Which insurance carrier is right for you? Compare price, savings, and quotes from Chubb and Hastings Mutual.
In 1882, Thomas Caldecot Chubb and his son Percy, founded Chubb & Son in New York City selling with marine insurance. In 1901, Percy organized the Federal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canada in 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.
Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Chubb Overview and Hastings Mutual Insurance Co Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Chubb and Hastings Mutual ranked among the industry ratings.
Comparison | Chubb | Hastings Mutual |
---|---|---|
Year Founded | 1882 | 1885 |
Market Share | 0.0295 | 0.2% (2018) |
BBB Rating | A+ | |
Financial Strength | Excellent | Excellent |
Fitch Rating | AA | |
JD Power Ranking | Above Average | |
Moody’s Rating | Aa3 | |
NAIC Complaint Index | 0.46 | |
S&P Rating | AA |
What coverage is available through Chubb and Hastings Mutual? Both insurance companies offer Auto, Commercial, Home, and RV Insurance. Additional products from Hastings Mutual insurance also includes Condo, Farm, Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Chubb and Hastings Mutual Insurance Co Insurance page.
Insurance | Chubb | Hastings Mutual |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Hastings Mutual offers a wide range of discounts to its policyholders, including Claim Free, Defensive Driving, and Good Student discounts. Chubb also offers a few discounts that Hastings Mutual doesn’t including Multi-Vehicle, College Graduate, and Anti-theft discounts. Start taking advantage of discounts offered by insurance providers like Hastings Mutual and Chubb insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Chubb | Hastings Mutual |
---|---|
Accident-Free Discount | Away at School Discount |
Airbag Discount | Claim Free Discount |
Anti-lock Braking System Discount | Defensive Driving Discount |
Anti-theft Discount | Good Student Discount |
College Graduate Discount | Multi-car Discount |
Defensive Driving Discount | Multi-policy Discount |
Good Student Discount | Paid in Full Discount |
Multi-Vehicle Discount | Paperless Bills Discount |
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
Hastings Mutual does not currently have a mobile app.
Chubb Mobile App | ||
---|---|---|
iOS | 3.3 | 14 user reviews |
Android | 2.3 | 6 user reviews |
Chubb Contact Info | |
---|---|
Address | 15 Mountainview Rd, Warren, NJ 07059 |
Phone | (908) 903-2000 |
Website | https://www.chubb.com/us-en/ |
https://www.facebook.com/ChubbInsurance/ | |
Youtube | https://www.youtube.com/channel |
https://www.linkedin.com/company/chubb/ |
Hastings Mutual Contact Info | |
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Address | 404 E. Woodlawn Ave. Hastings, MI 49058 |
Phone | 1-800-442-8277 |
Website | https://www.hastingsmutual.com/ |
https://www.facebook.com/HastingsMutual/ | |
https://www.linkedin.com/company/hastings-mutual-insurance-company/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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