Which insurance company is right for you? Compare ratings, cost, and quotes from Gainsco and Westfield.
Established in 1978 as a Texas corporation, Gainsco is a property and casualty insurance holding company, concentrating their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance. They do offer full and standard coverage as well but specialize in minimum liability coverage. The company is based in Dallas, with a regional office in Miami and its operations are conducted through MGA Insurance Company Inc., a Texas corporation. Gainsco sponsors a racing team, the GAINSCO/Bob Stallings Racing team, which won the Grand-AM Rolex Sports Car Series twice with the No. 99 GAINSCO “Red Dragon” Daytona Prototype. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. All customer service needs can be met in English or Spanish.
Headquartered in Westfield Center, Ohio, Westfield Insurance has been in business for nearly 170 years and is ranked amongst the 50 largest property and casualty insurers in the country. Over 900 independent insurance agencies represent Westfield insurance across the country. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10. They also offer surety services in all 50 states. In 2014, the company was named as a Top Workplace in Northeast Ohio. In 2015, it was named Top Workplace in central Ohio. Westfield Services provides service and training support for independent insurance agencies. Westfield Bank is a subsidiary of Westfield Insurance and offers services to businesses and individuals.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit GAINSCO Auto Insurance Overview and Westfield Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Gainsco and Westfield ranked among the industry ratings.
Comparison | Gainsco | Westfield |
---|---|---|
Year Founded | 1978 | 1864 |
A.M. Best Rating | B+ | A |
BBB Rating | A+ | A+ |
Financial Strength | Above Average | Excellent |
NAIC Complaint Ratio | 2.34 | 9.62 |
What coverage is available through Gainsco and Westfield? Both insurance companies offer Auto insurance. Additional products from Westfield insurance also includes Home, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit GAINSCO Auto Insurance and Westfield Insurance page.
Insurance | Gainsco | Westfield |
---|---|---|
Auto Insurance | ✔ | ✔ |
Home Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
RV Insurance | ✔ |
Gainsco offers a wide range of discounts to its policyholders, including Agency Internal Transfer, Auto-Pay, and Homeowner discounts. Whereas, Westfield also offers a few discounts that Gainsco doesn’t, including Prior Carrier, Next Generation, and Multi-Policy discounts. Start taking advantage of discounts offered by insurance providers like Westfield and Gainsco insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Gainsco | Westfield |
---|---|
Advance Purchase Discount | Account Relationship Discount |
Agency Internal Transfer Discount | Companion Car Discount |
Auto-Pay Discount | Company Car Discount |
Homeowner Discount | Defensive Driver Discount |
Length of Ownership (Loyalty Discount) | Family Discount |
Multi-car Discount | Good Student Discount |
Pay-in-Full Discount | Loss-free Discount |
Prior Coverage Discount | Loyalty Discount |
Prior GAINSCO Coverage Discount | Multi-Policy Discount |
Renewal Discount | Next Generation Discount |
Prior Carrier Discount |
The Gainsco mobile app is available for iOS and Android. This mobile app offers some benefits and services including requesting a quote, making a payment, reporting a claim, requesting an agent, contacting the insurer, and getting the latest Gainsco news.
Gainsco Mobile App | ||
---|---|---|
iOS | 2.6 | 8 user reviews |
Android | 2.9 | 8 user reviews |
Westfield Mobile App | ||
---|---|---|
Westfield does not currently have a mobile app. |
Gainsco Contact Info | |
---|---|
Address | 3333 Lee Parkway, Dallas, TX 75219 |
Phone | 1-866-424-6726 |
Website | https://www.gainsco.com/ |
https://www.facebook.com/GAINSCOInsurance/ | |
https://twitter.com/GAINSCOAgency | |
Youtube | https://www.youtube.com/channel/UCuoo1lEvzyJ7seCjj3NmerA |
https://www.linkedin.com/company/gainsco/ |
Westfield Contact Info | |
---|---|
Address | One Park Circle, Westfield Center, OH 44251 |
Phone | 1 (800) 243-0210 |
Website | https://www.westfieldinsurance.com/ |
https://www.facebook.com/Westfield1848/ | |
https://www.linkedin.com/company/westfield1848 | |
Youtube | https://www.youtube.com/watch?v=b2rW8nBValk |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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