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Country vs. Westfield Insurance
Which insurance company is right for you? Compare products, rates, and quotes from Country and Westfield.
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Country vs. Westfield: What You Need to Know
Country Financial is a group of US insurance and financial services companies available in 19 states in the U.S. Their history began in 1925, when a group of Agricultural Association members from Illinois formed a company, Country Mutual Insurance, selling fire and lightning insurance. In the following four years, new products were included in their portfolios, such as crop hail and farm insurance, auto, and life insurance. By 1953, Country Preferred Insurance Company was incorporated and in 1965 another company, Country Capital Management, was formed as a registered broker-dealer, allowing them to offer securities products, mutual funds, variable annuities, variable life insurance, and 529 College Savings Plans. In 1997, based on their principle of putting people first, the client service center became available 24 hours a day. The company adopted the name Country Financial in 2008, to better describe their vision of being “The Best Provider of Financial Security in America.” Country Life Insurance Company®, Country Mutual Insurance Company®, and its respective subsidiaries are located in Bloomington, IL. Today, Country Financial serves about one million households and businesses throughout the United States and offers a range of insurance and financial products, including auto, home, life, health, commercial, farm & ranch, and crop insurance, and retirement planning, education funding, annuities, and planning services.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Country Overview and Westfield Overview.
Country vs. Westfield: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Country and Westfield. On average, Country charges approximately $144.51 per month while Westfield comes in at around $207.24 per month. For Country, the cheapest state average is Illinois at $88.59 per month and the most expensive is Arizona at $209.30 per month. For Westfield, the cheapest state average is Tennessee at $152.66 per month and the most expensive is Michigan at $210.21 per month.
Average Rate
Average Rate
Average Rate
| State | Country | Westfield |
|---|---|---|
| Arizona | $209.30 | - |
| Georgia | $155.29 | - |
| Illinois | $88.59 | - |
| Michigan | - | $210.21 |
| Nevada | $133.13 | - |
| Tennessee | - | $152.66 |
Country vs. Westfield: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Country and Westfield typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Country | Westfield |
|---|---|---|
| 1 Vehicle | $121.77 | $200.92 |
| 2 Vehicles | $209.64 | $312.19 |
Country vs. Westfield: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Country charges $179.32 per month and Westfield charges $213.63 per month for customers who own their home.
| Own/Rent | Country | Westfield |
|---|---|---|
| Own | $179.32 | $213.63 |
| Rent | $121.30 | $205.29 |
What is Country and Westfield Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Country and Westfield ranked among the industry ratings.
| Comparison | Country | Westfield |
|---|---|---|
| Year Founded | 1925 | 1864 |
| Market Share | 0.49% | |
| BBB Rating | A+ | |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Index | 0.22 | |
| NAIC Complaint Ratio | 9.62 |
Country or Westfield: Insurance Products Offered
What coverage is available through Country and Westfield? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Country insurance also includes Commercial, Condo, Farm, Health, Life, Pet, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Country and Westfield Insurance page.
| Insurance | Country | Westfield |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Pet Insurance | ✔ | |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | ✔ |
Country or Westfield: Ways To Save
Westfield offers a wide range of discounts to its policyholders, including Companion Car, Company Car, and Defensive Driver discounts. Country also offers a few discounts that Westfield doesn’t including Occupation, Multi-car, and Legacy discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Country insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Country | Westfield |
|---|---|
| Advance Quote Discount | Account Relationship Discount |
| Anti-theft Discount | Companion Car Discount |
| College Graduate Discount | Company Car Discount |
| Defensive Driver Discount | Defensive Driver Discount |
| Discounts for Teens | Family Discount |
| Engaged Couple Discount | Good Student Discount |
| Good Driver Discount | Loss-free Discount |
| Good Student | Loyalty Discount |
| Legacy Discount | Multi-Policy Discount |
| Multi-car Discount | Next Generation Discount |
| Multi-policy Discount | Prior Carrier Discount |
| Occupation Discount |
Pros & Cons of Country & Westfield
Pros
Country
- Variety of coverage options.
- Flexible billing options.
- Unique discounts, like being engaged, having certain occupations (full-time K–12 teachers, firefighters, police officers, EMTs or paramedics) and also for teen drives.
Westfield
- The company boasts more than $4.9 billion in consolidated assets
- The company is one of the top 50 largest insurers in the country
- Westfield Insurance has been in business for over 170 years.
Cons
Country
- It doesn’t reward loyal customers.
Westfield
- A high number of complaints by consumers.
- Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Country or Westfield Mobile Apps Options
The Country Financial Mobile app is available for android and iPhones and iPads. The app provides a dashboard where you can manage your bill, view the status of your claims, update the contact info, manage your notifications, obtain your policy documents and view your insurance card...
| Country Mobile App | ||
|---|---|---|
| iOS | 4.5 | 40 user reviews |
| Android | 4.1 | 35 user reviews |
| Westfield Mobile App | ||
|---|---|---|
| Westfield does not currently have a mobile app. | ||
Country & Westfield Contact Info
| Country Contact Info | |
|---|---|
| Address | 1701 N Towanda Ave, Bloomington, IL 61701-2057 |
| Phone | 1 (866) 268-6879 |
| Website | https://www.countryfinancial.com |
| https://www.facebook.com/countryfinancial/ | |
| Youtube | https://www.youtube.com/user/COUNTRYFinancial |
| https://www.linkedin.com/company/country-financial-/ | |
| Westfield Contact Info | |
|---|---|
| Address | One Park Circle, Westfield Center, OH 44251 |
| Phone | 1 (800) 243-0210 |
| Website | https://www.westfieldinsurance.com/ |
| https://www.facebook.com/Westfield1848/ | |
| https://www.linkedin.com/company/westfield1848 | |
| Youtube | https://www.youtube.com/watch?v=b2rW8nBValk |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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