Encompass vs. Auto Owners Insurance

Encompass vs. Auto Owners: What You Need to Know

In 1897, the company that would eventually be called Encompass almost a century later began selling personal insurance with the promise of “protection and security.” Even though the company began using the name Encompass in the 1990s, the EncompassOne® Package Policy traces back to the very start in 1897. Today, there are more than 2,400 Encompass independent agents in 39 states. Encompass Insurance is a subsidiary of Allstate Corporation and is one of the largest personal property and casualty insurance brands.

Vern V. Moulton and four of his associates founded Auto-Owners Insurance Company in a single room in the Commercial Block Building in Mount Pleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners Life Insurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Encompass Overview and Auto-Owners Insurance Co Overview.

Encompass vs. Auto-Owners Insurance Co: How much are the Average Rates?

Encompass vs. Auto-Owners Insurance Co: Rates by Number of Vehicle

Encompass vs. Auto-Owners Insurance Co: Rates by Homeownership

What is Encompass and Auto Owners Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Encompass and Auto Owners ranked among the industry ratings.

Encompass or Auto Owners: Insurance Products Offered

What coverage is available through Encompass and Auto Owners? Both insurance companies offer Auto, Commercial, Farm, Home, RV, and Umbrella Insurance. Additional products from Auto Owners insurance also includes Condo, Health, Life, Motorcycle, Pet, and Renters Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Encompass and Auto-Owners Insurance Co Insurance page.

Encompass or Auto Owners: Ways To Save

Auto Owners offers a wide range of discounts to its policyholders, including Favorable Loss History, Good Student, and Green discounts. Encompass also offers a few discounts that Auto Owners doesn’t including Safe Driving Bonus, Resident Student, and Passive Restraint System discounts. Start taking advantage of discounts offered by insurance providers like Auto Owners and Encompass insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Encompass or Auto Owners Mobile Apps Options

Encompass only offers a Roadside Assistance app for iOS and Android. It has not been rated.

The Auto-Owners Insurance mobile app is available for iOS and android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.

Encompass & Auto Owners Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.