Hartford vs. Arbella Insurance

Which insurance carrier is right for you? Compare products, price, and quotes from Hartford and Arbella.

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Hartford vs. Arbella: What You Need to Know

In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and Arbella Insurance Group Overview.

Hartford vs. Arbella Insurance Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hartford and Arbella Insurance Group. On average, Hartford charges approximately $195.91 per month while Arbella Insurance Group comes in at around $183.27 per month. For Hartford, the cheapest state average is California at $195.89 per month and the most expensive is California at $195.89 per month. For Arbella Insurance Group, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.

Hartford

Average Rate

$195.91
Arbella Insurance Group

Average Rate

$183.27
National

Average Rate

$133.56
State Hartford Arbella Insurance Group
California $195.89 -

Hartford vs. Arbella Insurance Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hartford Arbella Insurance Group
1 Vehicle $185.93 $
2 Vehicles $273.78 $

Hartford vs. Arbella Insurance Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hartford charges $193.04 per month and Arbella Insurance Group charges $ per month for customers who own their home.

Own/Rent Hartford Arbella Insurance Group
Own $193.04 $
Rent $196.27 $

What is Hartford and Arbella Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Arbella ranked among the industry ratings.

ComparisonHartfordArbella
Year Founded18101988
A.M. Best RatingAA-
BBB RatingA-
Financial StrengthExcellentExcellent
JD Power RankingBelow Average
NAIC Complaint Ratio1.650.11
S&P RatingA

Hartford or Arbella: Insurance Products Offered

What coverage is available through Hartford and Arbella? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Hartford insurance also includes Condo and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and Arbella Insurance Group Insurance page.

InsuranceHartfordArbella
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Hartford or Arbella: Ways To Save

Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Arbella also offers a few discounts that Hartford doesn’t, including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Arbella and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

HartfordArbella
Airbags DiscountAccount Credit Discount
Anti-theft Device DiscountAdvanced Driver Training Discount
Bundle Insurance SavingsAnnual Mileage Discount
Defensive Driver CourseAnti-theft Devices Discount
Driver Training DiscountAuto Loyalty Discount
Good Student DiscountAuto Rewards Discount
Paid-in-Full DiscountDeployment/Active Military Duty Discount
Vehicle Fuel Type (Hybrid or Electric Vehicles)Driver Simulator Training Discount
Energy-Saving Hybrids or Electrics Discount
Experienced Motorcycle Operator Discount
Good Student Discount
MAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-car Family Discount
Multi-car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of Hartford & Arbella

Pros

Hartford
  • Great discounts for AARP members for both auto and home.
  • High customer satisfaction ratings.
Arbella
  • Arbella has an excellent record of very few complaints from consumers.

Cons

Hartford
  • This is not the most affordable option for newer drivers and non-AARP members.
  • A high number of complaints filed.
Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.

Hartford or Arbella Mobile Apps Options

The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.

Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

Hartford Mobile App
iOS     3.9265 user reviews
Android     3.7513 user reviews
Arbella Mobile App
Arbella does not currently have a mobile app for its insurance products.

Hartford & Arbella Contact Info

Hartford Contact Info
Address690 Asylum Avenue, Hartford, CT, 06155
Phone1-800-423-6789
Websitehttps://www.thehartford.com/
Facebookhttps://www.facebook.com/TheHartford/
Youtubehttps://www.youtube.com/thehartford
Twitterhttps://twitter.com/TheHartford
Linkedinhttps://www.linkedin.com/company/the-hartford/
Arbella Contact Info
Address1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone1-800-ARBELLA
Websitehttps://www.arbella.com/
Facebookhttps://www.facebook.com/arbellainsurance/
Youtubehttps://www.youtube.com/user/ArbellaInsurance
Twitterhttps://twitter.com/ArbellaIns
Linkedinhttps://www.linkedin.com/company/arbella-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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