Erie vs. Westfield Insurance

Which insurance carrier is right for you? Compare premiums, plans, and quotes from Erie and Westfield.

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Erie vs. Westfield: What You Need to Know

Erie Insurance Exchange was founded in 1925 by H.O. Hirt and O.G. Crawford, in the city of Erie, Pennsylvania. H.O. Hirt hoped to create a company based on superior service using the mantra, “The ERIE is Above all in sERvIcE,” with the letters "E-R-I-E" raised in capitals out of the word“service.” It still remains the company tagline today. Three years after being established, the company was doing so well that it expanded its business by opening its first office outside Erie, in Pittsburgh. By 1934, the company created the “Super Standard Auto Policy,” which was used as a model for other insurance companies across the country. The company later expanded its product portfolio into a home, business and in the year 1967, Erie Family Life Insurance Company was formed, offering life insurance to consumers. Erie Indemnity Company was registered with the Securities and Exchange Commission in 1994 and in the following year it was listed on NASDAQ. Today, Erie Insurance Company ranks number 381 on the 2019 FORTUNE500® list and has over 5,000 employees and 12,000 independent agents. Also, the company ranks highest among auto insurers in providing a satisfying purchase experience, with a score of 917 (on a 1,000-point scale).

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. WestfieldInsurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Erie Overview and Westfield Overview.

Erie vs. Westfield: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Erie and Westfield. On average, Erie charges approximately $137.28 per month while Westfield comes in at around $202.90 per month. For Erie, the cheapest state average is Ohio at $83.55 per month and the most expensive is New York at $199.07 per month. For Westfield, the cheapest state average is Indiana at $106.67 per month and the most expensive is Michigan at $321.51 per month.

Erie

Average Rate

$137.28
Westfield

Average Rate

$202.90
National

Average Rate

$120.30
State Erie Westfield
Indiana $88.54 $106.67
Kentucky- $143.30
Maryland $177.11 -
Michigan- $321.51
New York $199.07 -
North Carolina $87.16 -
Ohio $83.55 $115.11
Pennsylvania $122.62 -
Tennessee $110.48 $147.66
Virginia $92.83 -
West Virginia $98.74 $143.12
Wisconsin $96.01 -

Erie vs. Westfield: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Erie and Westfield typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Erie Westfield
2 Vehicles $135.06 $252.76
1 Vehicle $137.73 $190.76
3 Vehicles $179.15 $361.02

Erie vs. Westfield: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Erie charges $116.91 per month and Westfield charges $206.17 per month for customers who own their home.

Own/Rent Erie Westfield
Own $116.91 $206.17
Rent $144.63 $201.29

What is Erie and Westfield Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Erie and Westfield ranked among the industry ratings.

ComparisonErieWestfield
Year Founded19251864
Market Share1.29%
A.M. Best RatingA+A
BBB RatingA+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.229.62

Erie or Westfield: Insurance Products Offered

What coverage is available through Erie and Westfield? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Erie insurance also includes Commercial, Condo, Health, Life, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Erie and Westfield Insurance page.

InsuranceErieWestfield
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance

Erie or Westfield: Ways To Save

Westfield offers a wide range of discounts to its policyholders, including Companion Car, Company Car, and Defensive Driver discounts. In contrast, Erie also offers a few discounts that Westfield doesn’t include Young Driver Loyalty, Teen Driver, and Student discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Erie insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

ErieWestfield
Advance Quote DiscountAccount Relationship Discount
Age 55 DiscountCompanion Car Discount
Driver Training DiscountCompany Car Discount
Multi-Policy DiscountDefensive Driver Discount
Multi-Vehicle DiscountFamily Discount
New Vehicle DiscountGood Student Discount
Paid in Full DiscountLoss-free Discount
Prior Bodily Injury Limits (BIL) DiscountLoyalty Discount
Reduced Usage DiscountMulti-Policy Discount
Safe Driver DiscountNext Generation Discount
Safety Features DiscountPrior Carrier Discount
Student Discount
Teen Driver Discount
Young Driver Loyalty Discount

Pros & Cons of Erie & Westfield

Pros

Erie
  • Erie Insurance is well-known for its competitive price and excellent claims service.
  • It has fewer customer complaints than the industry median, relative to its size.
  • Offers 12-month premium quotes
  • Multiple discounts available
  • It locks in your auto insurance rate, so your premium won’t change unless you add or remove drivers or cars.
Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.

Cons

Erie
  • It doesn’t accept claims online, only by phone.
  • It offers its products in only 12 states.
Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.

Erie or Westfield Mobile Apps Options

The Erie Insurance mobile app is available for iOS and Android.

Erie Mobile App
iOS     3.318 user reviews
Android     3.819 user reviews
Westfield Mobile App
Westfield does not currently have a mobile app.

Erie & Westfield Contact Info

Erie Contact Info
Address100 Erie Insurance Place, PA 16530
Phone1-800-458-0811
Websitehttps://www.erieinsurance.com/
Facebookhttps://www.facebook.com/erieinsurance/
Twitterhttps://twitter.com/erie_insurance
Youtubehttps://www.youtube.com/user/ErieInsurance
Linkedinhttps://www.linkedin.com/company/erie-insurance-group/
Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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