Donegal Mutual vs. Pekin Insurance

Which insurance company is right for you? Compare rates, products, and quotes from Donegal Mutual and Pekin.

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Donegal Mutual vs. Pekin: What You Need to Know

Donegal Insurance Group has had a long story that began in Marietta, Pennsylvania, where some farmers banded together to provide mutual protection for their property and farms. In 1889, Donegal and Conoy Mutual Fire Insurance Company issued their first insurance policy to a local farmer for dwelling coverage. The company offered very few insurance products and serviced a small area. In 2017, the company merged with the Mountain States Mutual Casualty Company to market commercial products as the Mountain States Insurance Group in Colorado, New Mexico, Texas, and Utah.

In 1921, a group of farmers, all members of the Tazewell County Farm Bureau, formed an organization to make automobile insurance more affordable. The organization was called The Farmers Automobile Insurance Association. The first Pekin Insurance office was located in the Tazewell County Courthouse, a space donated by the County Board Supervisors. With 187 policies, the six-month premium was $5 for glass, fire, lightning, windstorm, full-coverage collision, property damage, and bodily injury. All cars were charged the same premium. Today Pekin Insurance has over 900,000 policyholders and more than 8,500 independent agents.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Donegal Mutual Insurance Co Overview and Pekin Insurance Overview.

Donegal Mutual Insurance Co vs. Pekin Insurance: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Donegal Mutual Insurance Co and Pekin Insurance. On average, Donegal Mutual Insurance Co charges approximately $229.52 per month while Pekin Insurance comes in at around $71.19 per month. For Donegal Mutual Insurance Co, the cheapest state average is Pennsylvania at $157.58 per month and the most expensive is Michigan at $230.97 per month. For Pekin Insurance, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Donegal Mutual Insurance Co

Average Rate

$229.52
Pekin Insurance

Average Rate

$71.19
National

Average Rate

$133.56
State Donegal Mutual Insurance Co Pekin Insurance
Michigan $230.97 -
Pennsylvania $157.58 -

Donegal Mutual Insurance Co vs. Pekin Insurance: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Donegal Mutual Insurance Co and Pekin Insurance typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Donegal Mutual Insurance Co Pekin Insurance
1 Vehicle $222.34 $68.24
2 Vehicles $336.61 $

Donegal Mutual Insurance Co vs. Pekin Insurance: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Donegal Mutual Insurance Co charges $243.29 per month and Pekin Insurance charges $ per month for customers who own their home.

Own/Rent Donegal Mutual Insurance Co Pekin Insurance
Own $243.29 $
Rent $225.70 $71.04

What is Donegal Mutual and Pekin Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Donegal Mutual and Pekin ranked among the industry ratings.

ComparisonDonegal MutualPekin
Year Founded18891921
BBB RatingA+c-
Financial StrengthExcellentExcellent
NAIC Complaint Index4.09
S&P RatingA

Donegal Mutual or Pekin: Insurance Products Offered

What coverage is available through Donegal Mutual and Pekin? Both insurance companies offer Auto, Commercial, Home, and RV insurance. Additional products from Pekin insurance also includes Condo, Health, Life, Motorcycle, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Donegal Mutual Insurance Co and Pekin Insurance Insurance page.

InsuranceDonegal MutualPekin
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Donegal Mutual or Pekin: Ways To Save

Donegal Mutual offers a wide range of discounts to its policyholders, including Driver’s Education Course, Extra Edges for Superior Drivers, and First Accident Forgiveness Program discounts. In contrast, Pekin also offers a few discounts that Donegal Mutual doesn’t including Tenure, Safety Equipment (Only Available in Ohio), and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Pekin and Donegal Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Donegal MutualPekin
Carpool DiscountAdvance Issue
Driver’s Education Course DiscountAnti-theft Device
Extra Edge Discounts for Superior DriversAuto/Home Bundle
First Accident Forgiveness ProgramDefensive Driver (Not Available in Indiana)
Good Student DiscountEFT
High Chargeable Accident Thresholds DiscountGood Student
Home and Auto Bundle DiscountHybrid Auto
Multi-policy DiscountMandatory Seatbelt (Only Available in Iowa)
Safety Features DiscountMulti-Car
Paid-in-Full
Safety Equipment (Only Available in Ohio)
Tenure

Pros & Cons of Donegal Mutual & Pekin

Pros

Donegal Mutual
  • Heritage of financial strength
  • Leading provider of quality property and casualty insurance products to businesses and individuals.
Pekin
  • Lots of supplemental or “add on” insurance options.

Cons

Donegal Mutual
  • Donegal does not insure people in Alabama, Maine, Nebraska, New Hampshire, North Carolina, South Carolina, and South Dakota anymore.
Pekin
  • A high number of negative reviews.
  • Confusing website.
  • It only serves these states: Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Ohio, Pennsylvania, Tennessee, Texas, Virginia, Wisconsin.

Donegal Mutual or Pekin Mobile Apps Options

Not rated. Pekin only has an Insurance Events app on Google Play, which is intended to help you with schedules, dining information, maps and more.

Donegal Mutual Mobile App
Donegal Mutual does not currently have a mobile app.
Pekin Mobile App
Pekin does not currently have a mobile app for insurance products

Donegal Mutual & Pekin Contact Info

Donegal Mutual Contact Info
Address1195 River Rd, Marietta, PA 17547
Phone1-800-877-0600
Websitehttps://www.donegalgroup.com/home
Facebookhttps://www.facebook.com/DonegalGroup/
Twitterhttps://twitter.com/Donegal_Ins
Youtubehttps://www.youtube.com/channel
Linkedinhttps://www.linkedin.com/company/donegal-mutual-insurance-inc/about/
Pekin Contact Info
Address2505 Court St, Pekin, IL 61558
Phone1-800-322-0160
Websitehttps://www.pekininsurance.com/
Facebookhttps://www.facebook.com/PekinInsurance/
Youtubehttps://www.youtube.com/user/PekinInsurance
Twitterhttps://twitter.com/pekininsurance
Linkedinhttps://www.linkedin.com/company/pekin-insurance/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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