Which insurance company is right for you? Compare rates, insights, and quotes from Hartford and Metlife.
In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.
In 1869, MetLife began offering financial protection to working-class Americans, mostly Civil War sailors and soldiers. It was then called the Metropolitan Life Insurance Company and soon shifted to a focus on life insurance. By 1909, MetLife was the nation’s largest life insurer. From 1907 to 2005, the Metropolitan Life Insurance Company Tower was the company’s headquarters in Lower Manhattan. It was the world’s tallest building until 1913. This famous building emanated light for years with the slogan, “The light that never fails,” and it was often featured in MetLife advertisements.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and MetLife Auto & Home Overview.
Below is a list of the average rates that drivers typically pay with Hartford and MetLife Auto & Home. On average, Hartford charges approximately $214.92 per month while MetLife Auto & Home comes in at around $ per month. For Hartford, the cheapest state average is California at $214.81 per month and the most expensive is California at $214.81 per month. For MetLife Auto & Home, the cheapest state average is at $0.00 per month and the most expensive is at $0.00 per month.
|State||Hartford||MetLife Auto & Home|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hartford and MetLife Auto & Home typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Hartford||MetLife Auto & Home|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hartford charges $219.56 per month and MetLife Auto & Home charges $ per month for customers who own their home.
|Own/Rent||Hartford||MetLife Auto & Home|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Metlife ranked among the industry ratings.
|A.M. Best Rating||A||A+|
|JD Power Ranking||About Average|
|NAIC Complaint Ratio||1.65||0.69|
What coverage is available through Hartford and Metlife? Both insurance companies offer Auto, Commercial, Home, and RV insurance. Additional products from Hartford insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and MetLife Auto & Home Insurance page.
Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Metlife also offers a few discounts that Hartford doesn’t, including Safe Drivers, Restricted Mileage, and Passive Seat Belt and Air Bag discounts. Start taking advantage of discounts offered by insurance providers like Metlife and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Airbags Discount||Anti-lock Brake Discounts|
|Anti-theft Device Discount||Antitheft System Discount|
|Bundle Insurance Savings||Deductible Savings Benefit|
|Defensive Driver Course||Driver Training/Defensive Driving Courses|
|Driver Training Discount||Good-student Discount|
|Good Student Discount||Mature Driver Discount|
|Paid-in-Full Discount||Multi-car Discount|
|Vehicle Fuel Type (Hybrid or Electric Vehicles)||Multiple Policy Discount|
|Passive Seat Belt and Air Bag Discount|
|Restricted Mileage Discount|
|Safe Driver Discounts|
The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.
The MetLife Auto & Home Mobile App is available for iOS and Android. With this app, you can pay bills, file claims, view policies and even get a life insurance quote.
|Hartford Mobile App|
|iOS||3.9||265 user reviews|
|Android||3.7||513 user reviews|
|Metlife Mobile App|
|iOS||1.3||197 user reviews|
|Android||1.9||1,904 user reviews|
|Hartford Contact Info|
|Address||690 Asylum Avenue, Hartford, CT, 06155|
|Metlife Contact Info|
|Address||700 Quaker Lane, Warwick, RI 02818|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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