Which insurance provider is right for you? Compare products, premiums, and quotes from Chubb and AAA.
In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Chubb Overview and Auto Club Group Overview.
Below is a list of the average rates that drivers typically pay with Chubb and Auto Club Group. On average, Chubb charges approximately $194.74 per month while Auto Club Group comes in at around $286.93 per month. For Chubb, the cheapest state average is Michigan at $137.64 per month and the most expensive is New York at $278.95 per month. For Auto Club Group, the cheapest state average is Illinois at $276.79 per month and the most expensive is Michigan at $449.89 per month.
Average Rate
Average Rate
Average Rate
State | Chubb | Auto Club Group |
---|---|---|
Illinois | - | $276.79 |
Michigan | $137.64 | $449.89 |
Minnesota | - | $323.20 |
New York | $278.95 | - |
Pennsylvania | $175.65 | - |
Texas | $194.92 | - |
Virginia | $147.51 | - |
Washington | $147.36 | - |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Chubb and Auto Club Group typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Chubb | Auto Club Group |
---|---|---|
1 Vehicle | $192.62 | $287.54 |
2 Vehicles | $261.95 | $ |
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Chubb charges $211.80 per month and Auto Club Group charges $278.59 per month for customers who own their home.
Own/Rent | Chubb | Auto Club Group |
---|---|---|
Own | $211.80 | $278.59 |
Rent | $193.34 | $287.80 |
Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and AAA ranked among the industry ratings.
Comparison | Chubb | AAA |
---|---|---|
Year Founded | 1882 | 1902 |
Market Share | 2.95% | |
BBB | A+ | |
Financial Strength | Excellent | Excellent |
Fitch Rating | AA | |
Moody’s Rating | Aa3 | |
NAIC Complaint Index | 0.46 | 0.53 |
S&P Rating | AA | A+ |
What coverage is available through Chubb and AAA? Both insurance companies offer Auto, Commercial, Home, and RV Insurance. Additional products from AAA insurance also includes Life and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Auto Club Group Insurance page.
Insurance | Chubb | AAA |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. Chubb also offers a few discounts that AAA doesn’t including Defensive Driving, College Graduate, and Anti-theft discounts. Start taking advantage of discounts offered by insurance providers like AAA and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Chubb | AAA |
---|---|
Accident-Free Discount | Good Driver Discount |
Airbag Discount | Good Student Discount |
Anti-lock Braking System Discount | Loyalty Discount |
Anti-theft Discount | Multi-policy Discount |
College Graduate Discount | Multi-vehicle Discount |
Defensive Driving Discount | Verified Mileage Discount |
Good Student Discount | |
Multi-Vehicle Discount |
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of 13,000 facilities. Members can call or use the AAA Roadside or CAA Roadside app for android or iPhone to get help.
Chubb Mobile App | ||
---|---|---|
iOS | 3.3 | 14 user reviews |
Android | 2.3 | 6 user reviews |
AAA Mobile App | ||
---|---|---|
iOS | 4.6 | 6.4K user reviews |
Android | 4.3 | 4,061 user reviews |
Chubb Contact Info | |
---|---|
Address | 15 Mountainview Rd, Warren, NJ 07059 |
Phone | (908) 903-2000 |
Website | https://www.chubb.com/us-en/ |
https://www.facebook.com/ChubbInsurance/ | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/chubb/ |
AAA Contact Info | |
---|---|
Address | 1225 Freeport Pkwy, Coppell, TX 75019, US |
Phone | 1-877-387-8378 |
Website | https://www.aaa.com/ |
https://www.facebook.com/AAAFanPage/ | |
Youtube | https://www.youtube.com/user/AAA |
https://twitter.com/AAA4lyfe | |
https://www.linkedin.com/company/aaa/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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