Cincinnati vs. Grange Insurance

Which insurance company is right for you? Compare savings, plans, and quotes from Cincinnati and Grange.

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Cincinnati vs. Grange: What You Need to Know

With an A+ rating from the BBB and A.M Best, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.

Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Grange Overview.

Cincinnati Insurance vs. Grange: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Cincinnati Insurance and Grange. On average, Cincinnati Insurance charges approximately $165.44 per month while Grange comes in at around $178.51 per month. For Cincinnati Insurance, the cheapest state average is Indiana at $100.24 per month and the most expensive is Alabama at $340.11 per month. For Grange, the cheapest state average is Oregon at $107.69 per month and the most expensive is Colorado at $205.39 per month.

Cincinnati Insurance

Average Rate

$165.44
Grange

Average Rate

$178.51
National

Average Rate

$117.62
State Cincinnati Insurance Grange
Alabama $340.11 -
California- $193.34
Colorado- $205.39
Idaho- $130.80
Illinois $173.82 -
Indiana $100.24 -
Kentucky $146.34 -
Ohio $127.41 -
Oregon- $107.69
Tennessee $148.77 -
Virginia $150.22 -
Washington- $138.46
Wyoming- $152.95

Cincinnati Insurance vs. Grange: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Cincinnati Insurance and Grange typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Cincinnati Insurance Grange
1 Vehicle $153.24 $166.98
2 Vehicles $208.98 $219.71
3 Vehicles $432.79 $

Cincinnati Insurance vs. Grange: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Cincinnati Insurance charges $166.44 per month and Grange charges $165.05 per month for customers who own their home.

Own/Rent Cincinnati Insurance Grange
Own $166.44 $165.05
Rent $164.85 $185.10

What is Cincinnati and Grange Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Grange ranked among the industry ratings.

ComparisonCincinnatiGrange
Year Founded19501935
A.M. Best RatingA+
BBB RatingA+A+
Financial StrengthExcellentExcellent
Moody's RatingA1
NAIC Complaint Index0.220.87
S&P RatingA+

Cincinnati or Grange: Insurance Products Offered

What coverage is available through Cincinnati and Grange? Both insurance companies offer Auto, Home, and Life insurance. Additional products from Cincinnati insurance also include Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Grange Insurance page.

InsuranceCincinnatiGrange
Auto Insurance
Commercial Insurance
Home Insurance
Life Insurance
Umbrella Insurance

Cincinnati or Grange: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Cincinnati also offers a few discounts that Grange doesn’t including Safety Features, Safety Equipment (Auto, Home, Business), and New Home discounts. Start taking advantage of discounts offered by insurance providers like Grange and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

CincinnatiGrange
Good Claim History DiscountDistant Student Discount
Good Student DiscountGood Student Discount
Healthy Living Discount (Life Insurance)Hybrid Vehicle Discount
High Deductible DiscountMulti-Policy Discount
Multi-car Policy DiscountPaid-in-full Discount
Multi-policy DiscountSafe Driver Discount
New Home Discount
Safety Equipment Discount (Auto, Home, Business)
Safety Features Discount

Pros & Cons of Cincinnati & Grange

Pros

Cincinnati
  • Cincinnati Insurance Company is dedicated to superior customer service.
  • Cincinnati has the highest ratings for financial strength.
  • For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Cons

Cincinnati
  • Cincinnati Insurance Company only operates in 13 states.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Cincinnati or Grange Mobile Apps Options

The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Cincinnati Mobile App
iOS     4.65 user reviews
Android     3.111 user reviews
Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

Cincinnati & Grange Contact Info

Cincinnati Contact Info
Address600 S. Gilmore Road, Fairfield, OH 45014-5141
Phone(888) 242-8811
Websitehttps://www.cinfin.com/
Facebookhttps://www.facebook.com/CincinnatiInsurance/
Youtubehttps://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg
Linkedinhttps://www.linkedin.com/company/the-cincinnati-insurance-companies/
Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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