Which insurance carrier is right for you? Compare products, price, and quotes from Hartford and Arbella.
In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.
Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and Arbella Insurance Group Overview.
Below is a list of the average rates that drivers typically pay with Hartford and Arbella Insurance Group. On average, Hartford charges approximately $214.31 per month while Arbella Insurance Group comes in at around $155.86 per month. For Hartford, the cheapest state average is California at $214.20 per month and the most expensive is California at $214.20 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $155.86 per month and the most expensive is Massachusetts at $155.86 per month.
Average Rate
Average Rate
Average Rate
State | Hartford | Arbella Insurance Group |
---|---|---|
California | $214.20 | - |
Massachusetts | - | $155.86 |
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.
Number of Vehicles | Hartford | Arbella Insurance Group |
---|---|---|
1 Vehicle | $203.68 | $147.31 |
2 Vehicles | $279.31 | $ |
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hartford charges $218.59 per month and Arbella Insurance Group charges $161.64 per month for customers who own their home.
Own/Rent | Hartford | Arbella Insurance Group |
---|---|---|
Own | $218.59 | $161.64 |
Rent | $213.70 | $154.68 |
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Arbella ranked among the industry ratings.
Comparison | Hartford | Arbella |
---|---|---|
Year Founded | 1810 | 1988 |
A.M. Best Rating | A | A- |
BBB Rating | A- | |
Financial Strength | Excellent | Excellent |
JD Power Ranking | Below Average | |
NAIC Complaint Ratio | 1.65 | 0.11 |
S&P Rating | A |
What coverage is available through Hartford and Arbella? Both insurance companies offer Auto, Commercial, Home, Renters, and Umbrella insurance. Additional products from Hartford insurance also includes Condo and RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and Arbella Insurance Group Insurance page.
Insurance | Hartford | Arbella |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | |
Umbrella Insurance | ✔ | ✔ |
Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Arbella also offers a few discounts that Hartford doesn’t, including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Arbella and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Hartford | Arbella |
---|---|
Airbags Discount | Account Credit Discount |
Anti-theft Device Discount | Advanced Driver Training Discount |
Bundle Insurance Savings | Annual Mileage Discount |
Defensive Driver Course | Anti-theft Devices Discount |
Driver Training Discount | Auto Loyalty Discount |
Good Student Discount | Auto Rewards Discount |
Paid-in-Full Discount | Deployment/Active Military Duty Discount |
Vehicle Fuel Type (Hybrid or Electric Vehicles) | Driver Simulator Training Discount |
Energy-Saving Hybrids or Electrics Discount | |
Experienced Motorcycle Operator Discount | |
Good Student Discount | |
MAHA Workshops Savings Discount | |
Mass Save Discount | |
Motorcycle Training Discount | |
Multi-car Family Discount | |
Multi-car Individual/Spouse Discount | |
Multi-vehicle Discount | |
New Business Discount | |
New Home Credit | |
Premium in Full Discount | |
Protective Devices Discount | |
Renew and Save Discount | |
Rental Property Account Credit | |
Residence Safety Package | |
Student Away at College Discount |
The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.
Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.
Hartford Mobile App | ||
---|---|---|
iOS | 3.9 | 265 user reviews |
Android | 3.7 | 513 user reviews |
Arbella Mobile App | ||
---|---|---|
Arbella does not currently have a mobile app for its insurance products. |
Hartford Contact Info | |
---|---|
Address | 690 Asylum Avenue, Hartford, CT, 06155 |
Phone | 1-800-423-6789 |
Website | https://www.thehartford.com/ |
https://www.facebook.com/TheHartford/ | |
Youtube | https://www.youtube.com/thehartford |
https://twitter.com/TheHartford | |
https://www.linkedin.com/company/the-hartford/ |
Arbella Contact Info | |
---|---|
Address | 1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103 |
Phone | 1-800-ARBELLA |
Website | https://www.arbella.com/ |
https://www.facebook.com/arbellainsurance/ | |
Youtube | https://www.youtube.com/user/ArbellaInsurance |
https://twitter.com/ArbellaIns | |
https://www.linkedin.com/company/arbella-insurance-group/ |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Answer a few questions and let Penny find the best rates in your area.