Grinnell vs. Meemic Insurance

Which insurance company is right for you? Compare products, premiums, and quotes from Grinnell and Meemic.

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Grinnell vs. Meemic: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M.Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and MEEMIC Insurance Company Overview.

Grinnell Mutual vs. MEEMIC Insurance Company: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grinnell Mutual and MEEMIC Insurance Company. On average, Grinnell Mutual charges approximately $122.46 per month while MEEMIC Insurance Company comes in at around $219.89 per month. For Grinnell Mutual, the cheapest state average is North Dakota at $114.00 per month and the most expensive is Iowa at $124.13 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $219.75 per month and the most expensive is Michigan at $219.75 per month.

Grinnell Mutual

Average Rate

$122.46
MEEMIC Insurance Company

Average Rate

$219.89
National

Average Rate

$117.62
State Grinnell Mutual MEEMIC Insurance Company
Iowa $124.13 -
Michigan- $219.75
North Dakota $114.00 -

Grinnell Mutual vs. MEEMIC Insurance Company: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grinnell Mutual MEEMIC Insurance Company
1 Vehicle $110.17 $207.12
2 Vehicles $172.50 $271.61

Grinnell Mutual vs. MEEMIC Insurance Company: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grinnell Mutual charges $123.22 per month and MEEMIC Insurance Company charges $221.14 per month for customers who own their home.

Own/Rent Grinnell Mutual MEEMIC Insurance Company
Own $123.22 $221.14
Rent $121.99 $218.89

What is Grinnell and Meemic Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Meemic ranked among the industry ratings.

ComparisonGrinnellMeemic
Year Founded19091950
A.M. Best RatingAA-
BBB RatingA+B-
Financial StrengthExcellentExcellent
S&P RatingA

Grinnell or Meemic: Insurance Products Offered

What coverage is available through Grinnell and Meemic? Both insurance companies offer Auto, Home, Renters, and Umbrella insurance. Additional products from Meemic insurance also includes Condo, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and MEEMIC Insurance Company Insurance page.

InsuranceGrinnellMeemic
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or Meemic: Ways To Save

Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. Whereas, Grinnell also offers a few discounts that Meemic doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Multi-Car discounts. Start taking advantage of discounts offered by insurance providers like Meemic and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellMeemic
Anniversary DiscountMulti-policy Discount
Anti-lock Brakes DiscountNewly Certified Teacher Discount
Anti-theft DiscountPaid-in-Full Discount
Claim-free DiscountThe Educated Choice Repair Program
Defensive Driver DiscountVehicle Anti-theft Discount
Electronic Funds Transfer Discount
Elite Driver (Good Driver)
Excess Vehicles Discount
Good Student Discount
Mile Marker
Minor Violation Forgiveness
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & Meemic

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
Meemic
  • Offers discounted rates for teachers.
  • Offers industry-specific coverage.
  • Quality repairs using original manufacturer parts.

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
Meemic
  • Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.

Grinnell or Meemic Mobile Apps Options


Grinnell Mobile App
Grinnell does not currently have a mobile app.
Meemic Mobile App
Meemic does not currently have a mobile app.

Grinnell & Meemic Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
Meemic Contact Info
Address1685 N. Opdyke Rd. Auburn Hills, MI 48326
Phone1-888-463-3642
Websitehttps://www.meemic.com/
Facebookhttps://www.facebook.com/Meemic/
Youtubehttps://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw
Twitterhttps://twitter.com/Meemic
Linkedinhttps://www.linkedin.com/company/meemic-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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