Which insurance carrier is right for you? Compare coverage, premiums, and quotes from Auto-Owners and Safeauto.
Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.
SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Auto-Owners Insurance Co Overview and Safe Auto Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Auto-Owners and Safeauto ranked among the industry ratings.
Comparison | Auto-Owners | SafeAuto |
---|---|---|
Year Founded | 1916 | 1993 |
Market Share | 0.24% | 1.8% |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | |
JD Power Ranking | Better Than Most | |
NAIC Complaint Index | 0.77 | 1.74 |
S&P Rating | AA |
What coverage is available through Auto-Owners and Safeauto? Both insurance companies offer Auto, Commercial, Health, Home, Life, Motorcycle, and Renters insurance. Additional products from Auto-Owners insurance also includes Condo, Farm, Pet, RV, SR22/FR44, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Auto-Owners Insurance Co and Safe Auto Insurance page.
Insurance | Auto-Owners | SafeAuto |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Health Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | ✔ |
Pet Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | |
SR22/FR44 | ✔ | |
Umbrella Insurance | ✔ |
SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. Auto-Owners also offers a few discounts that Safeauto doesn’t including Teen Driver Monitoring, Student Away at School, and Safety Features discounts. Start taking advantage of discounts offered by insurance providers like Safeauto and Auto-Owners insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Auto-Owners | SafeAuto |
---|---|
Advance Quote Discount | Driver Improvement Course Discounts |
Favorable Loss History | Good Student Discount |
Good Student Discount | Homeowner Discount |
Green Discount | Multi-vehicle Discount |
Life Multi-policy Discount | New Business Transfer |
Multi-car Discount | |
Multi-policy Discount | |
Paid-in-full Discount | |
Payment History | |
Safety Features Discounts | |
Student Away at School Discount | |
Teen Driver Monitoring Discount |
The Auto-Owners Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.
The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.
Auto-Owners Mobile App | ||
---|---|---|
iOS | 3.3 | 34 user reviews |
Android | 4.3 | 53 user reviews |
SafeAuto Mobile App | ||
---|---|---|
iOS | 4.8 | 26.6K user reviews |
Android | 1.8 | 45 user reviews |
Auto-Owners Contact Info | |
---|---|
Address | 6101 Anacapri Blvd., Lansing, MI, 48917 |
Phone | 1-517-323-1200 |
Website | https://www.auto-owners.com/ |
https://www.facebook.com/AutoOwnersInsurance/ | |
https://twitter.com/AutoOwnersIns | |
Youtube | https://www.youtube.com/user/AutoOwnersInsurance |
https://www.linkedin.com/company/auto-owners-insurance/ |
SafeAuto Contact Info | |
---|---|
Address | 4 Easton Oval, Columbus, Ohio 43219 |
Phone | 1 (614) 456-2940 |
Website | https://www.safeauto.com |
https://www.facebook.com/SafeAuto/ | |
https://twitter.com/safeauto | |
Youtube | https://www.youtube.com/c/safeauto |
https://www.linkedin.com/company/safeauto-insurance-company/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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