Farm Bureau vs. Westfield Insurance

Which insurance provider is right for you? Compare price, coverage, and quotes from Farm Bureau and Westfield.

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Farm Bureau vs. Westfield: What You Need to Know

In 1939, in Des Moines, Iowa, Farm Insurance Company was founded to meet the liability insurance needs of farmers. As the company grew and opened offices in other states, it expanded its product line to include car, home, and life insurance as well as other types of coverage. By the year 1996, the holding company, FBL Financial Group, was listed on the New York StockExchange. The company was formerly known as Farm Bureau Mutual InsuranceCompany but was reorganized and renamed in 2010. Today, the company goes by the name Farm Bureau Financial Services and is known for its superior car and home insurance products. It has around 1,600 employees and 4,000 field associates in different states.

Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. WestfieldInsurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farm Bureau Mutual (IA Group) Overview and Westfield Overview.

Farm Bureau Mutual (IA Group) vs. Westfield: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Farm Bureau Mutual (IA Group) and Westfield. On average, Farm Bureau Mutual (IA Group) charges approximately $111.07 per month while Westfield comes in at around $195.31 per month. For Farm Bureau Mutual (IA Group), the cheapest state average is Iowa at $74.12 per month and the most expensive is New Mexico at $131.40 per month. For Westfield, the cheapest state average is Indiana at $100.99 per month and the most expensive is Michigan at $333.25 per month.

Farm Bureau Mutual (IA Group)

Average Rate

$111.07
Westfield

Average Rate

$195.31
National

Average Rate

$117.62
State Farm Bureau Mutual (IA Group) Westfield
Arizona $113.25 -
Indiana- $100.99
Iowa $74.12 -
Kansas $119.37 -
Kentucky- $139.30
Michigan- $333.25
Minnesota $101.34 -
Nebraska $106.79 -
New Mexico $131.40 -
Ohio- $109.61
South Dakota $110.01 -
Tennessee- $137.80
Utah $128.82 -
West Virginia- $140.06

Farm Bureau Mutual (IA Group) vs. Westfield: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farm Bureau Mutual (IA Group) and Westfield typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Farm Bureau Mutual (IA Group) Westfield
1 Vehicle $100.23 $181.01
2 Vehicles $145.21 $249.74

Farm Bureau Mutual (IA Group) vs. Westfield: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farm Bureau Mutual (IA Group) charges $109.22 per month and Westfield charges $202.69 per month for customers who own their home.

Own/Rent Farm Bureau Mutual (IA Group) Westfield
Own $109.22 $202.69
Rent $112.27 $190.73

What is Farm Bureau and Westfield Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farm Bureau and Westfield ranked among the industry ratings.

ComparisonFarm BureauWestfield
Year Founded19391864
A.M. Best RatingAA
BBB RatingA+A+
Financial StrengthExcellentExcellent
NAIC Complaint Ratio0.929.62

Farm Bureau or Westfield: Insurance Products Offered

What coverage is available through Farm Bureau and Westfield? Both insurance companies offer Auto, Home, Motorcycle, and RV insurance. Additional products from Farm Bureau insurance also includes Commercial, Condo, Farm, Health, Life, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farm Bureau Mutual (IA Group) and Westfield Insurance page.

InsuranceFarm BureauWestfield
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Farm Bureau or Westfield: Ways To Save

Farm Bureau offers a wide range of discounts to its policyholders, including Continued In-Force Credit, Discounts for Multiple Cars, and Driven to Safety discounts. Whereas, Westfield also offers a few discounts that Farm Bureau doesn’t, including Prior Carrier, Next Generation, and Multi-Policy discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Farm Bureau insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farm BureauWestfield
Claim Free DiscountAccount Relationship Discount
Continued In-Force CreditCompanion Car Discount
Discounts for Multiple CarsCompany Car Discount
Driven to Safety DiscountDefensive Driver Discount
Driveology: The Science of Save Driving®Family Discount
Farm Bureau Member’s ChoiceGood Student Discount
Good Student DiscountLoss-free Discount
Low Mileage DiscountLoyalty Discount
Safe Young Driver DiscountMulti-Policy Discount
Next Generation Discount
Prior Carrier Discount

Pros & Cons of Farm Bureau & Westfield

Pros

Farm Bureau
  • Farm Bureau has high customer satisfaction.
  • The company has a young driver program, which offers young drivers a 25%discount for completing its safe driving program.
  • Affordable rates and transparent pricing.
Westfield
  • The company boasts more than $4.9 billion in consolidated assets
  • The company is one of the top 50 largest insurers in the country
  • Westfield Insurance has been in business for over 170 years.

Cons

Farm Bureau
  • Must have a Farm Bureau membership to get insurance.
Westfield
  • A high number of complaints by consumers.
  • Car insurance is only available in ten states: Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee.

Farm Bureau or Westfield Mobile Apps Options

The Farm Bureau Member Benefits app is available for iOS and Android. This mobile app offers some benefits and services including financial services and insurance products, entertainment discounts at local attractions, savings on hotels, rental cars, vehicles, retail items and more.

Farm Bureau Mobile App
iOS     3.815 user reviews
Android     3.199 user reviews
Westfield Mobile App
Westfield does not currently have a mobile app.

Farm Bureau & Westfield Contact Info

Farm Bureau Contact Info
Address5400 University Avenue West Des Moines, IA 50266-5997
Phone1-866-399-3237
Websitehttps://www.fbfs.com/
Facebookhttps://www.facebook.com/FarmBureauFinancialServices
Twitterhttps://twitter.com/fbfs
Youtubehttps://www.youtube.com/user/FarmBureauFinclSvcs
Linkedinhttps://www.linkedin.com/company/farm-bureau-financial-services/
Westfield Contact Info
AddressOne Park Circle, Westfield Center, OH 44251
Phone1 (800) 243-0210
Websitehttps://www.westfieldinsurance.com/
Facebookhttps://www.facebook.com/Westfield1848/
Linkedinhttps://www.linkedin.com/company/westfield1848
Youtubehttps://www.youtube.com/watch?v=b2rW8nBValk

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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