Esurance vs. Gainsco Insurance

Esurance vs. Gainsco: What You Need to Know

Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esuranceoffers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace found Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.

Established in 1978 as a Texas corporation, Gainsco is a property and casualty insurance holding company, concentrating their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. They do offer full and standard coverage as well but specialize in minimum liability coverage. The company is based in Dallas, with a regional office in Miami and its operations are conducted through MGA Insurance Company Inc., a Texas corporation. Gainsco sponsors a racing team, the GAINSCO/Bob Stallings Racing team, which won the Grand-AM Rolex Sports Car Series twice with the No. 99 GAINSCO “Red Dragon” DaytonaPrototype. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. All customer service needs can be met in English or Spanish.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Esurance Overview and GAINSCO Auto Insurance Overview.

Esurance vs. GAINSCO Auto Insurance: How much are the Average Rates?

Esurance vs. GAINSCO Auto Insurance: Rates by Number of Vehicle

Esurance vs. GAINSCO Auto Insurance: Rates by Homeownership

What is Esurance and Gainsco Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Esurance and Gainsco ranked among the industry ratings.

Esurance or Gainsco: Insurance Products Offered

What coverage is available through Esurance and Gainsco? Both insurance companies offer Auto insurance. Additional products from Esurance insurance also includes Commercial, Condo, Health, Home, Life, Motorcycle, Pet, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Esurance and GAINSCO Auto Insurance Insurance page.

Esurance or Gainsco: Ways To Save

Gainsco offers a wide range of discounts to its policyholders, including Agency Internal Transfer, Auto-Pay, and Homeowner discounts. Whereas, Esurance also offers a few discounts that Gainsco doesn’t, including Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like Gainsco and Esurance insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Esurance or Gainsco Mobile Apps Options

The Esurance mobile app is available for iOS and Android.

The Gainsco mobile app is available for iOS and Android. This mobile app offers some benefits and services including requesting a quote, making a payment, reporting a claim, requesting an agent, contacting the insurer, and getting the latest Gainsco news.

Esurance & Gainsco Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.