Encova vs. Pemco Insurance

Encova vs. Pemco: What You Need to Know

Encova Insurance Company was formed when two companies, Motorists Insurance Group and Brickstreet, merged and rebranded as one company in 2019. With combined insights from decades of industry experience, Motorists Insurance Group and BrickStreet together sell auto, commercial, home, and life insurance products and pushing innovation for their agents and policyholders.

Pemco was founded in 1949 by Robert J. Handy, a Seattle journalism and math teacher. He had at first envisioned insuring teachers, who were members of the Seattle Teachers Credit Union which he founded in 1939 (it later became the School Employees Credit Union of Washington). He wanted to “create a financial institution with a heart.” Handy was also working for an insurance agency, which enabled him to sell auto insurance to educators who came to the credit union to secure car loans.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Motorists Mutual Overview and PEMCO Overview.

Motorists Mutual vs. PEMCO: How much are the Average Rates?

Motorists Mutual vs. PEMCO: Rates by Number of Vehicle

Motorists Mutual vs. PEMCO: Rates by Homeownership

What is Encova and Pemco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Encova and Pemco ranked among the industry ratings.

Encova or Pemco: Insurance Products Offered

What coverage is available through Encova and Pemco? Both insurance companies offer Auto, Condo, Home, Motorcycle, Renters, and RV insurance. Additional products from Encova insurance also includes Commercial and Life insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Motorists Mutual and PEMCO Insurance page.

Encova or Pemco: Ways To Save

Encova offers a wide range of discounts to its policyholders, including Driver Training, EFT, and Empty Nester discounts. In contrast, Pemco also offers a few discounts that Encova doesn’t including University of Washington Alumni, Safety/Security Feature, and Paid in Full discounts. Start taking advantage of discounts offered by insurance providers like Pemco and Encova insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Encova or Pemco Mobile Apps Options

The Go PEMCO app connects you to your PEMCO policy no matter where you are. You have access to vehicle insurance ID cards, your policy, and discounts. You can also make changes to your policy, view documents and bills and pay your bill. Local repair shops are listed for you too.

Encova & Pemco Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.