Which insurance company is right for you? Compare price, plans, and quotes from Encova and Grinnell.
Encova Insurance Company was formed when two companies, Motorists Insurance Group and Brickstreet, merged and rebranded as one company in 2019. With combined insights from decades of industry experience, Motorists Insurance Group and BrickStreet together sell auto, commercial, home, and life insurance products and pushing innovation for their agents and policyholders.
Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.
Below is a list of the average rates that drivers typically pay with Motorists Mutual and Grinnell Mutual. On average, Motorists Mutual charges approximately $194.79 per month while Grinnell Mutual comes in at around $126.61 per month. For Motorists Mutual, the cheapest state average is Ohio at $112.92 per month and the most expensive is Pennsylvania at $338.70 per month. For Grinnell Mutual, the cheapest state average is Iowa at $125.95 per month and the most expensive is North Dakota at $129.09 per month.
|State||Motorists Mutual||Grinnell Mutual|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Motorists Mutual and Grinnell Mutual typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Motorists Mutual||Grinnell Mutual|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Motorists Mutual charges $188.95 per month and Grinnell Mutual charges $129.58 per month for customers who own their home.
|Own/Rent||Motorists Mutual||Grinnell Mutual|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Encova and Grinnell ranked among the industry ratings.
|Year Founded||1928 (Motorists Insurance Group)||1909|
|A.M. Best Rating||A-||A|
|NAIC Complaint Ratio||0.18|
What coverage is available through Encova and Grinnell? Both insurance companies offer Auto, Commercial, Home, and Renters insurance. Additional products from Encova insurance also includes Condo, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Motorists Mutual and Grinnell Mutual Insurance page.
Encova offers a wide range of discounts to its policyholders, including Driver Training, EFT, and Empty Nester discounts. In contrast, Grinnell also offers a few discounts that Encova doesn’t include Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Grinnell and Encova insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Anti-Theft Devices Discount||Anniversary Discount|
|Driver Training Discount||Anti-lock Brakes Discount|
|EFT Discount||Anti-theft Discount|
|Empty Nester Discount||Claim-free Discount|
|Excellent Driving Record Discount||Defensive Driver Discount|
|Good Student Discount||Electronic Funds Transfer Discount|
|Long-Time Customer Discount||Elite Driver (Good Driver)|
|Married Professional Discount||Excess Vehicles Discount|
|Multi-policy Discount||Good Student Discount|
|Minor Violation Forgiveness|
|Motor Homes Limited Use Discount|
|Passive Restraint/Airbags Discount|
|Small At-fault Accident Forgiveness|
|Encova Mobile App|
|Encova does not currently have a mobile app.|
|Grinnell Mobile App|
|Grinnell does not currently have a mobile app.|
|Encova Contact Info|
|Address||471 E. Broad St. Columbus, OH 43215|
|Grinnell Contact Info|
|Address||4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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