ratings, and quotes from Auto-Owners and Esurance.
Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners begins its affiliation with the Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esurance offers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace founded Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Auto-Owners Insurance Co Overview and Esurance Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Auto-Owners and Esurance ranked among the industry ratings.
Comparison | Auto-Owners | Esurance |
---|---|---|
Year Founded | 1916 | 1999 |
Market Share | 0.24% | |
BBB Rating | A+ | A- |
Financial Strength | Excellent | Above Average |
JD Power Ranking | Better Than Most | |
NAIC Complaint Index | 0.77 | |
NAIC Complaint Ratio | 1.14 | |
S&P Rating | AA | AA- |
What coverage is available through Auto-Owners and Esurance? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Life, Motorcycle, Pet, Renters, RV, and Umbrella insurance. Additional products from Auto-Owners insurance also includes Farm insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Auto-Owners Insurance Co and Esurance Insurance page.
Insurance | Auto Owners | Esurance |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | ✔ |
Farm Insurance | ✔ | |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Pet Insurance | ✔ | ✔ |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
Auto-Owners offers a wide range of discounts to its policyholders, including Favorable Loss History, Good Student, and Green discounts. Esurance also offers a few discounts that Auto-Owners doesn’t include Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like Esurance and Auto-Owners insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Auto-Owners | Esurance |
---|---|
Advance Quote Discount | Anti-lock Brakes Discount |
Favorable Loss History | Anti-theft Discount |
Good Student Discount | Claim-free Discount |
Green Discount | Defensive Driver Discount |
Life Multi-policy Discount | Emergency Road Assistance Discount |
Multi-car Discount | Fast 5 Discount® |
Multi-policy Discount | Good Driver Discount |
Paid-in-full Discount | Good Student Discount |
Payment History | Homeowners Discount |
Safety Features Discounts | Multi-car Discount |
Student Away at School Discount | Multi-policy Discount |
Teen Driver Monitoring Discount | Online Shopper® Discount |
Paid-in-full Discount | |
Renters Plus® Discount | |
Safety Device Discount | |
Switch & Save® Discount |
The Auto-Owners Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.
The Esurance mobile app is available for iOS and Android.
Auto-Owners Mobile App | ||
---|---|---|
iOS | 3.3 | 34 user reviews |
Android | 4.3 | 53 user reviews |
Esurance Mobile App | ||
---|---|---|
iOS | 4.8 | 1,194 user reviews |
Android | 4.7 | 8,655 user reviews |
Auto-Owners Contact Info | |
---|---|
Address | 6101 Anacapri Blvd., Lansing, MI, 48917 |
Phone | 1-517-323-1200 |
Website | https://www.auto-owners.com/ |
https://www.facebook.com/AutoOwnersInsurance/ | |
https://twitter.com/AutoOwnersIns | |
Youtube | https://www.youtube.com/user/AutoOwnersInsurance |
https://www.linkedin.com/company/auto-owners-insurance/ |
Esurance Contact Info | |
---|---|
Address | 650 Davis Street, San Francisco, CA 94111 |
Phone | 1-800--378-7262 |
Website | https://www.esurance.com/ |
https://www.facebook.com/Esurance/ | |
https://twitter.com/esurance | |
Youtube | https://www.youtube.com/channel/UCpp4vbWpy_aTBhmhigENpHw |
https://www.linkedin.com/company/esurance/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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