Which insurance company is right for you? Compare pros & cons, price, and quotes from Direct Auto and Meemic.
In 1991, William Adair had the vision of creating a premier, non-standard automobile insurance company that served customers better than any other insurer, He founded Direct Auto Company, the first company owned by Direct General Insurance Group, headquartered in Nashville, Tennessee. The business has since expanded, but the beliefs remain true to Adair’s original vision.
Direct Auto Company specializes in providing auto insurance for all people, even those considered “high-risk” or who need SR-22 certification. Today, Direct Auto Company has more than 400 retail store locations across the United States and provides consumers a variety of products and services online, in-store and over the phone.
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M. Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
Below is a list of the average rates that drivers typically pay with Direct Auto and MEEMIC Insurance Company. On average, Direct Auto charges approximately $182.26 per month while MEEMIC Insurance Company comes in at around $221.58 per month. For Direct Auto, the cheapest state average is North Carolina at $75.19 per month and the most expensive is California at $332.90 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $221.57 per month and the most expensive is Michigan at $221.57 per month.
|State||Direct Auto||MEEMIC Insurance Company|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Direct Auto and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Direct Auto||MEEMIC Insurance Company|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Direct Auto charges $153.14 per month and MEEMIC Insurance Company charges $218.69 per month for customers who own their home.
|Own/Rent||Direct Auto||MEEMIC Insurance Company|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Direct Auto and Meemic ranked among the industry ratings.
|A.M. Best Rating||A-|
|NAIC Complaint Index||6.06|
What coverage is available through Direct Auto and Meemic? Both insurance companies offer Auto, Motorcycle, and RV insurance. Additional products from Meemic insurance also includes Commercial, Condo, Health, Home, Life, Renters, Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Direct Auto and MEEMIC Insurance Company Insurance page.
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. Direct Auto also offers a few discounts that Meemic doesn’t include Welcome Back, Senior Citizen, and Safe Driver discounts. Start taking advantage of discounts offered by insurance providers like Meemic and Direct Auto insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Affinity Discount||Multi-policy Discount|
|Good Student Discount||Newly Certified Teacher Discount|
|Homeowner Discount||Paid-in-Full Discount|
|Mileage Discount||The Educated Choice Repair Program|
|Military Discount||Vehicle Anti-theft Discount|
|Prior Coverage Discount|
|Safe Driver Discount|
|Senior Citizen Discount|
|Welcome Back Discount|
|Direct Auto Mobile App|
|Direct Auto does not currently have a mobile app.|
|Meemic Mobile App|
|Meemic does not currently have a mobile app.|
|Direct Auto Contact Info|
|Address||1128 Murfreesboro Road, Nashville, TN|
|Meemic Contact Info|
|Address||1685 N. Opdyke Rd. Auburn Hills, MI 48326|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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