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Farm Bureau vs. Westfield Insurance
Which insurance provider is right for you? Compare price, coverage, and quotes from Farm Bureau and Westfield.
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- Farm Bureau Mutual (IA Group) vs Westfield
Farm Bureau vs. Westfield: What You Need to Know
In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. WestfieldInsurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Westfield Overview.
Farm Bureau Mutual (IA Group) vs. Westfield: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Westfield. On average, Farm Bureau Mutual (IA Group) charges approximately $113.37 per month while Westfield comes in at around $208.26 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Arizona at $107.63 per month and the most expensive is Arizona at $107.63 per month. For Westfield, the cheapest state average is Tennessee at $169.40 per month and the most expensive is Michigan at $210.69 per month.
Average Rate
Average Rate
Average Rate
| State | Farm Bureau Mutual (IA Group) | Westfield |
|---|---|---|
| Arizona | $107.63 | - |
| Michigan | - | $210.69 |
| Tennessee | - | $169.40 |
Farm Bureau Mutual (IA Group) vs. Westfield: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Westfield typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Farm Bureau Mutual (IA Group) | Westfield |
|---|---|---|
| 1 Vehicle | $109.58 | $200.92 |
| 2 Vehicles | $ | $325.46 |
Farm Bureau Mutual (IA Group) vs. Westfield: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $108.77 per month and Westfield charges $212.71 per month for customers who own their home.
| Own/Rent | Farm Bureau Mutual (IA Group) | Westfield |
|---|---|---|
| Own | $108.77 | $212.71 |
| Rent | $118.48 | $206.91 |
What is Farm Bureau and Westfield Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Westfield ranked among the industry ratings.
| Comparison | Farm Bureau | Westfield |
|---|---|---|
| Year Founded | 1939 | 1864 |
| BBB Rating | A+ | A+ |
| Financial Strength | Excellent | Excellent |
| NAIC Complaint Ratio | 0.92 | 9.62 |
Farm Bureau or Westfield: Insurance Products Offered
What coverage is available through Farm Bureau and Westfield? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Farm Bureau insurance also includes Commercial, Condo, Farm, Health, Life, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Westfield Insurance page.
| Insurance | Farm Bureau | Westfield |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Health Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | ✔ |
| Renters Insurance | ✔ | |
| RV Insurance | ✔ | ✔ |
| Umbrella Insurance | ✔ |
Farm Bureau or Westfield: Ways To Save
Farm Bureau offers a wide range of discounts to its policyholders, including Continued In-Force Credit, Discounts for Multiple Cars, and Driven to Safety discounts. Whereas, Westfield also offers a few discounts that Farm Bureau doesn’t, including Prior Carrier, Next Generation, and Multi-Policy discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Farm Bureau | Westfield |
|---|---|
| Claim Free Discount | Account Relationship Discount |
| Continued In-Force Credit | Companion Car Discount |
| Discounts for Multiple Cars | Company Car Discount |
| Driven to Safety Discount | Defensive Driver Discount |
| Driveology: The Science of Save Driving® | Family Discount |
| Farm Bureau Member’s Choice | Good Student Discount |
| Good Student Discount | Loss-free Discount |
| Low Mileage Discount | Loyalty Discount |
| Safe Young Driver Discount | Multi-Policy Discount |
| Next Generation Discount | |
| Prior Carrier Discount |
Pros & Cons of Farm Bureau & Westfield
Pros
Farm Bureau
- Farm Bureau has high customer satisfaction.
- The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
- Affordable rates and transparent pricing.
Westfield
- The company boasts more than $4.9 billion in consolidated assets
- The company is one of the top 50 largest insurers in the country
- Westfield Insurance has been in business for over 170 years.
Cons
Farm Bureau
- Must have a Farm Bureau membership to get insurance.
Westfield
- A high number of complaints by consumers.
- Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.
Farm Bureau or Westfield Mobile Apps Options
The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.
| Farm Bureau Mobile App | ||
|---|---|---|
| iOS | 3.8 | 15 user reviews |
| Android | 3.1 | 99 user reviews |
| Westfield Mobile App | ||
|---|---|---|
| Westfield does not currently have a mobile app. | ||
Farm Bureau & Westfield Contact Info
| Farm Bureau Contact Info | |
|---|---|
| Address | 5400 University Avenue West Des Moines, IA 50266-5997 |
| Phone | 1-866-399-3237 |
| Website | https://www.fbfs.com/ |
| https://www.facebook.com/FarmBureauFinancialServices | |
| https://twitter.com/fbfs | |
| Youtube | https://www.youtube.com/user/FarmBureauFinclSvcs |
| https://www.linkedin.com/company/farm-bureau-financial-services/ | |
| Westfield Contact Info | |
|---|---|
| Address | One Park Circle, Westfield Center, OH 44251 |
| Phone | 1 (800) 243-0210 |
| Website | https://www.westfieldinsurance.com/ |
| https://www.facebook.com/Westfield1848/ | |
| https://www.linkedin.com/company/westfield1848 | |
| Youtube | https://www.youtube.com/watch?v=b2rW8nBValk |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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