Which insurance provider is right for you? Compare ratings, rates, and quotes from Hanover and Shelter.
From 2003-2007, the Wall Street Journal ranked The Hanover Insurance Companies #1 in the property and casualty industry for increasing shareholder value over a 5-year-period. In 2009, The Hanover acquired commercial business from OneBeacon Insurance Group, which enabled rapid Western U.S. expansion. In the same year, A.M. Best upgraded its company rating to “A” (excellent). From 2010 to 2011, it continued to acquire more businesses both in the U.S. and abroad, which included Lloyd’s of London Chaucer Holdings. In 2013, The Hanover exceeded $5 billion worth of written premiums and wrote business in 179 countries. In 2015, Standard & Poor’s upgraded the company’s financial rating to “A” and The Hanover was recognized by Forbes as one of America’s best employers and one of America’s most trustworthy financial companies.
Shelter Insurance company is a mutual insurance company that focuses on auto, property, business and life insurance. In 1946, when the company was founded and called MFA Mutual Insurance Company. Its focus was to provide farmers access to reliable insurance protection at prices that they could afford. Today, Shelter Insurance is one of the top regional insurance companies in the country and has more than 1,400 licensed agents covering 15 states, including Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, and Tennessee. The company constantly receives high ratings from A.M. Best Company, which indicates financial stability.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hanover Overview and Shelter Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hanover and Shelter ranked among the industry ratings.
Comparison | Hanover | Shelter |
---|---|---|
Year Founded | 1852 | 1946 |
A.M. Best Rating | A | A |
BBB Rating | A+ | A+ |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Above Average | |
NAIC Complaint Index | 1.28 | |
NAIC Complaint Ratio | 0.36 (2013) | |
S&P Rating | A |
What coverage is available through Hanover and Shelter? Both insurance companies offer Auto, Commercial, Home, RV, and Umbrella insurance. Additional products from Shelter insurance also includes Condo, Farm, Life, Motorcycle, and Renters insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hanover and Shelter Insurance page.
Insurance | Hanover | Shelter |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Farm Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Life Insurance | ✔ | |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
Hanover offers a wide range of discounts to its policyholders, including Affinity Groups, Anti-theft Device, and Good Student discounts. Whereas, Shelter also offers a few discounts that Hanover doesn’t, including Window Identification System – Louisiana Residents, Safe Driver, and Pay in Full discounts. Start taking advantage of discounts offered by insurance providers like Shelter and Hanover insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Hanover | Shelter |
---|---|
Accident Prevention Course Discount | Accident Prevention Course Discount |
Affinity Groups | Anti-Theft Discount - Kentucky and Illinois Residents |
Anti-theft Device Discount | Companion Life Discount |
Good Student Discount | Companion Policy Discount |
Hanover Platinum Experience | Driver Training Course Discount |
Multi-Car Discount | Good Student Discount |
No-Fee Electric Funds Transfers | Military Discount |
One Bill | Multi-car Discount |
Pay-in-Full Discount | Multi-coverage Discount - Nevada Residents |
Student Away at School Discount | Passive Restraint Discount |
Pay in Full Discount | |
Safe Driver Discount | |
Window Identification System Discount – Louisiana Residents |
The Hanover Mobile app is available for iOS and Android. With this app, you’ll be able to see vital policy information and billing information. You can also file a home or auto claim without making a phone call.
The Shelter Insurance Mobile app is available for iOS and Android. With the app, you can access your ID cards, report a claim and upload photos, view coverages and policy details, obtain roadside assistance, get in touch with your agent and pay your bill by credit or debit card.
Hanover Mobile App | ||
---|---|---|
iOS | 3.5 | 17 user reviews |
Android | 2.6 | 21 user reviews |
Shelter Mobile App | ||
---|---|---|
iOS | 2.3 | 35 user reviews |
Android | 2.3 | 240 user reviews |
Hanover Contact Info | |
---|---|
Address | 440 Lincoln Street, Worcester, MA 01653 |
Phone | 1-508-855-1000 |
Website | https://www.hanover.com/ |
https://www.facebook.com/hanoverinsurance/ | |
https://twitter.com/The_Hanover | |
Youtube | https://www.youtube.com/channel/UCe9zQijKTBxGff55FKAvytg |
https://www.linkedin.com/company/the-hanover-insurance-group/ |
Shelter Contact Info | |
---|---|
Address | 1817 West Broadway - Columbia, MO 65218 |
Phone | 1-800-743-5837 |
Website | https://www.shelterinsurance.com/ |
https://www.facebook.com/ShelterInsurance/ | |
https://twitter.com/Shelter_ins/ | |
https://www.linkedin.com/company/shelter-insurance-companies/ | |
Youtube | https://www.youtube.com/user/ShelterIns |
https://www.instagram.com/shelter_ins/ | |
https://www.pinterest.com/shelterins/ | |
Vimeo | https://vimeo.com/user48805731 |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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