Which insurance company is right for you? Compare pros & cons, discounts, and quotes from Farmers and State Auto.
Farmers Insurance began selling insurance a year before the Great Depression and survived to become a household name. Founders John C. Tyler and Thomas E. Leavey started off by going farm to farm to gain their first policies. They specifically lowered rates for farmers and ranchers because they understood that these occupations posed fewer risks with their vehicles. By 1928, they were able to open an office in downtown Los Angeles. During the Great Depression, Farmers was one of the few companies that were able to pay claims. When a devastating earthquake hit Los Angeles, Farmers paid out claims for damaged cars and became the first insurance company to offer comprehensive insurance.
In 1921, Robert S. Pein started State Automobile Insurance Company with a borrowed sum of $30,000. Pein wanted to offer an alternative to the high rates other insurers were charging. He also wanted to a better claims settlement process. The company had humble beginnings with a staff of three in a small rented room in downtown Columbus. Pein insisted and his insurance products only are sold through independent agents, a decision that became company policy that is still in effect.
Below is a list of the average rates that drivers typically pay with Farmers and State Auto. On average, Farmers charges approximately $233.76 per month while State Auto comes in at around $265.16 per month. For Farmers, the cheapest state average is South Dakota at $124.40 per month and the most expensive is Michigan at $381.20 per month. For State Auto, the cheapest state average is Illinois at $220.26 per month and the most expensive is Indiana at $409.04 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Farmers and State Auto typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Farmers||State Auto|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Farmers charges $249.74 per month and State Auto charges $205.96 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Farmers and State Auto ranked among the industry ratings.
|A.M. Best Rating||A-||A+|
|JD Power Ranking||About Average|
|NAIC Complaint Index||0.8|
What coverage is available through Farmers and State Auto? Both insurance companies offer Auto, Commercial, Home, and Umbrella insurance. Additional products from Farmers insurance also include Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Farmers and State Auto Insurance page.
State Auto offers a wide range of discounts to its policyholders, including Anti-theft Device, Driver Training, and Good Student discounts. Whereas, Farmers also offers a few discounts that State Auto doesn’t, including Transfer, Teen Driver, and Pay-in-Full discounts. Start taking advantage of discounts offered by insurance providers like State Auto and Farmers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Alternative Fuel Discount||Accident Prevention Course|
|Distant Student||Anti-theft Device Discount|
|Electronic Funds Transfer (EFT) Discount||Driver Training|
|Good Student||Good Student Discount|
|Homeowner Discount||Multi-car Discount|
|Multi-Car Discount||Multi-policy Discount|
|Multi-policy Discount||Paid in Full Discount|
|Occupational Discount||State Auto Safety 360|
|Pay-in-Full Discount||State Auto Start-Up|
|Teen Driver Discount|
The Farmers app is available for iOS and Android. The Farmers Mobile App allows you access to self-service features.
The State Auto telematics app is available for iOS and Android. The StateAuto Safety 360 telematics program was designed to keep you safer on the road. You may even earn up to 50% on auto insurance premiums. You may even save 10% for signing up.
|Farmers Mobile App|
|iOS||4.8||3K user reviews|
|Android||4||3K user reviews|
|State Auto Mobile App|
|iOS||1.8||17 user reviews|
|Android||2.3||25 user reviews|
|Farmers Contact Info|
|Address||6301 Owensmouth Avenue, Woodland Hills, CA 91367|
|Phone||1 (800) 974-6755|
|State Auto Contact Info|
|Address||518 East Broad Street, Columbus, OH 43215|
|Phone||1 (833) 724-3577|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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