Which insurance carrier is right for you? Compare price, insights, and quotes from Chubb and Cincinnati.
In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
With an A+ rating from the BBB and A.M Best, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.
Below is a list of the average rates that drivers typically pay with Chubb and Cincinnati Insurance. On average, Chubb charges approximately $214.40 per month while Cincinnati Insurance comes in at around $169.70 per month. For Chubb, the cheapest state average is Washington at $117.10 per month and the most expensive is New York at $329.07 per month. For Cincinnati Insurance, the cheapest state average is Indiana at $102.70 per month and the most expensive is Alabama at $349.67 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Chubb and Cincinnati Insurance typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Chubb||Cincinnati Insurance|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Chubb charges $190.52 per month and Cincinnati Insurance charges $166.62 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and Cincinnati ranked among the industry ratings.
|A.M. Best Rating||A+|
|NAIC Complaint Index||0.46||0.22|
What coverage is available through Chubb and Cincinnati? Both insurance companies offer Auto,and Home Insurance. Additional products from Chubb insurance also includes , Commercial, Life, RV, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Cincinnati Insurance Insurance page.
Chubb offers a wide range of discounts to its policyholders, including Airbag, Anti-lock Braking System, and Anti-theft discounts. Cincinnati also offers a few discounts that Chubb doesn’t including Good Claim History and Healthy Living Discount. Start taking advantage of discounts offered by insurance providers like Cincinnati and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Accident-Free Discount||Good Claim History Discount|
|Airbag Discount||Good Student Discount|
|Anti-lock Braking System Discount||Healthy Living Discount (Life Insurance)|
|Anti-theft Discount||High Deductible Discount|
|College Graduate Discount||Multi-car Policy Discount|
|Defensive Driving Discount||Multi-policy Discount|
|Good Student Discount||New Home Discount|
|Multi-Vehicle Discount||Safety Equipment Discount (Auto, Home, Business)|
|Safety Features Discount|
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
|Chubb Mobile App|
|iOS||3.3||14 user reviews|
|Android||2.3||6 user reviews|
|Cincinnati Mobile App|
|iOS||4.6||5 user reviews|
|Android||3.1||11 user reviews|
|Chubb Contact Info|
|Address||15 Mountainview Rd, Warren, NJ 07059|
|Cincinnati Contact Info|
|Address||600 S. Gilmore Road, Fairfield, OH 45014-5141|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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