Which insurance company is right for you? Compare plans, rates, and quotes from Mercury and Chubb.
George Joseph founded Mercury General Corporation in Los Angeles with a promise to provide more affordable rates than other carriers and the best customer service in the industry. The first policy was sold in 1962 when the company had only six employees and 90 agents. Two years later Mercury Insurance opened an office in Orange County, CA. In 1966 they opened their first office in the San Fernando Valley and a year later earned an A+ rating from A.M. Best. They continued expanding in southern California with an office opening in San Diego. In 1968 Mercury established a holding company, then acquired shares of Mercury Casualty Company and made it a wholly-owned subsidiary of Mercury General Corp. They then moved into their newly opened San Jose office. In 1970, Mercury wrote $1 million in premiums in one month and grew to employ 467 agents. In 1972 they sold their first homeowners policy. In 1973 Mercury formed a subsidiary for underwriting preferred risk, thereby increasing business using a 34-page manual written by the company’s founder. In 1974, Mercury opened its first Sacramento office and by 1977, Mercury Insurance becomes the largest insurance subsidiary, producing over $1 billion in premiums by 2011. In 1978, Mercury established a Special Investigations Unit (SIU) to fight insurance fraud.
In 1882, Thomas Caldecot Chubb and his son Percy founded Chubb & Son inNew York City selling with marine insurance. In 1901, Percy organized theFederal Insurance Company, writing marine insurance and expanded into fire two years later. The company acquired control of U.S Guarantee Company in 1921 and they opened their first branch outside the U.S in Montreal, Canadain 1928. In the year 1967, the company changed its name to Chubb Corporation and at the same time, they acquired the Pacific Indemnity Companies. In 1984 Chubb was listed on the New York Stock Exchange and their business expanded overseas by 1990. In 2012, after Superstorm Sandy, Chubb settled the highest number of claims in the company's history. Ace Limited and Chubb became one company and adopted the Chubb name by 2016. Today, Chubb is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S, operating in 54 countries and provides property and casualty insurance to businesses and individuals, including personal products such as auto, home, travel, natural disasters, valuables, boats & yachts, cyber and life & health protection.
Below is a list of the average rates that drivers typically pay with Mercury and Chubb. On average, Mercury charges approximately $220.70 per month while Chubb comes in at around $225.22 per month. For Mercury, the cheapest state average is Virginia at $132.77 per month and the most expensive is Florida at $303.28 per month. For Chubb, the cheapest state average is Washington at $122.35 per month and the most expensive is New York at $342.67 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Mercury and Chubb typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Mercury||Chubb|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Mercury charges $215.51 per month and Chubb charges $201.11 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Mercury and Chubb ranked among the industry ratings.
|JD Power Ranking||Average|
|NAIC Complaint Index||0.46|
What coverage is available through Mercury and Chubb? Both insurance companies offer Auto, Commercial, Home insurance. Additional products from Mercury insurance also includes Condo, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Mercury and Chubb Insurance page.
Chubb offers a wide range of discounts to its policyholders, including Airbag, Anti-lock Braking System, and Anti-theft discounts. In contrast, Mercury also offers a few discounts that Chubb doesn’t, including Pay-in-Full, Occupational, and Multi-policy discounts. Start taking advantage of discounts offered by insurance providers like Chubb and Mercury insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Anti-theft Feature Discount||Accident-Free Discount|
|Auto Pay Discount||Airbag Discount|
|E-signature Discount||Anti-lock Braking System Discount|
|Good Driver Discount||Anti-theft Discount|
|Good Student Discount||College Graduate Discount|
|Multi-car Discount||Defensive Driving Discount|
|Multi-policy Discount||Good Student Discount|
|Occupational Discount||Multi-Vehicle Discount|
The Mercury Mobile app is available for android. This insurance tool is where you can manage payments, view auto policy information, download ID cards and more.
The Chubb Mobile app is available for android and iPhones and iPads. The app features fingerprint and facial login to a dashboard where you can manage payments, download ID cards, submit claims, check the agent information and more.
|Mercury Mobile App|
|Android||2.7||200 user reviews|
|Chubb Mobile App|
|iOS||3.3||14 user reviews|
|Android||2.3||6 user reviews|
|Mercury Contact Info|
|Address||4484 Wilshire Boulevard Los Angeles, California|
|Phone||1 (800) 503-3724|
|Chubb Contact Info|
|Address||15 Mountainview Rd, Warren, NJ 07059|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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