Which insurance company is right for you? Compare pros & cons, coverage, and quotes from Farmers and Auto-Owners.
Farmers Insurance began selling insurance a year before the Great Depression and survived to become a household name. Founders John C. Tyler and Thomas E. Leavey started off by going farm to farm to gain their first policies. They specifically lowered rates for farmers and ranchers because they understood that these occupations posed fewer risks with their vehicles. By 1928, they were able to open an office in downtown Los Angeles. During the Great Depression, Farmers was one of the few companies that were able to pay claims. When a devastating earthquake hit Los Angeles, Farmers paid out claims for damaged cars and became the first insurance company to offer comprehensive insurance.
Vern V. Moulton and four of his associates founded Auto-Owners InsuranceCompany in a single room in the Commercial Block Building in MountPleasant, Michigan. The company moved to Lansing, Michigan where it still is today. In its first year, Auto-Owners Insurance had only one book of policyholders and $174.25 in total assets. In 1935, Auto-Owners extended beyond Michigan and began writing policies in Indiana. In 1951, the company opens the doors to its new four-story home in downtown Lansing and 400 associates moved in. In 1966 the company established Auto-Owners LifeInsurance Company. In 1976, the company moved into its current home in Lansing. Auto-Owners Insurance celebrated its 100th anniversary. In 2017, Auto-Owners begins its affiliation with Concord General Mutual Insurance group. Today, Auto-Owners Insurance writes policies in 26 states and has more than 4,700 employees. The company has been a member of the Fortune 500 since 2002. In 2018, Auto-Owners Insurance was listed at number 375.
Below is a list of the average rates that drivers typically pay with Farmers and Auto-Owners Insurance Co. On average, Farmers charges approximately $282.34 per month while Auto-Owners Insurance Co comes in at around $145.53 per month. For Farmers, the cheapest state average is South Dakota at $130.71 per month and the most expensive is Michigan at $781.17 per month. For Auto-Owners Insurance Co, the cheapest state average is Idaho at $73.34 per month and the most expensive is Colorado at $210.55 per month.
|State||Farmers||Auto-Owners Insurance Co|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farmers and Auto-Owners Insurance Co typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Farmers||Auto-Owners Insurance Co|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farmers charges $282.67 per month and Auto-Owners Insurance Co charges $145.54 per month for customers who own their home.
|Own/Rent||Farmers||Auto-Owners Insurance Co|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Farmers and Auto-Owners ranked among the industry ratings.
|A.M. Best Rating||A-||A++|
|JD Power Ranking||About Average||Better Than Most|
|NAIC Complaint Index||0.8||0.77|
What coverage is available through Farmers and Auto-Owners? Both insurance companies offer Auto, Commercial, Home, Life, Motorcycle, RV, Umbrella insurance. Additional products from Auto-Owners insurance also includes Condo, Farm, Health, Pet, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farmers and Auto-Owners Insurance Co Insurance page.
Farmers offer a wide range of discounts to its policyholders, including Distant Student, Electronic Funds Transfer (EFT), and Good Student discounts. Whereas, Auto-Owners also offers a few discounts that Farmers doesn’t, including Teen Driver Monitoring, Student Away at School, and Safety Features discounts. Start taking advantage of discounts offered by insurance providers like Auto-Owners and Farmers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Alternative Fuel Discount||Advance Quote Discount|
|Distant Student||Favorable Loss History|
|Electronic Funds Transfer (EFT) Discount||Good Student Discount|
|Good Student||Green Discount|
|Homeowner Discount||Life Multi-policy Discount|
|Multi-Car Discount||Multi-car Discount|
|Multi-policy Discount||Multi-policy Discount|
|Occupational Discount||Paid-in-full Discount|
|Pay-in-Full Discount||Payment History|
|Teen Driver Discount||Safety Features Discounts|
|Transfer Discount||Student Away at School Discount|
|Teen Driver Monitoring Discount|
The Farmers app is available for iOS and Android. The Farmers Mobile App allows you access to self-service features.
The Auto-Owners Insurance mobile app is available for iOS and Android. This insurance concierge gives you access to your policy 24/7. You can pay your bills, set up and manage automatic payments and check on the status of a claim.
|Farmers Mobile App|
|iOS||4.8||3K user reviews|
|Android||4||3K user reviews|
|Auto-Owners Mobile App|
|iOS||3.3||34 user reviews|
|Android||4.3||53 user reviews|
|Farmers Contact Info|
|Address||6301 Owensmouth Avenue, Woodland Hills, CA 91367|
|Phone||1 (800) 974-6755|
|Auto-Owners Contact Info|
|Address||6101 Anacapri Blvd., Lansing, MI, 48917|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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