Which insurance provider is right for you? Compare coverage, discounts, and quotes from Hartford and Utica National.
In 1810, Nathaniel Terry was the president of a small fire insurance company which, 15 years later, wrote a policy for Yale University. In 1835, a large fire destroyed most of the buildings in New York City’s Financial District and all claims were paid. In 2001 the company paid over $850 million in claims after the 9/11 terror attacks. Since 1994, The Hartford has been a sponsor of the U.S. Paralympics. Since 2003, they’ve participated in the Ability Equipped program, which provides access to adaptive sports and equipment for people with disabilities across the country. The year 2010 was The Hartford’s 200th anniversary. Since its inception, the company has been named a World’s Most Ethical Company 11 times by the Ethisphere Institute.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New YorkState’s most successful and respectful mutual insurance organizations. Uticaadopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of the 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas, and Georgia.
Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hartford Overview and Utica National Ins Group Overview.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Hartford and Utica National ranked among the industry ratings.
Comparison | Hartford | Utica National |
---|---|---|
Year Founded | 1810 | 1914 |
A.M. Best Rating | A | A- |
BBB Rating | A- | |
Financial Strength | Excellent | Excellent |
NAIC Complaint Ratio | 1.65 | |
S&P Rating | A |
What coverage is available through Hartford and Utica National? Both insurance companies offer Auto, Commercial, Home, Renters, RV, and Umbrella insurance. Additional products from Hartford insurance also include Condo insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hartford and Utica National Ins Group Insurance page.
Insurance | Hartford | Utica National |
---|---|---|
Auto Insurance | ✔ | ✔ |
Commercial Insurance | ✔ | ✔ |
Condo Insurance | ✔ | |
Home Insurance | ✔ | ✔ |
Motorcycle Insurance | ✔ | |
Renters Insurance | ✔ | ✔ |
RV Insurance | ✔ | ✔ |
Umbrella Insurance | ✔ | ✔ |
Hartford offers a wide range of discounts to its policyholders, including Anti-theft Device, Bundle Insurance Savings, and Defensive Driver Course discounts. Whereas, Utica National also offers a few discounts that Hartford doesn’t, including Pay in Full, Multi-Vehicle, and Go Green Vehicle discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Hartford insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
Hartford | Utica National |
---|---|
Airbags Discount | Airbags & motorized seat belts |
Anti-theft Device Discount | Annual Mileage Discount |
Bundle Insurance Savings | Anti-lock brakes |
Defensive Driver Course | Anti-Theft Device |
Driver Training Discount | Away at School Discount |
Good Student Discount | Bundled Discount |
Paid-in-Full Discount | Company Car Discount |
Vehicle Fuel Type (Hybrid or Electric Vehicles) | Electronic Funds Transfer |
Electronic stability control | |
Go Green Vehicle Discount | |
Good Student Discount | |
Multi-Vehicle Discount | |
Pay in Full Discount |
The Hartford smartphone app allows users to view important documents and access a digital auto ID card. You can pay bills, file and track claims, contact an agent, access roadside assistance and more.
Hartford Mobile App | ||
---|---|---|
iOS | 3.9 | 265 user reviews |
Android | 3.7 | 513 user reviews |
Utica National Mobile App | ||
---|---|---|
Utica National does not currently have a mobile app. |
Hartford Contact Info | |
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Address | 690 Asylum Avenue, Hartford, CT, 06155 |
Phone | 1-800-423-6789 |
Website | https://www.thehartford.com/ |
https://www.facebook.com/TheHartford/ | |
Youtube | https://www.youtube.com/thehartford |
https://twitter.com/TheHartford | |
https://www.linkedin.com/company/the-hartford/ |
Utica National Contact Info | |
---|---|
Address | 180 Genesee St, New Hartford, NY 13413 |
Phone | 1-800-589-8422 |
Website | https://www.uticanational.com/ |
https://www.facebook.com/uticanational/ | |
https://www.linkedin.com/company/uticanational/ | |
https://twitter.com/uticanational |
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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