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Cincinnati vs. Grange Insurance
Which insurance company is right for you? Compare savings, plans, and quotes from Cincinnati and Grange.
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- Cincinnati Insurance vs Grange Insurance
Cincinnati vs. Grange Insurance: What You Need To Know
With an A+ rating from the BBB, Cincinnati Insurance Company has been serving its customers since 1950. The Cincinnati Insurance company was founded in 1950 by four independent agents, two of whom were brothers, John Jack Schiff and Robert Cleveland Schiff. The company operates in 13 states through nearly 1,000 selected independent agencies.
Grange Insurance is a large insurance carrier that offers affordable and customizable auto, home, life, and business insurance products. Together with Integrity Insurance, it sells across 13 states, including Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin. The company also created a foundation called Grange Insurance Gives to support charitable giving and reinforce its deep commitment to serving the community.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Cincinnati Insurance Overview and Grange Insurance Overview.
What Are Cincinnati and Grange Insurance's Ratings?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Cincinnati and Grange Insurance ranked among the industry ratings.
| Comparison | Cincinnati | Grange Insurance |
|---|---|---|
| Year Founded | 1950 | 1935 |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| Moody's Rating | A1 | |
| NAIC Complaint Index | 0.22 | 0.87 |
| S&P Rating | A+ |
Cincinnati or Grange: Insurance Products Offered
What coverage is available through Cincinnati and Grange? Both insurance companies offer Auto, Home, and Life insurance. Additional products from Cincinnati insurance also include Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Cincinnati Insurance and Grange Insurance page.
| Insurance | Cincinnati | Grange Insurance |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Condo Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | ✔ |
| Life Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Cincinnati or Grange Insurance: Ways To Save
Grange Insurance offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Cincinnati also offers a few discounts that Grange Insurance doesn’t including Safety Features, Safety Equipment (Auto, Home, Business), and New Home discounts. Start taking advantage of discounts offered by insurance providers like Grange and Cincinnati insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Cincinnati | Grange Insurance |
|---|---|
| Good Claim History Discount | Distant Student Discount |
| Good Student Discount | Good Student Discount |
| Healthy Living Discount (Life Insurance) | Hybrid Vehicle Discount |
| High Deductible Discount | Multi-Policy Discount |
| Multi-car Policy Discount | Paid-in-full Discount |
| Multi-policy Discount | Safe Driver Discount |
| New Home Discount | |
| Safety Equipment Discount (Auto, Home, Business) | |
| Safety Features Discount |
Pros & Cons of Cincinnati & Grange Insurance
Pros
Cincinnati
- Cincinnati Insurance Company is dedicated to superior customer service.
- Cincinnati has the highest ratings for financial strength.
- For antique or collector car owners whose cars are less than 25 years old, Cincinnati Insurance is the best of very few options out there.
Grange Insurance
- The claims process can be delayed according to some customer’s reviews.
- Coverage limited - only in 13 states across the US
Cons
Cincinnati
- Cincinnati Insurance Company only operates in 13 states.
Grange Insurance
- The claims process can be delayed according to some customer’s reviews.
- Coverage limited - only in 13 states across the US
Cincinnati or Grange Insurance Mobile Apps Options
The Cincinnati Insurance Mobile app is available for android and iPhones and iPads. This insurance tool is where you can manage payments, view auto policy information, download ID cards, submit glass claims, request roadside services and more.
The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.
| Cincinnati Mobile App | ||
|---|---|---|
| iOS | 4.6 | 5 user reviews |
| Android | 3.1 | 11 user reviews |
| Grange Insurance Mobile App | ||
|---|---|---|
| iOS | 4.2 | 9 user reviews |
| Android | 4.3 | 24 user reviews |
Cincinnati & Grange Insurance Contact Info
| Cincinnati Contact Info | |
|---|---|
| Address | 600 S. Gilmore Road, Fairfield, OH 45014-5141 |
| Phone | (888) 242-8811 |
| Website | https://www.cinfin.com/ |
| https://www.facebook.com/CincinnatiInsurance/ | |
| Youtube | https://www.youtube.com/channel/UCrqm2BGqGoKndbr6D8oRlcg |
| https://www.linkedin.com/company/the-cincinnati-insurance-companies/ | |
| Grange Insurance Contact Info | |
|---|---|
| Address | 671 S. High Street Columbus, OH 43206 |
| Phone | 1-800-422-0550 |
| Website | https://www.grangeinsurance.com/ |
| https://www.facebook.com/GrangeInsuranceMarketing | |
| https://www.instagram.com/grange_insurance | |
| https://twitter.com/GrangeInsurance | |
| Youtube | https://www.youtube.com/user/GrangeInsurance |
| https://www.linkedin.com/company/grange-insurance | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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