Farm Bureau vs. Grange Insurance

Which insurance carrier is right for you? Compare insights, price, and quotes from Farm Bureau and Grange.

Compare Car Insurance Rates in Your Area

Farm Bureau vs. Grange: What You Need to Know

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Grange Overview.

Farm Bureau Mutual (IA Group) vs. Grange: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Grange. On average, Farm Bureau Mutual (IA Group) charges approximately $111.47 per month while Grange comes in at around $176.51 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Iowa at $74.24 per month and the most expensive is New Mexico at $129.04 per month. For Grange, the cheapest state average is Oregon at $111.25 per month and the most expensive is Colorado at $214.55 per month.

Farm Bureau Mutual (IA Group)

Average Rate

$111.47
Grange

Average Rate

$176.51
National

Average Rate

$119.16
State Farm Bureau Mutual (IA Group) Grange
Arizona $114.49 -
California- $187.77
Colorado- $214.55
Idaho- $126.81
Iowa $74.24 -
Kansas $121.07 -
Minnesota $102.17 -
Nebraska $104.98 -
New Mexico $129.04 -
Oregon- $111.25
South Dakota $106.34 -
Utah $128.77 -
Washington- $137.40
Wyoming- $143.39

Farm Bureau Mutual (IA Group) vs. Grange: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Grange typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Farm Bureau Mutual (IA Group) Grange
1 Vehicle $101.51 $162.33
2 Vehicles $142.95 $223.64
3 Vehicles $ $325.01

Farm Bureau Mutual (IA Group) vs. Grange: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $109.44 per month and Grange charges $168.19 per month for customers who own their home.

Own/Rent Farm Bureau Mutual (IA Group) Grange
Own $109.44 $168.19
Rent $112.55 $179.84

What is Farm Bureau and Grange Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Grange ranked among the industry ratings.

ComparisonFarm BureauGrange
Year Founded19391935
A.M. Best RatingA
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Index0.87
NAIC Complaint Ratio0.92

Farm Bureau or Grange: Insurance Products Offered

What coverage is available through Farm Bureau and Grange? Both insurance companies offer Auto, Commercial, Home, and Life insurance. Additional products from Farm Bureau insurance also includes Condo, Farm, Health, Motorcycle, Renters, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Grange Insurance page.

InsuranceFarm BureauGrange
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Farm Bureau or Grange: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. Whereas, Farm Bureau also offers a few discounts that Grange doesn’t, including Safe Young Driver, Low Mileage, and Farm Bureau Member’s Choice discounts. Start taking advantage of discounts offered by insurance providers like Grange and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farm BureauGrange
Claim Free DiscountDistant Student Discount
Continued In-Force CreditGood Student Discount
Discounts for Multiple CarsHybrid Vehicle Discount
Driven to Safety DiscountMulti-Policy Discount
Driveology: The Science of Save Driving®Paid-in-full Discount
Farm Bureau Member’s ChoiceSafe Driver Discount
Good Student Discount
Low Mileage Discount
Safe Young Driver Discount

Pros & Cons of Farm Bureau & Grange

Pros

Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25% discount for completing its safe driving program.
  • Affordable rates and transparent pricing.
Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing

Cons

Farm Bureau
  • Must have a Farm Bureau membership to get insurance.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Farm Bureau or Grange Mobile Apps Options

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews
Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

Farm Bureau & Grange Contact Info

Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/
Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.