Grinnell vs. Metlife Insurance

Which insurance provider is right for you? Compare discounts, pros & cons, and quotes from Grinnell and Metlife.

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Grinnell vs. Metlife: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. Today, MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries. The company ranks in the top 50 from Fortune 500 lists, according to total revenue.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and MetLife Auto & Home Overview.

Grinnell Mutual vs. MetLife Auto & Home: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Grinnell Mutual and MetLife Auto & Home. On average, Grinnell Mutual charges approximately $126.61 per month while MetLife Auto & Home comes in at around $ per month. For Grinnell Mutual, the cheapest state average is Iowa at $125.95 per month and the most expensive is North Dakota at $129.09 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Grinnell Mutual

Average Rate

$126.61
MetLife Auto & Home

Average Rate

$
National

Average Rate

$120.03
State Grinnell Mutual MetLife Auto & Home
Iowa $125.95 -
North Dakota $129.09 -

Grinnell Mutual vs. MetLife Auto & Home: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Grinnell Mutual and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Grinnell Mutual MetLife Auto & Home
1 Vehicle $112.75 $
2 Vehicles $184.11 $

Grinnell Mutual vs. MetLife Auto & Home: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Grinnell Mutual charges $129.58 per month and MetLife Auto & Home charges $0.00 per month for customers who own their home.

Own/Rent Grinnell Mutual MetLife Auto & Home
Own $129.58 $0.00
Rent $125.24 $0.00

What is Grinnell and Metlife Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Metlife ranked among the industry ratings.

ComparisonGrinnellMetlife
Year Founded19091868
A.M. Best RatingAA+
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingAbout Average
NAIC Complaint Ratio0.69
S&P RatingAAA-

Grinnell or Metlife: Insurance Products Offered

What coverage is available through Grinnell and Metlife? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Metlife insurance also includes Health, Life, Motorcycle, Renters, and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and MetLife Auto & Home Insurance page.

InsuranceGrinnellMetlife
Auto Insurance
Commercial Insurance
Farm Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or Metlife: Ways To Save

Metlife offers a wide range of discounts to its policyholders, including Antitheft System, Deductible Savings Benefit, and Driver Training/Defensive Driving Courses discounts. Whereas, Grinnell also offers a few discounts that Metlife doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellMetlife
Anniversary DiscountAnti-lock Brake Discounts
Anti-lock Brakes DiscountAntitheft System Discount
Anti-theft DiscountDeductible Savings Benefit
Claim-free DiscountDriver Training/Defensive Driving Courses
Defensive Driver DiscountGood-student Discount
Electronic Funds Transfer DiscountMature Driver Discount
Elite Driver (Good Driver)Multi-car Discount
Excess Vehicles DiscountMultiple Policy Discount
Good Student DiscountPassive Seat Belt and Air Bag Discount
Mile MarkerRestricted Mileage Discount
Minor Violation ForgivenessSafe Driver Discounts
Motor Homes Limited Use Discount
Multi-Car Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & Metlife

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
Metlife
  • MetLife Auto & Home is a subsidiary of MetLife, the largest life insurance company in the country, which is financially stable.
  • 150 years of experience.
  • No deductible on glass repairs.

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
Metlife
  • MetLife does not offer accident forgiveness.
  • Mobile app issues.
  • Expensive policies.

Grinnell or Metlife Mobile Apps Options

The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.

Grinnell Mobile App
Grinnell does not currently have a mobile app.
Metlife Mobile App
iOS     1.3197 user reviews
Android     1.91,904 user reviews

Grinnell & Metlife Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
Metlife Contact Info
Address700 Quaker Lane, Warwick, RI 02818
Phone1-900-422-4272
Websitehttps://www.metlife.com/insurance/
Facebookhttps://www.facebook.com/metlife/
Twitterhttps://twitter.com/MetLife
Youtubehttps://www.youtube.com/user/Metlife
Linkedinhttps://www.linkedin.com/company/the-hanover-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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