Which insurance company is right for you? Compare cost, savings, and quotes from Esurance and AAA.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esuranceoffers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace found Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of13,000 facilities. Members can call or use the AAA Roadside or CAA Roadsideapp for android or iPhone to get help.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Esurance Overview and Auto Club Group Overview.
Below is a list of the average rates that drivers typically pay with Esurance and Auto Club Group. On average, Esurance charges approximately $195.92 per month while Auto Club Group comes in at around $242.13 per month. For Esurance, the cheapest state average is California at $137.40 per month and the most expensive is Maryland at $377.84 per month. For Auto Club Group, the cheapest state average is Wisconsin at $172.30 per month and the most expensive is Nebraska at $315.52 per month.
Average Rate
Average Rate
Average Rate
State | Esurance | Auto Club Group |
---|---|---|
Arizona | $152.83 | - |
California | $137.40 | - |
Colorado | $209.40 | - |
Illinois | - | $226.64 |
Maryland | $377.84 | - |
Michigan | $214.38 | $311.58 |
Minnesota | - | $298.26 |
Nebraska | - | $315.52 |
New Jersey | $222.39 | - |
New York | $343.25 | - |
Pennsylvania | $219.26 | - |
Texas | $178.32 | - |
Wisconsin | - | $172.30 |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Esurance and Auto Club Group typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Esurance | Auto Club Group |
---|---|---|
1 Vehicle | $182.94 | $235.28 |
2 Vehicles | $270.48 | $310.84 |
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Esurance charges $208.64 per month and Auto Club Group charges $255.33 per month for customers who own their home.
Own/Rent | Esurance | Auto Club Group |
---|---|---|
Own | $208.64 | $255.33 |
Rent | $192.94 | $239.41 |
Which car insurance company is better? We've made it easy to compare companies side by side. See how Esurance and AAA ranked among the industry ratings.
Comparison | Esurance | AAA |
---|---|---|
Year Founded | 1999 | 1902 |
BBB Rating | A- | A+ |
Financial Strength | Above Average | Excellent |
NAIC Complaint Ratio | 1.14 | 0.53 |
S&P Rating | AA- | A+ |
What coverage is available through Esurance and AAA? Both insurance companies offer Auto, Commercial, Home, Life, Renters, and RV insurance. Additional products from Esurance insurance also includes Condo, Health, Motorcycle, Pet, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Esurance and Auto Club Group Insurance page.
Insurance | Esurance | AAA |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Health Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | |
Pet Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ |
AAA offers a wide range of discounts to its policyholders, including Good Student, Loyalty, and Multi-policy discounts. Whereas, Esurance also offers a few discounts that AAA doesn’t, including Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like AAA and Esurance insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Esurance | AAA |
---|---|
Anti-lock Brakes Discount | Good Driver Discount |
Anti-theft Discount | Good Student Discount |
Claim-free Discount | Loyalty Discount |
Defensive Driver Discount | Multi-policy Discount |
Emergency Road Assistance Discount | Multi-vehicle Discount |
Fast 5 Discount® | Verified Mileage Discount |
Good Driver Discount | |
Good Student Discount | |
Homeowners Discount | |
Multi-car Discount | |
Multi-policy Discount | |
Online Shopper® Discount | |
Paid-in-full Discount | |
Renters Plus® Discount | |
Safety Device Discount | |
Switch & Save® Discount |
The Esurance mobile app is available for iOS and Android.
On March 4, 1902, nine automobile clubs joined together to form the American Automobile Association. Since then, AAA has been a pioneer in the future of transportation in its fight for better roads. In 1915, AAA was the first to introduce a service for roadside service, which is one of the most valued components of an AAA membership because of its network of13,000 facilities. Members can call or use the AAA Roadside or CAA Roadsideapp for android or iPhone to get help.
Esurance Mobile App | ||
---|---|---|
iOS | 4.8 | 1,194 user reviews |
Android | 4.7 | 8,655 user reviews |
AAA Mobile App | ||
---|---|---|
iOS | 4.6 | 6.4K user reviews |
Android | 4.3 | 4,061 user reviews |
Esurance Contact Info | |
---|---|
Address | 650 Davis Street, San Francisco, CA 94111 |
Phone | 1-800--378-7262 |
Website | https://www.esurance.com/ |
https://www.facebook.com/Esurance/ | |
https://twitter.com/esurance | |
Youtube | https://www.youtube.com/channel/UCpp4vbWpy_aTBhmhigENpHw |
https://www.linkedin.com/company/esurance/ |
AAA Contact Info | |
---|---|
Address | 1225 Freeport Pkwy, Coppell, TX 75019, US |
Phone | 1-877-387-8378 |
Website | https://www.aaa.com/ |
https://www.facebook.com/AAAFanPage/ | |
Youtube | https://www.youtube.com/user/AAA |
https://twitter.com/AAA4lyfe | |
https://www.linkedin.com/company/aaa/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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