Grinnell vs. Utica National Insurance

Which insurance provider is right for you? Compare plans, price, and quotes from Grinnell and Utica National.

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Grinnell vs. Utica National: What You Need to Know

Since 1909, Ginnell Mutual has been insuring people, and today it is the 114th-largest property-casualty insurance company in the U.S.. and the largest primary reinsurer of farm mutual companies in North America. Their insurance products are sold in 19 states.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations. Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization that provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Grinnell Mutual Overview and Utica National Ins Group Overview.

Grinnell Mutual vs. Utica National Ins Group: How much are the Average Rates?

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Grinnell Mutual vs. Utica National Ins Group: Rates by Number of Vehicle

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Grinnell Mutual vs. Utica National Ins Group: Rates by Homeownership

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What is Grinnell and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Grinnell and Utica National ranked among the industry ratings.

ComparisonGrinnellUtica National
Year Founded19091914
A.M. Best RatingAA-
BBB RatingA+
Financial StrengthExcellentExcellent
S&P RatingA

Grinnell or Utica National: Insurance Products Offered

What coverage is available through Grinnell and Utica National? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Utica National insurance also includes Motorcycle and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Grinnell Mutual and Utica National Ins Group Insurance page.

InsuranceGrinnellUtica National
Auto Insurance
Commercial Insurance
Farm Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Grinnell or Utica National: Ways To Save

Utica National offers a wide range of discounts to its policyholders, including Annual Mileage, Anti-lock brakes, and Anti-Theft Device discounts. Whereas, Grinnell also offers a few discounts that Utica National doesn’t, including Small At-fault Accident Forgiveness, Passive Restraint/Airbags, and Paid-in-Full discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Grinnell insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

GrinnellUtica National
Anniversary DiscountAirbags & motorized seat belts
Anti-lock Brakes DiscountAnnual Mileage Discount
Anti-theft DiscountAnti-lock brakes
Claim-free DiscountAnti-Theft Device
Defensive Driver DiscountAway at School Discount
Electronic Funds Transfer DiscountBundled Discount
Elite Driver (Good Driver)Company Car Discount
Excess Vehicles DiscountElectronic Funds Transfer
Good Student DiscountElectronic stability control
Mile MarkerGo Green Vehicle Discount
Minor Violation ForgivenessGood Student Discount
Motor Homes Limited Use DiscountMulti-Vehicle Discount
Multi-Car DiscountPay in Full Discount
Multi-policy Discount
Paid-in-Full Discount
Passive Restraint/Airbags Discount
Small At-fault Accident Forgiveness

Pros & Cons of Grinnell & Utica National

Pros

Grinnell
  • Grinnell offers good customer service and reliable insurance products.
  • Customized commercial policies.
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Grinnell
  • Grinnell auto insurance is only available in 19 states.
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote.

Grinnell or Utica National Mobile Apps Options


Grinnell Mobile App
Grinnell does not currently have a mobile app.
Utica National Mobile App
Utica National does not currently have a mobile app.

Grinnell & Utica National Contact Info

Grinnell Contact Info
Address4215 Highway 146 South, P.O. Box 790, Grinnell, IA 50112-0790
Phone1-800-362-2041
Websitehttps://www.grinnellmutual.com/
Facebookhttps://www.facebook.com/myGrinnellMutual/
Youtubehttps://www.youtube.com/user/grinnellmutual
Twitterhttps://twitter.com/GrinnellMutual
Linkedinhttps://www.linkedin.com/company/grinnellmutual/
Utica National Contact Info
Address180 Genesee St, New Hartford, NY 13413
Phone1-800-589-8422
Websitehttps://www.uticanational.com/
Facebookhttps://www.facebook.com/uticanational/
Linkedinhttps://www.linkedin.com/company/uticanational/
Twitterhttps://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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