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Grinnell vs. Meemic Insurance
Which insurance company is right for you? Compare products, premiums, and quotes from Grinnell and Meemic.
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- Grinnell Mutual vs MEEMIC Insurance Company
Grinnell vs. Meemic: What You Need to Know
Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.
A small group of teachers formed Meemic in 1950. They aimed to provide other teachers and educators with quality protection at affordable rates. For almost 70 years, they’ve been providing auto, home, boat and personal umbrella insurance tailored to the needs of the educational community. A.M.Best has rated Meemic as financially strong, based on the financial strength and claims-paying ability. The Meemic Foundation for the Future of Education was established in 1992 to provide financial assistance to schools, teachers, and educators, in the form of grants. Meemic partners with AAA to offer insurance products to teachers and educators in Illinois, Michigan, Wisconsin, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and MEEMIC Insurance Company Overview.
Grinnell Mutual vs. MEEMIC Insurance Company: How much are the Average Rates?
Below is a list of the average rates that drivers typically pay with Grinnell Mutual and MEEMIC Insurance Company. On average, Grinnell Mutual charges approximately $190.67 per month while MEEMIC Insurance Company comes in at around $163.91 per month. For Grinnell Mutual, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month. For MEEMIC Insurance Company, the cheapest state average is Michigan at $163.94 per month and the most expensive is Michigan at $163.94 per month.
Average Rate
Average Rate
Average Rate
| State | Grinnell Mutual | MEEMIC Insurance Company |
|---|---|---|
| Michigan | - | $163.94 |
Grinnell Mutual vs. MEEMIC Insurance Company: Rates by Number of Vehicle
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and MEEMIC Insurance Company typically charge for drivers who have more than 1 vehicle.
| Number of Vehicles | Grinnell Mutual | MEEMIC Insurance Company |
|---|---|---|
| 1 Vehicle | $ | $159.91 |
| 2 Vehicles | $ | $226.33 |
Grinnell Mutual vs. MEEMIC Insurance Company: Rates by Homeownership
What is Grinnell and Meemic Insurance Rating?
Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Meemic ranked among the industry ratings.
| Comparison | Grinnell | Meemic |
|---|---|---|
| Year Founded | 1909 | 1950 |
| A.M. Best Rating | A | A- |
| BBB Rating | A+ | B- |
| Financial Strength | Excellent | Excellent |
| S&P Rating | A |
Grinnell or Meemic: Insurance Products Offered
What coverage is available through Grinnell and Meemic? Both insurance companies offer Auto, Home, Renters, and Umbrella insurance. Additional products from Meemic insurance also includes Condo, Life, Motorcycle, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and MEEMIC Insurance Company Insurance page.
| Insurance | Grinnell | Meemic |
|---|---|---|
| Auto Insurance | ✔ | ✔ |
| Commercial Insurance | ✔ | |
| Condo Insurance | ✔ | |
| Farm Insurance | ✔ | |
| Home Insurance | ✔ | ✔ |
| Life Insurance | ✔ | |
| Motorcycle Insurance | ✔ | |
| Renters Insurance | ✔ | ✔ |
| RV Insurance | ✔ | |
| Umbrella Insurance | ✔ | ✔ |
Grinnell or Meemic: Ways To Save
Meemic offers a wide range of discounts to its policyholders, including Newly Certified Teacher, Paid-in-Full, and The Educated Choice Repair Program discounts. Whereas, Grinnell also offers a few discounts that Meemic doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Multi-Car discounts. Start taking advantage of discounts offered by insurance providers like Meemic and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
| Grinnell | Meemic |
|---|---|
| Anniversary Discount | Multi-policy Discount |
| Anti-lock Brakes Discount | Newly Certified Teacher Discount |
| Anti-theft Discount | Paid-in-Full Discount |
| Claim-free Discount | The Educated Choice Repair Program |
| Defensive Driver Discount | Vehicle Anti-theft Discount |
| Electronic Funds Transfer Discount | |
| Elite Driver (Good Driver) | |
| Excess Vehicles Discount | |
| Good Student Discount | |
| Mile Marker | |
| Minor Violation Forgiveness | |
| Motor Homes Limited Use Discount | |
| Multi-Car Discount | |
| Multi-policy Discount | |
| Paid-in-Full Discount | |
| Passive Restraint/Airbags Discount | |
| Small At-fault Accident Forgiveness |
Pros & Cons of Grinnell & Meemic
Pros
Grinnell
- Grinnell offers good customer service and reliable insurance products.
- Customized commercial policies.
Meemic
- Offers discounted rates for teachers.
- Offers industry-specific coverage.
- Quality repairs using original manufacturer parts.
Cons
Grinnell
- Grinnell auto insurance is only available in 19 states.
Meemic
- Insurance through Meemic is only offered in four states: Michigan, Illinois, Wisconsin, and Georgia.
Grinnell or Meemic Mobile Apps Options
| Grinnell Mobile App | ||
|---|---|---|
| Grinnell does not currently have a mobile app. | ||
| Meemic Mobile App | ||
|---|---|---|
| Meemic does not currently have a mobile app. | ||
Grinnell & Meemic Contact Info
| Grinnell Contact Info | |
|---|---|
| Address | 4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790 |
| Phone | 1-800-362-2041 |
| Website | https://www.grinnellmutual.com/ |
| https://www.facebook.com/myGrinnellMutual/ | |
| Youtube | https://www.youtube.com/user/grinnellmutual |
| https://twitter.com/GrinnellMutual | |
| https://www.linkedin.com/company/grinnellmutual/ | |
| Meemic Contact Info | |
|---|---|
| Address | 1685 N. Opdyke Rd. Auburn Hills, MI 48326 |
| Phone | 1-888-463-3642 |
| Website | https://www.meemic.com/ |
| https://www.facebook.com/Meemic/ | |
| Youtube | https://www.youtube.com/channel/UCQnTMFg_hBizrzlZc0aQKMw |
| https://twitter.com/Meemic | |
| https://www.linkedin.com/company/meemic-insurance-company/ | |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
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