Farmers vs. State Auto Insurance

Farmers vs. State Auto: What You Need to Know

Farmers Insurance began selling insurance a year before the Great Depression and survived to become a household name. Founders John C. Tyler and Thomas E. Leavey started off by going farm to farm to gain their first policies. They specifically lowered rates for farmers and ranchers because they understood that these occupations posed fewer risks with their vehicles. By 1928, they were able to open an office in downtown Los Angeles. During the Great Depression, Farmers was one of the few companies that were able to pay claims. When a devastating earthquake hit Los Angeles, Farmers paid out claims for damaged cars and became the first insurance company to offer comprehensive insurance.

In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only are sold through independent agents, a decision that became company policy that is still in effect.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Farmers Overview and State Auto Overview.

Farmers vs. State Auto: How much are the Average Rates?

Farmers vs. State Auto: Rates by Number of Vehicle

Farmers vs. State Auto: Rates by Homeownership

What is Farmers and State Auto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Farmers and State Auto ranked among the industry ratings.

Farmers or State Auto: Insurance Products Offered

What coverage is available through Farmers and State Auto? Both insurance companies offer Auto, Commercial, Home, and Umbrella insurance. Additional products from Farmers insurance also include Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farmers and State Auto Insurance page.

Farmers or State Auto: Ways To Save

State Auto offers a wide range of discounts to its policyholders, including Anti-theft Device, Driver Training, and Good Student discounts. Whereas, Farmers also offers a few discounts that State Auto doesn’t, including Transfer, Teen Driver, and Pay-in-Full discounts. Start taking advantage of discounts offered by insurance providers like State Auto and Farmers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Farmers or State Auto Mobile Apps Options

The Farmers app is available for iOS and Android. The Farmers Mobile App allows you access to self-service features.

The State Auto telematics app is available for iOS and Android. The StateAuto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.

Farmers & State Auto Contact Info

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.