Hastings Mutual vs. Grange Insurance

Which insurance provider is right for you? Compare insights, products, and quotes from Hastings Mutual and Grange.

Compare Car Insurance Rates in Your Area

Hastings Mutual vs. Grange: What You Need to Know

Hastings Mutual Company was founded in 1885 as Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company to help protect local residents against the tornados that had destroyed small communities of Hastings and other parts of Michigan. The company continued to grow over the years and expanded its business.

Grange Mutual Casualty Company, commonly known as Grange Insurance, was formed in 1935, in Columbus, Ohio, to provide auto insurance for a specific group, Ohio State Grange members.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Hastings Mutual Insurance Co Overview and Grange Overview.

Hastings Mutual Insurance Co vs. Grange: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Hastings Mutual Insurance Co and Grange. On average, Hastings Mutual Insurance Co charges approximately $154.00 per month while Grange comes in at around $179.30 per month. For Hastings Mutual Insurance Co, the cheapest state average is Ohio at $106.69 per month and the most expensive is Illinois at $208.14 per month. For Grange, the cheapest state average is Oregon at $111.49 per month and the most expensive is Colorado at $210.81 per month.

Hastings Mutual Insurance Co

Average Rate

$154.00
Grange

Average Rate

$179.30
National

Average Rate

$120.03
State Hastings Mutual Insurance Co Grange
California- $191.11
Colorado- $210.81
Idaho- $127.02
Illinois $208.14 -
Indiana $128.93 -
Iowa $107.20 -
Michigan $170.40 -
Ohio $106.69 -
Oregon- $111.49
Washington- $138.44
Wisconsin $128.52 -
Wyoming- $148.47

Hastings Mutual Insurance Co vs. Grange: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Hastings Mutual Insurance Co and Grange typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Hastings Mutual Insurance Co Grange
1 Vehicle $147.43 $164.33
2 Vehicles $180.32 $230.56
3 Vehicles $250.02 $318.45

Hastings Mutual Insurance Co vs. Grange: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Hastings Mutual Insurance Co charges $137.21 per month and Grange charges $170.54 per month for customers who own their home.

Own/Rent Hastings Mutual Insurance Co Grange
Own $137.21 $170.54
Rent $162.51 $182.34

What is Hastings Mutual and Grange Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Hastings Mutual and Grange ranked among the industry ratings.

ComparisonHastings MutualGrange
Year Founded18851935
Market Share0.2% (2018)
A.M. Best RatingA
BBB RatingA+A+
Financial StrengthExcellentExcellent
JD Power RankingAbove Average
NAIC Complaint Index0.87

Hastings Mutual or Grange: Insurance Products Offered

What coverage is available through Hastings Mutual and Grange? Both insurance companies offer Auto, Commercial, Home insurance. Additional products from Hastings Mutual insurance also includes Condo, Farm, Life, Renters, RV insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Hastings Mutual Insurance Co and Grange Insurance page.

InsuranceHastings MutualGrange
Auto Insurance
Commercial Insurance
Condo Insurance
Farm Insurance
Home Insurance
Life Insurance
Renters Insurance
RV Insurance

Hastings Mutual or Grange: Ways To Save

Grange offers a wide range of discounts to its policyholders, including Good Student, Hybrid Vehicle, and Multi-Policy discounts. In contrast, Hastings Mutual also offers a few discounts that Grange doesn’t, including Paperless Bills, Paid in Full, and Multi-car discounts. Start taking advantage of discounts offered by insurance providers like Grange and Hastings Mutual insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Hastings MutualGrange
Away at School DiscountDistant Student Discount
Claim Free DiscountGood Student Discount
Defensive Driving DiscountHybrid Vehicle Discount
Good Student DiscountMulti-Policy Discount
Multi-car DiscountPaid-in-full Discount
Multi-policy DiscountSafe Driver Discount
Paid in Full Discount
Paperless Bills Discount

Pros & Cons of Hastings Mutual & Grange

Pros

Hastings Mutual
  • Hastings Mutual Company focuses on providing A+ customer service and promoting strong relationships with its customers.
  • Established history: the company has 130 years of service and has built a good reputation among its customers.
  • It has affordable rates.
  • Offers Multi-Policy discounts.
Grange
  • Grange Insurance offers personalized coverage, which allows you to tailor the insurance plan according to your needs and budget.
  • The company offers pet coverage included in the auto policy, which pays for your pet’s veterinary if they are injured in a crash.
  • Easy-to-use online account
  • Great financial standing

Cons

Hastings Mutual
  • Limited service: coverage is available in only 6 midwestern states across the US.
  • It doesn’t offer an online application, you need to call an agent for a quote.
Grange
  • The claims process can be delayed according to some customer’s reviews.
  • Coverage limited - only in 13 states across the US

Hastings Mutual or Grange Mobile Apps Options

The Grange Insurance Mobile app is available for iOS and Android. This mobile app can help you to pay the bills, view coverages, display your ID card and get roadside assistance. If you don’t have insurance with the company yet, you can use the app to find an agent for more information.

Hastings Mutual Mobile App
Hastings Mutual does not currently have a mobile app.
Grange Mobile App
iOS     4.29 user reviews
Android     4.324 user reviews

Hastings Mutual & Grange Contact Info

Hastings Mutual Contact Info
Address404 E. Woodlawn Ave. Hastings, MI 49058
Phone1-800-442-8277
Websitehttps://www.hastingsmutual.com/
Facebookhttps://www.facebook.com/HastingsMutual/
Linkedinhttps://www.linkedin.com/company/hastings-mutual-insurance-company/
Grange Contact Info
Address671 S. High Street Columbus, OH 43206
Phone1-800-422-0550
Websitehttps://www.grangeinsurance.com/
Facebookhttps://www.facebook.com/GrangeInsuranceMarketing
Instagramhttps://www.instagram.com/grange_insurance
Twitterhttps://twitter.com/GrangeInsurance
Youtubehttps://www.youtube.com/user/GrangeInsurance
Linkedinhttps://www.linkedin.com/company/grange-insurance

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

Compare Insurance Rates for Free.

Enter your zip code, answer a few questions, and compare rates in less than 3 minutes.