Erie vs. Grange Insurance

Which insurance provider is right for you? Compare price, plans, and quotes from Erie and Grange.

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Erie vs. Grange: What You Need to Know

Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word“service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Erie Overview and Grange Overview.

Erie vs. Grange: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Erie and Grange. On average, Erie charges approximately $137.01 per month while Grange comes in at around $179.30 per month. For Erie, the cheapest state average is Ohio at $83.45 per month and the most expensive is New York at $198.47 per month. For Grange, the cheapest state average is Oregon at $111.49 per month and the most expensive is Colorado at $210.81 per month.

Erie

Average Rate

$137.01
Grange

Average Rate

$179.30
National

Average Rate

$120.03
State Erie Grange
California- $191.11
Colorado- $210.81
Idaho- $127.02
Indiana $88.26 -
Maryland $177.15 -
New York $198.47 -
North Carolina $87.35 -
Ohio $83.45 -
Oregon- $111.49
Pennsylvania $123.22 -
Tennessee $110.58 -
Virginia $91.86 -
Washington- $138.44
West Virginia $99.78 -
Wisconsin $95.93 -
Wyoming- $148.47

Erie vs. Grange: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Erie and Grange typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Erie Grange
2 Vehicles $134.17 $230.56
1 Vehicle $137.59 $164.33
3 Vehicles $183.60 $318.45

Erie vs. Grange: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Erie charges $116.50 per month and Grange charges $170.54 per month for customers who own their home.

Own/Rent Erie Grange
Own $116.50 $170.54
Rent $144.49 $182.34

What is Erie and Grange Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Erie and Grange ranked among the industry ratings.

ComparisonErieGrange
Year Founded19251935
Market Share1.29
A.M. Best RatingA+
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.87
NAIC Complaint Ratio0.22

Erie or Grange: Insurance Products Offered

What coverage is available through Erie and Grange? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Erie insurance also includes Condo, Health, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Erie and Grange Insurance page.

InsuranceErieGrange
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Erie or Grange: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. In contrast, Erie also offers a few discounts that Grange doesn’t include Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Grange and Erie insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ErieGrange
Advance Quote DiscountDistant Student Discount
Age 55 DiscountGood Student Discount
Driver Training DiscountHybrid Vehicle Discount
Multi-Policy DiscountMulti-Policy Discount
Multi-Vehicle DiscountPaid-in-full Discount
New Vehicle DiscountSafe Driver Discount
Paid in Full Discount
Prior Bodily Injury Limits (BIL) Discount
Reduced Usage Discount
Safe Driver Discount
Safety Features Discount
Student Discount
Teen Driver Discount
Young Driver Loyalty Discount

Pros & Cons of Erie & Grange

Pros

Erie
  • Erie Insurance is well-known for its competitive price and excellent claims service.
  • It has fewer customer complaints than the industry median, relative to its size.
  • Offers 12-month premium quotes
  • Multiple discounts available
  • It locks in your auto insurance rate, so your premium won’t change unless you add or remove drivers or cars.
Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing

Cons

Erie
  • It doesn’t accept claims online, only by phone.
  • It offers its products in only 12 states.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Erie or Grange Mobile Apps Options

The Erie Insurance mobile app is available for iOS and Android.

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Erie Mobile App
iOS     3.318 user reviews
Android     3.819 user reviews
Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

Erie & Grange Contact Info

Erie Contact Info
Address100 Erie Insurance Place, PA 16530
Phone1-800-458-0811
Websitehttps://www.erieinsurance.com/
Facebookhttps://www.facebook.com/erieinsurance/
Twitterhttps://twitter.com/erie_insurance
Youtubehttps://www.youtube.com/user/ErieInsurance
Linkedinhttps://www.linkedin.com/company/erie-insurance-group/
Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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